Government Schemes in India

Government Schemes in India are launched by the government to address the social and economic welfare of the citizens of this nation.

These schemes play a crucial role in solving many socio-economic problems that beset Indian society, and thus their awareness is a must for any concerned citizen.

On 26th March, 2020, the Finance Minister of India made new announcements regarding several government schemes in India.  This announcement was made as an initiative towards the loss faced due to Covid-19 outbreak in India. A relief package worth Rs 1.70 lakh crore will also be provided by the government to tackle the financial difficulties arising from Covid-19 outbreak under the PM Garib Kalyan Scheme. The 21 days lockdown is expected to cost the Indian Economy an expense of around 9 lakh crores.

This article will provide all the details of the Government Schemes 2020 that are implemented in India.

Government Exam 2020

List of Important schemes launched by Modi Government:

The Modi Government has launched many new schemes for the development of the country and the residents.

They are:

  1. Atmanirbhar Bharat Abhiyan
  2. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi) Scheme
  3. Pradhan Mantri Kisan Maan Dhan Yojana
  4. PM Garib Kalyan Yojana (PMGKY)
  5. Pradhan Mantri Shram Yogi Maan-Dhan
  6. New Jal Shakti Ministry
  7. Jan Dhan Yojana
  8. Skill India Mission
  9. Make in India
  10. Swachh Bharat Mission
  11. Sansad Adarsh Gram Yojana
  12. Sukanya Samriddhi Scheme – Beti Bachao Beti Padhao
  13. HRIDAY Scheme
  14. PM Mudra Yojna
  15. Ujala Yojna
  16. Atal Pension Yojana
  17. Prime Minister Jeevan Jyoti Bima Yojana
  18. Pradhan Mantri Suraksha Bima Yojana
  19. AMRUT Plan
  20. Digital India Mission
  21. Gold Monetization Scheme
  22. UDAY
  23. Start-up India
  24. Setu Bhartam Yojana
  25. Stand Up India
  26. Prime Minister Ujjwala Plan
  27. National Mission for Clean Ganga (NMCG)
  28. Atal Bhujal Yojana (ABY)
  29. Prime Minister’s Citizen Assistance and Relief in Emergency Situation (PM CARES)
  30. Aarogya Setu
  31. Ayushman Bharat
  32. UMANG – Unified Mobile Application for New-age Governance
  33. PRASAD Scheme – Pilgrimage Rejuvenation And Spirituality Augmentation Drive
  34. Saansad Adarsh Gram Yojana (SAGY)
  35. Shramev Jayate Yojana
  36. Smart Cities Mission

List of Major Government Schemes in India:- Download PDF Here

Government Schemes

In order to test the dynamic knowledge of the candidate, both Government and Bank Exams will feature questions regarding the various schemes overseen by the Government of India.

Government Schemes is an important static GK topic with regards to UPSC examination. For information on various static GK topics check the article linked here.

The table highlighted below will give important details regarding these schemes.

Government Schemes in India
Scheme Full-Form Date of Launch Government Ministry
PMJDY Pradhan Mantri Jan Dhan Yojana August 28, 2014 Ministry of Finance
PMSSY Pradhan Mantri Swasthya Suraksha Yojana January 22, 2015 Ministry of Health & Family Welfare
PMMY Pradhan Mantri Mudra Yojana April 8, 2015 Ministry of Finance
PMJJBY Pradhan Mantri Jeevan Jyoti Bima Yojana May 9 2015 Ministry of Finance
PMSBY Pradhan Mantri Suraksha Bima Yojana May 9, 2015 Ministry of Finance
APY Atal Pension Yojana May 9, 2015 Ministry of Finance
KVP Kisan Vikas Patra 2014 Ministry of Finance
GMS Gold Monetisation Scheme November 4 2015 Ministry of Finance
PMFBY Pradhan Mantri Fasal Bima Yojana February 18, 2016 Ministry of Agriculture
PMGKY Pradhan Mantri Krishi Sinchai Yojana July 1, 2015 Ministry of Agriculture
DDUGJY Deen Dayal Upadhyaya Gram Jyoti Yojana July 25, 2015 Ministry of Power
RGM Rashtriya Gokul Mission December 16, 2014 Ministry of Agriculture and Farmers Welfare
DI Digital India July 1, 2015 Ministry of Electronics and Information Technology
SI Skill India July 15, 2015 Ministry of Skill Development and Entrepreneurs
(PMKVY) Pradhan Mantri Kaushal Vikas Yojana 2015 Ministry of Skill Development and Entrepreneurs

Important Schemes launched in India related to Employment and Poverty Alleviation

Government Schemes in India
Scheme Full-form Date of Launch Government Ministry
MI Make in India September 25, 2014 Ministry of Commerce and Industry
Startup India Startup India, Standup India January 16, 2016 Government of India
PMGKY Pradhan Mantri Garib Kalyan Yojana (PMGKY) December 16, 2016 Ministry of Finance

Important Schemes launched in India related to Health and Sanitation

Government Schemes in India
Full-Form Name of Scheme Date of Launch Government Ministry
Swachh Bharat Abhiyan SBA October 2nd, 2014 Ministry of Housing and Urban Affairs
Namami Gange NG June, 2014 Ministry of Water Resources
National Bal Swachhta NBS November 14, 2014 Ministry of Women and Child Development
Pradhan Mantri Bhartiya Janaushadhi Pariyojana’ (PMBJP) (PMJAY) September 2015 Ministry of Chemicals and Fertilizers

Other Government Schemes launched by the Government of India.

Government Schemes in India
Scheme Full-Form Date of Launch Government Ministry
BBBPY Beti Bachao, Beti Padhao Yojana January 22, 2015 Ministry of Women and Child Development
PDUSJY Pandit Deendayal Upadhyay Shramev Jayate Yojana October 16, 2014 Ministry of Labour and Employment
NSTSS National Sports Talent Search Scheme February 20, 2015 Ministry of Youth Affairs & Sports

Candidates can check the following articles to know more about other upcoming exams:

To prepare for the upcoming Govt exams, candidates can take the IBPS Mock Test for practice.

About the Government Schemes

Knowing all the government schemes is one thing, but the candidates must also know their purpose. Candidates stand a better chance of scoring high marks if and when they go through the purpose of each scheme given below.

1. Pradhan Mantri Jan Dhan Yojana: Pradhan Mantri Jan Dhan Yojana is a National Mission on Financial Inclusion that provides an integrated approach to bring about a robust financial inclusion and ultimately provide banking services to all households in the country. With the outbreak of Covid-19 in India, the Finance Minister of India, Nirmala Sitharaman made an announcement to provide Rs. 500 per month to every Women Jan-Dhan Account Holders for the next three months. This announcement was made on 26th March 2020 as an initiative towards the loss caused by the outbreak.

2. Make in India: PM Narendra Modi launched the ‘Make in India’ campaign that will facilitate investment, foster innovation, enhanced protection for intellectual property and build best in manufacturing infrastructure.

‘Make in India’ has identified 25 sectors in manufacturing, infrastructure and service activities and detailed information is being shared through interactive web-portal and professionally developed brochures.

3. Swachh Bharat Mission: Swachh Bharat Mission was launched in the entire country as a national movement. The campaign aims to achieve the vision of a ‘Clean India’ by 2nd October 2019. The Swachh Bharat Abhiyan is the most significant campaign with regards to sanitation by the Government of India.

4. Beti Bachao Beti Padhao: The goal of this scheme is to make girls socially and financially self-reliant through education.

5. Atal Pension Yojna: Atal Pension Yojana is a pension scheme mainly aimed at providing a universal pension scheme for those who are a part of the unorganized sector such as maids, gardeners, delivery boys, etc. This scheme replaced the previous Swavalamban Yojana which wasn’t well-received by the people.

6. Digital India Mission: The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy.

7. Pradhan Mantri Shram Yogi Maan-dhan: It is a voluntary and contributory pension scheme, under which the subscriber would receive the following benefits:

(i) Minimum Assured Pension: Each subscriber under the PM-SYM, shall receive minimum assured pension of Rs 3000/- per month after attaining the age of 60 years.

(ii) Family Pension: During the receipt of a pension, if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as a family pension. Family pension is applicable only to a spouse.

(iii) If a beneficiary has given a regular contribution and died due to any cause (before age of 60 years), his/her spouse will be entitled to join and continue the scheme subsequently by payment of regular contribution or exit the scheme as per provisions of exit and withdrawal.

8. Gold Monetisation Scheme: Gold Monetisation Scheme was launched by Government of India in 2015, under this scheme one can deposit their gold in any form in a GMS account to earn interest as the price of the gold metal goes up.

9. PM CARES Fund -Prime Minister’s Citizen Assistance and Relief in Emergency Situation Fund: Is a public charitable trust initiated by the Prime Minister Narendra Modi. This national trust is created with the objective to meet the distressed and dreadful situation like COVID-19 in times ahead. PM CARES was initiated on March 28, 2020, under the chairmanship of the Indian Prime Minister with Ministry of Home Affairs, Defence Minister and Finance Minister as the ex-officio Trustee.

10. Aarogya Setu: The Government of India took the initiative to fight the Coronavirus pandemic. It launched a mobile application to spread the awareness of COVID_19 among the citizens of India through an app called Aarogya Setu. The Aarogya Setu mobile app has been developed by the National Informatics Centre (NIC) that comes under the Ministry of Electronics and Information Technology. For detailed information, visit the link of Aarogya Setu given above.

11. Ayushman Bharat: Launched in 2018 by Prime Minister Narendra Modi Ayushman Bharat is a health scheme. It is the largest government-funded healthcare programme in the world with over 50 crore beneficiaries. The Ayushman Bharath programme has two sub-missions PM-JAY & HWCs.

  • Pradhan Mantri Jan Arogya Yojana (PM-JAY), earlier known as the National Health Protection Scheme (NHPS) will cover the financial protection for availing healthcare services at the secondary and tertiary levels.
  • Health and Wellness Centres (HWCs) aimed at improving access to cheap and quality healthcare services at the primary level. Read about Ayushman Bharat in detail in the link provided above.

12. UMANG – Unified Mobile Application for New-age Governance is a mobile application launched by PM Narendra Modi to provide secured access to the citizens to multiple government services at one platform. UMANG is a key component of the Digital India initiative of the government that intends to make all traditional offline government services available 24 * 7 online through a single unified app.

13. PRASAD Scheme – Pilgrimage Rejuvenation And Spirituality Augmentation Drive. The Scheme is launched under the Ministry of tourism in the year 2015. The aims of PRASAD Scheme is the integrated development of pilgrimage destinations in a prioritised, planned, and sustainable manner for providing complete religious tourism experience. The focus of Pilgrimage Rejuvenation And Spirituality Augmentation Drive- PRASAD is on the development and beautification of the identified pilgrimage destinations. Further details on PRASAD scheme is given in the related page link given above in the article.

The path to success in the Government and bank exams is paved with difficulties but it is not an impossible path to walk on. Practising with mock tests and brushing up daily on study materials will lead to success.

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