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What is the validity period of Cheque?

As per guidelines of Reserve Bank of India (RBI), the validity period of cheque from the date of issue is 3 months. These guidelines came into effect from April 1, 2012. Prior to this guideline the validity period of cheques was 6 months. You can read about the RBI – Know More About Reserve Bank of India in the given link. 

The validity period of pay orders, demand drafts are also 3 months.

Further readings:

  1. Bad Banks – Idea Proposed by Indian Banking Association (IBA) Due to COVID-19
  2. Cashless Economy in India – UPSC GS-III Notes

Related Links

National Payments Corporation of India (NPCI) – An Overview of Objectives, Products

Bharat Interface for Money (BHIM): Notes for the UPSC Exam

SWIFT (Society for Worldwide Interbank Financial Telecommunication)

India Post Payments Bank – IPPB [UPSC Notes]

Cash Reserve Ratio (CRR)- Repo Rate & Reverse Repo Rate (UPSC Notes)

Unified Payments Interface (UPI) – Aims & Benefits

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