IAS Preparation

Welcome to the BYJU’s Civil Services Hub. Preparing for the prestigious UPSC Civil Services examination is a demanding, yet deeply enriching experience. It is an examination that aims to choose the best talent for a career in public services of the Union of India.

Aspirants who begin this journey, naturally find themselves having many questions and few answers. They are usually in search for the best IAS coaching study material.

Questions that abound in their minds include:

• How do I start my preparation?
• What are the Study Materials for GS preparation for IAS?
• How do I choose an optional?
• Is one year enough to clear this exam?
• How do I cover current affairs when the syllabus is so vast?
• Where to download UPSC study materials/IAS study material PDF?

In fact, a good period of 3-4 months of valuable study time can easily be wasted away if such questions are not answered at the beginning of a preparation cycle.

To answer all your questions about UPSC Civil Services Exam 2020 and how to buy IAS study material PDF/IAS notes online, we at BYJU’s have launched a website which brings together all the UPSC related news, current affairs notes, video-based lectures on trending topics in the news, exam strategy focused articles (UPSC notes online) and much more in a single and convenient space for you to browse at leisure and read in a way that you won’t forget.

Candidates should do proper preparation for upcoming UPSC Exam with IAS study material mentioned in this article. The IAS Study material has been made with respect to the UPSC syllabus so that aspirants get clarity on the topics and prepare in a better way.

UPSC Prelims & Mains Notes 2020 – Check BYJU’S free UPSC Notes PDFs for IAS 2020 [GS 1, 2,3]!

Quiz of the Day!

Q5

Test Your UPSC Preparation With BYJU’S Daily Current Affairs Quiz

Select the correct answer and click on the “Finish” button

Check your score and explanations at the end of the quiz

Start Quiz

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Follow BYJU’S for all UPSC 2020 information and free study material

Your result is as below

2 out of 5 are wrong

2 out of 5 are correct

2 out of 5 are Unattempted

View Quiz Answers and Analysis

Q1 Explanation: Answer is C

Statements 1 and 3 are incorrect. Capital Adequacy Ratio (CAR) is the ratio of a bank’s capital to its risk. It is arrived at by dividing the capital of the bank with aggregated risk-weighted assets for credit risk, market risk, and operational risk. It is also known as the Capital to Risk (Weighted) Assets Ratio (CRAR). In other words, it is the ratio of a bank’s capital to its risk weighted assets and current liabilities. In general terms, a bank with a high CRAR/CAR is deemed safe/healthy and likely to fulfil its financial obligations. The higher the CRAR of a bank the better capitalized it is. CRAR is decided by central banks and bank regulators to prevent commercial banks from taking excess leverage and becoming insolvent in the process. RBI tracks CRAR of a bank to ensure that the bank can absorb a reasonable amount of loss and complies with statutory capital requirements. The Basel III norms stipulated a capital to risk-weighted assets of 8%. In India, scheduled commercial banks are required to maintain a CAR of 9% while Indian public sector banks are emphasized to maintain a CAR of 12% as per RBI norms.

Q2 Explanation: Answer is D

All the statements are correct. The ‘Countering America’s Adversaries Through Sanctions Act’ (CAATSA) was passed by the U.S. Congress in 2017. CAATSA’s stated purpose was to counter aggression by the Governments of Iran, the Russian Federation, and North Korea. There are provisions in the law for secondary sanctions on people who engage in significant transactions with Iran, Russia and North Korea. Given the growing India-U.S. defence relationship, the U.S. Congress passed a CAATSA waiver for India as part of the John S. McCain National Defense Authorization Act (NDAA) for fiscal year 2019.

Q3 Explanation: Answer is A

Statement 2 is incorrect. The fourth cycle of the All India Tiger Estimation 2018 counted 2,967 tigers, which is about 75% of the global tiger population.

Q4 Explanation: Answer is B

Turkey. Hagia Sophia, the sixth century Byzantine structure in Istanbul, was an Eastern Orthodox patriarchal cathedral for about 900 years, an imperial mosque for 482 years and now currently functions as a museum and a famed tourist spot. Hagia Sophia, a UNESCO World Heritage site, has been one of the most visited monuments in Turkey, and an emblem of Christian-Muslim co-existence.

Q5 Explanation: Answer is C

Both statements are correct. According to Orchids of India: A Pictorial Guide, as published by the Botanical Survey of India, Western Ghats have high endemism of orchids. The highest number of orchid species is recorded from Arunachal Pradesh with 612 species, followed by Sikkim (560 species) and West Bengal; Darjeeling Himalayas have also high species concentration, with 479 species.

What will you find in Free IAS Prep?

Aspirants looking to buy IAS study material online will be able to download them for free on our website. The below-mentioned topics and features are provided for UPSC preparation.

The process of preparation for the UPSC Civil Services is an involved process. It is a deeply enlightening experience which expands your horizons and exposes you to a wealth of information about the country and the world at large.

For the latest information on UPSC 2020, refer to the linked article.

During this journey, an aspirant would need to traverse through the pages of history, march in lockstep with developments in current affairs by following international developments that can have far-reaching implications on India and the world in general, keep abreast with the cutting-edge developments in the field of science and technology, and finally be aware of the latest government initiatives and welfare schemes that further the objectives of the Preamble and the vision that our constitution-makers and freedom fighters had for our country.

Aspirants can find the best UPSC notes online in this article.

Best IAS Study Material at BYJU’S Free IAS Prep!

UPSC EXAM PREPARATION

UPSC CURRENT AFFAIRS

UPSC NOTIFICATIONS

BYJU’S Free IAS PREP Monthly Magazine:

BYJU’S monthly current affairs magazine is the ideal way to prepare for the current affairs segment in the UPSC exam.

This is a monthly compilation of the important IAS materials like current affairs topics spanning multiple topics like Polity, International Relations, Art & Culture, Geography, Disaster Management, Environment, etc. all of which are essential for the IAS exam. Every news item is analysed thoroughly and presented in a crisp manner.

The magazine also features more than 150 sample questions for UPSC prelims and mains exams. With this, you don’t need to make current affairs notes. All you need to do is download the magazine PDF and start reading! Its crisp content also makes it perfect for revision.

We wish you all the very best during this journey, and hope that together, your dreams of joining the civil services come true! For more on the exclusive and comprehensive tablet learning program from BYJU’s, contact: +91- 9980837187; Email: support@byjus.com.

Happy Learning with Team BYJU’s!

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