Government Schemes in India

Government Schemes in India are launched by the government with the purpose of addressing the social and economic welfare of the citizens of this nation.

These schemes play a crucial role in solving many socio-economic problems that beset Indian society and thus their awareness is a must for any concerned citizen.

This article will provide all the details of the Government Schemes 2019 that are implemented in India.

Such information will prove crucial to those candidates who are writing the Government Exams and Bank Exams this year.

Government Schemes

In order to test the dynamic knowledge of the candidate, both Government and Bank Exams will feature questions regarding the various schemes overseen by the Government of India.

The table highlighted below will give important details regarding these schemes.

Government Schemes in India
Scheme Full-Form Date of Launch Government Ministry
PMJDY Pradhan Mantri Jan Dhan Yojana August 28, 2014 Ministry of Finance
PMSSY Pradhan Mantri Swasthya Suraksha Yojana January 22, 2015 Ministry of Health & Family Welfare
PMMY Pradhan Mantri Mudra Yojana April 8, 2015 Ministry of Finance
PMJJBY Pradhan Mantri Jeevan Jyoti Bima Yojana May 9 2015 Ministry of Finance
PMSBY Pradhan Mantri Suraksha Bima Yojana May 9, 2015 Ministry of Finance
APY Atal Pension Yojana May 9, 2015 Ministry of Finance
KVP Kisan Vikas Patra March 3, 2015 Ministry of Finance
GMS Gold Monetisation Schemes November 4 2015 Ministry of Finance
PMFBY Pradhan Mantri Fasal Bima Yojana October 11, 2014 Ministry of Agriculture
PMGKY Pradhan Mantri Krishi Sinchai Yojana July 1, 2015 Ministry of Agriculture
DDUGJY Deen Dayal Upadhyaya Gram Jyoti Yojana July 25, 2015 Ministry of Power
RGM Rashtriya Gokul Mission December 16, 2014 Ministry of Agriculture and Farmers Welfare
DI Digital India July 1, 2015 Ministry of Electronics and Information Technology
SI Skill India July 16, 2015 Ministry of Skill Development and Entrepreneurs
(PMKVY) Pradhan Mantri Kaushal Vikas Yojana January 8, 2017 Ministry of Skill Development and Entrepreneurs

Important Schemes launched in India related to Employment and Poverty Alleviation

Government Schemes in India
Scheme Full-form Date of Launch Government Ministry
MI Make in India September 25, 2014 Ministry of Commerce and Industry
Startup India, Standup India Government of India
PMGKY Pradhan Mantri Garib Kalyan Yojanaye (PMGKY) April, 2015 Ministry of Skill Development and Entrepreneurs

Important Schemes launched in India related to Health and Sanitation

Government Schemes in India
Full-Form Name of Scheme Date of Launch Government Ministry
Swachh Bharat Abhiyan SBA October 2nd, 2014 Ministry of Housing and Urban Affairs
Namami Gange NG July 10, 2014 Ministry of Water Resources
National Bal Swachhta NBS November 10, 2014 Ministry of Women and Child Development
Pradhan Mantri Jan Aushadhi Yojana (PMJAY) March 2016 Ministry of Chemicals and Fertilizers

Other Government Schemes launched by the Government of India.

Government Schemes in India
Scheme Full-Form Date of Launch Government Ministry
BBBPY Beti Bachao, Beti Padhao Yojana January 22, 2015 Ministry of Women and Child Development
PDUSJY Pandit Deendayal Upadhyay Shramev Jayate Yojana October 16, 2014 Ministry of Labour and Employment
NSTSS National Sports Talent Search Scheme February 20, 2015 Ministry of Youth Affairs & Sports

Candidates can check the following articles to know more about other upcoming exams:

To prepare for the upcoming Govt exams, candidates can take the IBPS Mock Test for practice.

About the Government Schemes

Knowing all the government schemes is one thing but the candidates must also know their purpose. Candidates stand a better chance of scoring high marks if and when they go through the purpose of each scheme given below.

1. Pradhan Mantri Jan Dhan Yojana: Pradhan Mantri Jan Dhan Yojana is a National Mission on Financial Inclusion that provides an integrated approach to bring about a robust financial inclusion and ultimately provide banking services to all households in the country. The scheme will provide access to a range of financial services like availability of a savings bank account, access to fast credit, remittances facility, insurance and pension.

2. Make in India: PM Narendra Modi launched the ‘Make in India’ campaign that will facilitate investment, foster innovation, enhanced protection for intellectual property & build best in manufacturing infrastructure.

‘Make in India’ has identified 25 sectors in manufacturing, infrastructure and service activities and detailed information is being shared through interactive web-portal and professionally developed brochures.

3. Swachh Bharat Mission: Swachh Bharat Mission was launched in the entire country as a national movement. The campaign aims to achieve the vision of a ‘Clean India’ by 2nd October 2019. The Swachh Bharat Abhiyan is the most significant campaign with regards to sanitation by the Government of India.

4. Beti Bachao Beti Padhao: The goal of this scheme is to make girls socially and financially self-reliant through education.

5. Atal Pension Yojna: Atal Pension Yojana is a pension scheme mainly aimed at providing a universal pension scheme for those who are a part of the unorganized sector such as maids, gardeners, delivery boys, etc. This scheme replaced the previous Swavalamban Yojana which wasn’t well-received by the people.

6. Digital India Mission: The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy.

7. Pradhan Mantri Shram Yogi Maan-dhan: It is a voluntary and contributory pension scheme, under which the subscriber would receive the following benefits:

(i) Minimum Assured Pension: Each subscriber under the PM-SYM, shall receive minimum assured pension of Rs 3000/- per month after attaining the age of 60 years.

(ii) Family Pension: During the receipt of a pension, if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as a family pension. Family pension is applicable only to a spouse.

(iii) If a beneficiary has given a regular contribution and died due to any cause (before age of 60 years), his/her spouse will be entitled to join and continue the scheme subsequently by payment of regular contribution or exit the scheme as per provisions of exit and withdrawal.

8. Gold Monetisation Scheme: Gold Monetisation Scheme was launched by Government of India in 2015, under this scheme one can deposit their gold in any form in a GMS account to earn interest as the price of the gold metal goes up.

The path to success in the Government and bank exams is paved with difficulties but it is not an impossible path to walk on. Practising with mock tests and brushing up daily on study materials will prove detrimental to success.