Government Schemes in India

Government Schemes in India are launched by the government to address the social and economic welfare of the citizens of this nation.

These schemes play a crucial role in solving many socio-economic problems that beset Indian society, and thus their awareness is a must for any concerned citizen.

On February 1, 2021, the Finance Minister of India released the Union Budget 2021-22 and made new announcements regarding the government schemes in India. In 2020, a relief package worth Rs 1.70 lakh crore was announced to tackle the financial difficulties which were faced due to the COVID-19 outbreak under the PM Garib Kalyan Yojana. This year, the government has announced the Aatmanirbhar package amounting to Rs. 27.1 lakh crores to deal with the impact of coronavirus.

This article will provide all the details of the Government Schemes 2021 that are implemented in India.

Government Exams 2021

Latest Government Schemes in India

Given below is a list of government schemes that have been launched recently under various sectors or have been in the news regarding their revised implications and expansion:

Government Scheme in India Date of Launch/Implementation
Startup India Seed Fund Scheme (SISFS) April 1, 2021
Ayushman Sahakar Scheme October 19, 2020
Pradhan Mantri Annadata Aay SanraksHan Abhiyan (PM AASHA) September 2018
SATAT Scheme (Sustainable Alternative Towards Affordable Transportation) October 2018
Mission Sagar May 2020
NIRVIK Scheme (Niryat Rin Vikas Yojana) February 1, 2020
SVAMITVA Scheme (Survey of Villages and Mapping with Improvised Technology in Village Areas) April 24, 2020
National Technical Textiles Mission (NTTM) February 26, 2020
Mission COVID Suraksha November 29, 2020
DHRUV – PM Innovative Learning Programme October 10, 2019
SERB-POWER Scheme (Promoting Opportunities for Women in Exploratory Research) October 29, 2020
One Nation One Ration Card Scheme (ONORCS)
Prime Minister Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) June 1, 2020
Mission Karmayogi September 2, 2020
Sahakar Mitra Scheme June 12, 2020
Pradhan Mantri Vaya Vandana Yojana May 4, 2017

List of Other Important schemes launched by Modi Government:

The Modi Government has launched many new schemes for the development of the country and the residents.

They are:

  1. Atmanirbhar Bharat Abhiyan
  2. Mission Karmayogi
  3. Pradhan Mantri SVANidhi Scheme
  4. Samarth Scheme
  5. Savya Shiksha Abhiyaan
  6. Rashtriya Gokul Mission
  7. Production Linked Incentive (PLI) Scheme
  8. PM FME – Formalization of Micro Food Processing Enterprises Scheme
  9. Kapila Kalam Program
  10. Pradhan Mantri Matsya Sampada Yojana
  11. National Digital Health Mission
  12. Solar Charkha Mission
  13. SVAMITVA Scheme
  14. Samarth Scheme
  15. Sahakar Pragya Initiative
  16. Integrated Processing Development Scheme
  17. Housing for All Scheme
  18. Sovereign Gold Bond Scheme
  19. Fame India Scheme
  20. KUSUM Scheme
  21. Nai Roshni Scheme
  22. Swadesh Darshan Scheme
  23. National Water Mission
  24. National Nutrition Mission
  25. Operation Greens Scheme
  26. Deep Ocean Mission
  27. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi) Scheme
  28. Pradhan Mantri Kisan Maan Dhan Yojana
  29. PM Garib Kalyan Yojana (PMGKY)
  30. Pradhan Mantri Shram Yogi Maan-Dhan
  31. New Jal Shakti Ministry
  32. Jan Dhan Yojana
  33. Skill India Mission
  34. Make in India
  35. Swachh Bharat Mission
  36. Sansad Adarsh Gram Yojana
  37. Sukanya Samriddhi Scheme – Beti Bachao Beti Padhao
  38. HRIDAY Scheme
  39. PM Mudra Yojna
  40. Ujala Yojna
  41. Atal Pension Yojana
  42. Prime Minister Jeevan Jyoti Bima Yojana
  43. Pradhan Mantri Suraksha Bima Yojana
  44. AMRUT Plan
  45. Digital India Mission
  46. Gold Monetization Scheme
  47. UDAY
  48. Start-up India
  49. Setu Bhartam Yojana
  50. Stand Up India
  51. Prime Minister Ujjwala Plan
  52. National Mission for Clean Ganga (NMCG)
  53. Atal Bhujal Yojana (ABY)
  54. Prime Minister’s Citizen Assistance and Relief in Emergency Situation (PM CARES)
  55. Aarogya Setu
  56. Ayushman Bharat
  57. UMANG – Unified Mobile Application for New-age Governance
  58. PRASAD Scheme – Pilgrimage Rejuvenation And Spirituality Augmentation Drive
  59. Saansad Adarsh Gram Yojana (SAGY)
  60. Shramev Jayate Yojana
  61. Smart Cities Mission
  62. Pradhan Mantri Gram Sadak Yojana (PMGSY)
  63. Mission for Integrated Development of Horticulture (MIDH)
  64. National Beekeeping & Honey Mission (NBHM)
  65. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)
  66. Remission of Duties and Taxes on Exported Products (RoDTEP) Scheme
  67. Unique Land Parcel Identification Number (ULPIN) Scheme
  68. UDID Project
  69. eSanjeevani Programme (Online OPD)
  70. Pradhan Mantri Swasthya Suraksha Yojana
  71. YUVA Scheme for Young Authors
  72. Ethanol Blended Petrol (EBP) Programme
  73. Scheme for Adolescent Girls (SAG)

The Government has also released multiple national and state-level scholarship schemes for students across the country. Get the List of Government Scholarship Schemes in India at the linked article.

List of Major Government Schemes in India:- Download PDF Here

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Government Schemes

In order to test the dynamic knowledge of the candidate, both Government and Bank Exams will feature questions regarding the various schemes overseen by the Government of India.

Government Schemes is an important static GK topic with regards to the UPSC examination. For information on various static GK topics check the article linked here.

The table highlighted below will give important details regarding these schemes.

Government Schemes in India
Scheme Full-Form Date of Launch Government Ministry
PMJDY Pradhan Mantri Jan Dhan Yojana August 28, 2014 Ministry of Finance
PMSSY Pradhan Mantri Swasthya Suraksha Yojana January 22, 2015 Ministry of Health & Family Welfare
PMMY Pradhan Mantri Mudra Yojana April 8, 2015 Ministry of Finance
PMJJBY Pradhan Mantri Jeevan Jyoti Bima Yojana May 9 2015 Ministry of Finance
PMSBY Pradhan Mantri Suraksha Bima Yojana May 9, 2015 Ministry of Finance
APY Atal Pension Yojana May 9, 2015 Ministry of Finance
KVP Kisan Vikas Patra 2014 Ministry of Finance
GMS Gold Monetisation Scheme November 4 2015 Ministry of Finance
PMFBY Pradhan Mantri Fasal Bima Yojana February 18, 2016 Ministry of Agriculture
PMGKY Pradhan Mantri Krishi Sinchai Yojana July 1, 2015 Ministry of Agriculture
DDUGJY Deen Dayal Upadhyaya Gram Jyoti Yojana July 25, 2015 Ministry of Power
RGM Rashtriya Gokul Mission December 16, 2014 Ministry of Agriculture and Farmers Welfare
DI Digital India July 1, 2015 Ministry of Electronics and Information Technology
SI Skill India July 15, 2015 Ministry of Skill Development and Entrepreneurs
(PMKVY) Pradhan Mantri Kaushal Vikas Yojana 2015 Ministry of Skill Development and Entrepreneurs

Important Schemes launched in India related to Employment and Poverty Alleviation

Government Schemes in India
Scheme Full-form Date of Launch Government Ministry
MI Make in India September 25, 2014 Ministry of Commerce and Industry
Startup India Startup India, Standup India January 16, 2016 Government of India
PMGKY Pradhan Mantri Garib Kalyan Yojana (PMGKY) December 16, 2016 Ministry of Finance

Important Schemes launched in India related to Health and Sanitation

Government Schemes in India
Full-Form Name of Scheme Date of Launch Government Ministry
Swachh Bharat Abhiyan SBA October 2nd, 2014 Ministry of Housing and Urban Affairs
Namami Gange NG June, 2014 Ministry of Water Resources
National Bal Swachhta NBS November 14, 2014 Ministry of Women and Child Development
Pradhan Mantri Bhartiya Janaushadhi Pariyojana’ (PMBJP) (PMJAY) September 2015 Ministry of Chemicals and Fertilizers
National Digital Health Mission NDHM August 15, 2020 Ministry of Health and Family Welfare

Other Government Schemes launched by the Government of India.

Government Schemes in India
Scheme Full-Form Date of Launch Government Ministry/ Department
BBBPY Beti Bachao, Beti Padhao Yojana January 22, 2015 Ministry of Women and Child Development
PDUSJY Pandit Deendayal Upadhyay Shramev Jayate Yojana October 16, 2014 Ministry of Labour and Employment
NSTSS National Sports Talent Search Scheme February 20, 2015 Ministry of Youth Affairs & Sports
PM SVANidhi Prime Minister Street Vendor’s Atmanirbhar Nidhi June 1, 2020 Ministry of Housing and Urban Affairs
PM FME Pradhan Mantri Formalization of Micro Food Processing Enterprises Scheme June 29, 2020 Ministry of Food Processing Industries
PMMSY Pradhan Mantri Matsya Sampada Yojana September 10, 2020 Department of Fisheries
SWAMITVA Survey of Villages and Mapping with Improvised Technology in Village Areas April 24, 2020 Ministry of Panchayati Raj
PM-KUSUM Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan February 19, 2019 (Approval Date) Ministry of New and Renewable Energy

Candidates can check the following articles to know more about other upcoming exams:

Related Links
RRB Exams SSC Exams
Insurance Exams CAPF Exam
IAS Exam NDA Exams

To prepare for the upcoming Govt exams, candidates can take the IBPS Mock Test for practice.

About the Government Schemes

Knowing all the government schemes is one thing, but the candidates must also know their purpose. Candidates stand a better chance of scoring high marks if and when they go through the purpose of each scheme given below.

1. Pradhan Mantri Jan Dhan Yojana: Pradhan Mantri Jan Dhan Yojana is a National Mission on Financial Inclusion that provides an integrated approach to bring about a robust financial inclusion and ultimately provide banking services to all households in the country.

2. Make in India: PM Narendra Modi launched the ‘Make in India’ campaign that will facilitate investment, foster innovation, enhanced protection for intellectual property and build best in manufacturing infrastructure.

‘Make in India’ has identified 25 sectors in manufacturing, infrastructure and service activities and detailed information is being shared through interactive web-portal and professionally developed brochures.

3. Swachh Bharat Mission: Swachh Bharat Mission was launched in the entire country as a national movement. The campaign aims to achieve the vision of a ‘Clean India’ by 2nd October 2019. The Swachh Bharat Abhiyan is the most significant campaign with regards to sanitation by the Government of India.

4. Beti Bachao Beti Padhao: The goal of this scheme is to make girls socially and financially self-reliant through education.

5. Atal Pension Yojna: Atal Pension Yojana is a pension scheme mainly aimed at providing a universal pension scheme for those who are a part of the unorganized sector such as maids, gardeners, delivery boys, etc. This scheme replaced the previous Swavalamban Yojana which wasn’t well-received by the people.

6. Digital India Mission: The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy.

7. Pradhan Mantri Shram Yogi Maan-dhan: It is a voluntary and contributory pension scheme, under which the subscriber would receive the following benefits:

(i) Minimum Assured Pension: Each subscriber under the PM-SYM, shall receive minimum assured pension of Rs 3000/- per month after attaining the age of 60 years.

(ii) Family Pension: During the receipt of a pension, if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as a family pension. Family pension is applicable only to a spouse.

(iii) If a beneficiary has given a regular contribution and died due to any cause (before age of 60 years), his/her spouse will be entitled to join and continue the scheme subsequently by payment of regular contribution or exit the scheme as per provisions of exit and withdrawal.

8. Gold Monetisation Scheme: Gold Monetisation Scheme was launched by Government of India in 2015, under this scheme one can deposit their gold in any form in a GMS account to earn interest as the price of the gold metal goes up.

9. PM CARES Fund -Prime Minister’s Citizen Assistance and Relief in Emergency Situation Fund: Is a public charitable trust initiated by the Prime Minister Narendra Modi. This national trust is created with the objective to meet the distressed and dreadful situation like COVID-19 in times ahead. PM CARES was initiated on March 28, 2020, under the chairmanship of the Indian Prime Minister with Ministry of Home Affairs, Defence Minister and Finance Minister as the ex-officio Trustee.

10. Aarogya Setu: The Government of India took the initiative to fight the Coronavirus pandemic. It launched a mobile application to spread the awareness of COVID_19 among the citizens of India through an app called Aarogya Setu. The Aarogya Setu mobile app has been developed by the National Informatics Centre (NIC) that comes under the Ministry of Electronics and Information Technology. For detailed information, visit the link of Aarogya Setu given above.

11. Ayushman Bharat: Launched in 2018 by Prime Minister Narendra Modi Ayushman Bharat is a health scheme. It is the largest government-funded healthcare programme in the world with over 50 crore beneficiaries. The Ayushman Bharath programme has two sub-missions PM-JAY & HWCs.

  • Pradhan Mantri Jan Arogya Yojana (PM-JAY), earlier known as the National Health Protection Scheme (NHPS) will cover the financial protection for availing healthcare services at the secondary and tertiary levels.
  • Health and Wellness Centres (HWCs) aimed at improving access to cheap and quality healthcare services at the primary level. Read about Ayushman Bharat in detail in the link provided above.

12. UMANG – Unified Mobile Application for New-age Governance is a mobile application launched by PM Narendra Modi to provide secured access to the citizens to multiple government services at one platform. UMANG is a key component of the Digital India initiative of the government that intends to make all traditional offline government services available 24 * 7 online through a single unified app.

13. PRASAD Scheme – Pilgrimage Rejuvenation And Spirituality Augmentation Drive. The Scheme is launched under the Ministry of tourism in the year 2015. The aims of PRASAD Scheme is the integrated development of pilgrimage destinations in a prioritised, planned, and sustainable manner for providing complete religious tourism experience. The focus of Pilgrimage Rejuvenation And Spirituality Augmentation Drive- PRASAD is on the development and beautification of the identified pilgrimage destinations. Further details on PRASAD scheme is given in the related page link given above in the article.

14. Atmanirbhar Bharat Abhiyan – The scheme (meaning self-reliant India scheme) is a name given to the full-fledged economic stimulus package announced by the Union Government. It has been launched with an aim to make people self-dependent and overcome the difficulties caused by the coronavirus pandemic.

15. National Digital Health Mission – Launched on August 15, 2020, the mission aims to create an integrated healthcare system linking practitioners with the patients digitally by giving them access to real-time health records.

16. PM Atmanirbhar Swasth Bharat Yojana – The scheme is launched to develop capacities of primary, secondary, and tertiary health care systems, strengthen existing national institutions, and create new institutions, to cater to detection and cure of new and emerging diseases.

17. National Infrastructure Pipeline Project – It is a social and economic infrastructure project which was launched in 2019 in order to improve the overall quality of life of for all citizens. The NIP will fulfil all the crucial factors that will help India in achieving its target in becoming a $5 trillion economy by the financial year 2025.

The path to success in the Government and bank exams is paved with difficulties but it is not an impossible path to walk on. Practising with mock tests and brushing up daily on study materials will lead to success.

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