The RBI Grade B exam pattern consists of two phases that are followed by an interview stage. The interview phase carries 75 marks, and aspiring candidates must be very cautious in their interviews. These 75 marks are crucial to rank in the merit list. A planned strategy to clear the interview is as crucial as the written exam. In this article, let’s understand the tips and tricks recommended by experts to crack the interview phase of the RBI Grade B Exam.

Expert Tips to crack RBI Grade B Interview

The RBI Grade B interview panel evaluates the candidate on three primary criteria: confidence, knowledge, and personality. Given that you have already passed the RBI Grade B Mains, it is reasonable to presume that you are familiar with the technical components. As a result, in this round, you should improve your soft skills and presentation abilities in order to ace the interview.

Know about RBI

Check the RBI website for every minute detail and have relevant information about the organization, jobs offered and recent reports/ developments or any vital announcements.

As RBI is your potential employer, you must know everything about it. 

Be prepared to talk about yourself effectively

The first few questions will be about yourself. Therefore,  questions such as “introduce yourself” and “tell us about yourself” can be expected the first asked during the RBI Grade B interview. Candidates must therefore prepare a compelling response to that question. Keep it brief, straightforward, and persuasive. Also, practice a well-phrased answer about the purpose of joining the RBI. That answer must reflect your interest and passion for the organization and the banking sector in particular.

Gain knowledge about your native, school, current city

Prepare a history of your hometown, core values of your alma mater, motto, who founded it, and so forth. This is a must-asked question in major competitive exams’ interview stages. This reflects your values and personality as an individual and your depth of awareness of your surroundings.

Brush up your technical understanding

Brush up on the technical portions of the curriculum for the interview; questions about NABARD, World Bank, cooperative banks, WTO, and other agencies have previously been asked. Conceptual questions on NPA, the stock market, and monetary policy instruments can also be asked. Therefore, don’t get overconfident if you did well in Mains. The interview can also pose some questions around these topics to check your actual understanding of technical aspects in the banking industry.

Be well-dressed

Your dressing sense talks a lot about your personality. Therefore, ensure that you are well-dressed and groomed for the interview. 

• Avoid wearing something extravagant or informal.
• Hair and beard trimming should be straightforward and professional.
• Maintain a smile to demonstrate that you are confident.
• You must obtain authorization before entering the chamber and smile as you welcome the panel.
• Sit up straight and make confident eye contact with everyone in the room.

Prepare some basic interview questions

• Basic facts related to RBI
• Tell us about yourself in your introduction.
• Where are you from? And how much do you know about your hometown?
• Please tell us about your interests.
• Who is your role model, and what attributes have you picked up from him/her?
• What drew you to the banking industry?
• What do you know about SWOT analysis?
• How can the government raise money without raising the income tax?
• Can you tell the difference between a fiscal deficit and a revenue deficit?
• How does the RBI make money?
• What are the several departments of the RBI? Do you have any information on them?
• What are the RBI’s responsibilities? Which one piques your interest the most?
• What exactly is NPA? How should India address its NPA problem?
• Economic survey and annual budget-related financial facts
• Name of the Chief ministers and governor of those states and union territories which are currently in the news.
• Name of current cabinet ministers
• Important financial facts
• Inflation, types of inflation
• Important Government schemes and yojanas like PMJDY, APY, etc.

Be well-informed about your job profile

Candidates must not blindly apply for a job in the RBI. They must know what they are applying for and would they are able to justify their position once they get it. Candidates must understand their job’s duties and responsibilities.

Be aware of the profile’s nature and duties, such as if it is a desk job or a field job. 

Know everything about the job’s salary structure, job advancement opportunities, and profile promotion.

It will not be difficult to answer the panel’s questions if you prepare strategically for the RBI Grade B Interview. However, it is vital to understand that topic knowledge alone will not suffice to pass the RBI Grade B Interview; you will need much more in your arsenal. 

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