NOC Letter Format for Bank Loan | How to Write and Sample Letters

If you are thinking of applying for a loan or closing your loan account, you will have to get a bank NOC letter. A No Objection Certificate is basically a legal document which is issued by the respective authority. If you want an NOC from the bank for the closure of your loan document, you will have to write an application for NOC from bank mentioning the reason for your request.

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What Is the NOC Letter Format for Bank?

A bank NOC letter is written to the General/Branch Manager of the bank. In order to close a loan account or apply for a loan in a particular branch, you will require an NOC.

The NOC letter format for bank is just like other formal application to branch manager. The applicant must mention details like the account number, loan details, contact details, etc.

Samples of Bank NOC Letter

To better understand the format of request letter to bank for NOC, go through the following samples

Request Letter for NOC from Bank


The Manager

Bank of India

Sahid Nagar, Bhubaneswar

Market Building branch


Sub: Application for the closure of my loan


Respected Sir,

I have been a customer of your bank for 15 years with account number (mention your account number). I had borrowed Rs. 12 lakhs from the bank for opening my own restaurant. I was offered an 8-year term and agreed to all of the terms and conditions laid out by the bank. Three years have passed, and I have paid Rs. 6 lakhs, but I am unable to continue paying back the loan in instalments. I’d like to close the account by paying the remaining sum now that my business is performing well. I have made the deposit on January 31st. I respectfully request that you grant me a NOC certificate that includes all of my personal data.

Also, please send me a letter of authorisation for the clearance of my loan for future refernces. Given my current situation, I hope you will issue the NOC certificate to me as soon as possible.

Thank you in advance.

Yours sincerely,

Anisha Mishra

Contact- 99999


NOC for Loan from Bank

The Branch Manager

Name of the Bank and Branch



Subject: Application to issue a NOC for car loan.


With due respect, I, ________ (Name) residing at _____ (Address) wants to request you for a loan of Rs._____ from your bank. I have been a customer of your bank since ___ years with account number ________. I am raising this loan amount because I want to buy a new car from _____ showroom.

I am writing this letter to request you to kindly provide a NOC for the same for the loan of Rs. ____. Please revert back with the details of the documents required for the same. I shall be highly obliged for the same.

Thank You,

Yours sincerely


Account number-  ______

Contact: ____

Frequently Asked Questions on NOC Letter Format for Bank Loan


How do I write a request letter to the bank for issuing the NOC for a loan?

In order to write a request letter to the bank for issuing the NOC for a loan, you will have to mention the reason for taking the loan. Mention the details of your account and your address. Also mention the amount you want.


Within how many days can I get an NOC from the bank to close the loan?

Generally, it takes three to four days for the bank to revert with the NOC and other clearance details of your loan account.


How long is an NOC valid for?

An NOC is valid for six months. After it is expired, you will not be able to proceed with the same NOC, you will have to request for another NOC.


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