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In India, about 80 per cent of farmers are small farmers, who need credit for cultivation. a. Why might banks be unwilling to lend to small farmers? b. What are the other sources from which the small farmers can borrow? c. Explain with an example of how the terms of credit can be unfavourable for the small farmer. d. Suggest some ways by which small farmers can get cheap credit.

a) Why might banks be unwilling to lend to small farmers?  Usually banks do not have a presence in every... View Article

Identify the challenges to democracy in the following descriptions. Also, suggest policy/institutional mechanism to deepen democracy in the given situations: a) Following a High Court directive, a temple in Orissa that had separate entry doors for Dalits and non-Dalits allowed entry for all from the same door. b) A large number of farmers are committing suicide in different states of India. c) Following allegation of killing of three civilians in Gandwara in a fake encounter by Jammu and Kashmir police, an enquiry has been ordered.

a) Following a High Court directive, a temple in Orissa that had separate entry doors for Dalits and non-Dalits allowed... View Article