The Rashtriya Swasthya Bima Yojana (RSBY) is a government of India operated health insurance scheme for the poor in India. Initially, it targeted only BPL households but now it covers other unorganised workers as well. Launched in April 2008, it has so far seen implementation in 25 states. Previously, the scheme was under the Labour & Employment Ministry; but from April 2015, it comes under the Ministry of Health and Family Welfare. The two objectives of the RSBY are:
- Providing financial protection against extremely high health costs by reducing out
- Improving access to quality healthcare to households in the BPL and other unorganised sector.
Under this scheme, beneficiaries can get hospitalisation coverage up to Rs.30000 per annum for most diseases requiring hospitalisation.