Sukanya Samriddhi Scheme - Beti Bachao Beti Padhao Campaign

Sukanya Samriddhi Scheme is a small saving scheme under the Government of India targeting the parents of any girl child. This scheme focuses on encouraging the parents of the female child for building a fund for their future education and marriage expenses. Also known as Sukanya Samriddhi Account, this scheme was launched by PM Narendra Modi as a part of the Beti Bachao, Beti Padhao campaign. It was launched on 22nd January 2015 in Panipat, Haryana.

The Sukanya Samriddhi Scheme provided an interest rate of 8.4% and tax benefits to every account opened under it for July-September 2019. The Sukanya Samriddhi Account can be opened at any Post office or branch of authorized commercial banks in the country.

Sukanya Samridhi Scheme – Beti Bachao Beti Padhao Scheme latest updates

  1. The Beti Bachao Beti Padhao (BBBP) Scheme has completed 6 years of its launch. The scheme was launched in 2015. On the occasion of National Girl Child Day on 24th January, the performance of BBBP scheme was discussed (given in the article below). The National Girl Child Day was started by the Ministry of Women and Child Development in 2008.

Sukanya Samriddhi Scheme is an important government scheme that covers an important part of the IAS Exam and its three stages – Prelims, Mains and Interview.

Visit the Current Affairs page to stay updated about the latest events and happenings in India and around the world.

Complement your preparation for the upcoming exam by checking the following links:

What is Beti Bachao, Beti Padao Yojana?

Beti Bachao, Beti Padhao Yojana is a campaign under the Government of India that was established for generating awareness and improving the efficiency of the welfare services intended for girls in India. This scheme was launched by PM Narendra Modi on 22 January 2015 which is run jointly by the Ministry of Women and Child Development, the Ministry of Health and Family Welfare, and the Ministry of Human Resource Development. Beti Bachao, Beti Padhao campaign is a national initiative jointly which aims to address the issue of the declining child sex ratio image (CSR).

Initially, this scheme was launched with funding of ₹100 crores and targeted mainly to the clusters in Uttar Pradesh, Haryana, Uttarakhand, Punjab, Bihar, and Delhi.

A National Executive Committee has been formed by the Bharatiya Janata Party to promote Beti Bachao Beti Padhao (BBBP) across the country. National Executive Committee is responsible for organizing several programs to promote “Save Girl Child” and “to Educate Girl Child” since January 2015. Dr. Rajendra Phadke is the National Convener of BBBP Abhiyan.

As per the census data in India, in 2001, the child sex ratio (0-6 years) in India was 927 girls per 1,000 boys and in 2011, it dropped to 918 girls for every 1,000 boys. As per the 2012 reports of UNICEF, India ranked 41st among 195 countries and a population census of 2011, revealed that the population ratio of India is 919 females per 1000 of males.

Objectives of Beti Bachao, Beti Padhao Yojana

As per the 2011 national census, the reduction in the number of the female population of certain Indian states continued to decrease. This, as a result, led to the establishment of this campaign.

The main objectives of Beti Bachao, Beti Padhao Yojana are:

  • To prevent gender-biased sex selective elimination.
  • To ensure the protection and survival of the girl child.
  • Ensuring education and participation of the girl child.

Go through a few related links given below to prepare for the upcoming exam even better –

Women Empowerment Gender Inequality National Education Policy (NEP 2020)
Integrated Child Protection Scheme Female Foeticide – Major Cause for Low Sex Ratio in India Vulnerable Groups in India
Gender Pay Parity Child Protection in India Mahila Shakti Kendra Scheme (PMMSK)
National Commission For Women One Stop Centre Scheme  Surakshit Matritva Aashwasan (SUMAN) Scheme
Nai Roshni Scheme Women in Science, Research & Development Nirbhaya Fund

Strategies of Beti Bachao, Beti Padhao Yojana

  • To promote education and create equal value for the girl child through proper implementation of a sustained social mobilization and communication campaign
  • To focus and improve the issues of declination in CSR/SRB in public discourse which would be an indicator for good governance.
  • To focus on gender critical districts and cities low on CSR for intensive & integrated action and engaging with communities to challenge gender stereotypes and social norms.
  • Adopting innovative interventions by the districts as per their local needs, context, and sensibilities.
  • To ensure the services of various schemes & programmes that are sufficiently responsive to the issues of gender and children’s rights.

How to open a Sukanya Samriddhi Account?

Sukanya Samriddhi Account can be opened by the legal guardians of the girl child starting from her birth till she attains the age of ten and there can only be one account per child. The minimum amount for opening an account under this scheme is Rs.250 and later, any amount in multiples of a hundred can be deposited. Amounts can be deposited for 15 years into the Sukanya Samriddhi account and remain operative for 21 years from the date of opening of the account. Sukanya Samriddhi Yojana is one of the most high-paying investment options in the fixed income segment. The birth certificate of the girl child along with other ID proofs should be submitted to the bank while opening the account.

Eligibility for Sukanya Samriddhi Yojana Account

The eligibility criteria for opening an account under Sukanya Samriddhi Yojana are as follows:

  1. Only parents or legal guardians of the girl child can open a Sukanya Samriddhi account in the name of the girl.
  2. The girl child should be less than 10 years at the time of account opening which will be operative till the girl reaches the age of 21 years.
  3. The initial investment for opening an account is Rs. 250 which can reach a maximum amount of Rs. 1,50,000 annually with further deposits in the multiples of Rs. 100.
  4. There can be only one account per child under the Sukanya Samridhhi Yojana.

Performace of BBBP Scheme

Performance of Beti Bachao Beti Padhao Scheme:

  • Sex Ratio at Birth:
    • improved by 16 points from 918 (2014-15) to 934 (2019-20), as per the Health Management Information System (HMIS) data.
    • Out of 640 districts covered under the scheme, 422 districts have shown improvement in Sex Ration at Birth from 2014-15 to 2018-2019. A few notable Examples are –
      • Karnal (Haryana) from 758 (2014-15) to 898 (2019-20),
      • Mau (Uttar Pradesh) from 694 (2014-15) to 951 (2019-20),
      • Mahendergarh (Haryana) from 791 (2014-15) to 919 (2019-20), etc.
  • Education:
    • Gross Enrolment Ratio of girls in the schools at secondary level has improved from 77.45 (2014-15) to 81.32 (2018-19) as per Unified District Information System for Education (UDISE) provisional data.
    • Toilet for girls: Percentage of schools with functional separate toilets for girls has shown improvement from 92.1% in 2014-15 to 95.1% in 2018-19.
  • Health:
    • AnteNatal Care Registration: Percentage of 1st Trimester ANC Registration has shown an improving trend from 61% in 2014-15 to 71% in 2019-20.
    • Institutional Deliveries: Percentage of Institutional Deliveries has shown an improving trend from 87% in 2014-15 to 94% in 2019-20.
  • Attitudinal Change:
    • The Beti Bachao Beti Padhao scheme has been able to bring the focus on the important issue of female infanticide, lack of education amongst girls and deprivation of their rights on a life cycle continuum.
    • BetiJanmotsav is one of the key programs celebrated in each district.

Candidates should follow the latest developments in Current Affairs related to other government schemes for their UPSC 2023 preparation.

Sukanya Samriddhi Yojana (UPSC Notes): Download PDF Here

Related links:

Pradhan Mantri Kisan Maan-Dhan Yojana UPSC Syllabus Current Affairs
UPSC Notes GS – III Question Paper 2019 Pradhan Mantri Fasal Bima Yojana (PMFBY)
Pradhan Mantri Kisan Sampada Yojana Rashtriya Krishi Vikas Yojana Government Schemes


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