Who can open a PMJDY account?

Every Indian citizen is eligible to open a Pradhan Mantri Jan Dhan Yojana (PMJDY) account. PMJDY is a National Mission for Financial Inclusion. PMJDY accounts are eligible for the Micro Units Development & Refinance Agency Bank (MUDRA) scheme. PMJDY account holders will be given a RuPay Debit card. You can read about the Pradhan Mantri Jan-Dhan Yojana (PMJDY) – Benefits & Implementation in the given link.

The other Central Government benefits which can be availed from PMJDY accounts are eligibility for Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY).

Further readings:

  1. Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM) – World’s Largest Pension Scheme
  2. PM Garib Kalyan Yojana (PMGKY) – UPSC Notes

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