Every year LIC exams are conducted to recruit thousands of candidates from all over India for various domains.
LIC stands for Life Insurance Corporation of India the largest insurance company in the country.
It is a state-owned insurance company and investment group headquartered in Mumbai.
In this article, we will talk about various domains and posts for which the LIC exams are conducted.
Given below are the important dates for the LIC exams 2020:
|Important dates of the three LIC Exams 2020:|
|Events||HFL (Assistant Manager Legal)||AAO||ADO (tentative dates)|
|Online registration starting date||December 2, 2019||February 25, 2020||May 2020|
|Last date for Application receipt||December 16, 2019||March 15, 2020||May/June 2020|
|LIC Exam date||January 27, 2020||Prelims: April 4, 2020
Mains: To Be Notified soon
|Prelims: July 2020
Mains: August 2020
LIC Exam important dates 2019 are as mentioned in the table:
|Important dates of the three LIC Exams 2019:|
|Online registration starting date||August 8, 2019||March 2, 2019||May 20, 2019|
|Last date for Application receipt||August 26, 2019||March 22, 2019||June 9, 2019|
|LIC Exam admit Card||September 9, 2019||Prelims: May 4, 2019
Mains: June 11, 2019
|August 3, 2019|
|LIC Exam date||October 9th & 10th 2019||Prelims: May 4, 2019
Mains: June 28, 2019
|Prelims: July 6 & July 13, 2019
Mains: August 11, 2019
Revised date: September 22, 2019
For detailed information regarding other insurance exams candidates can visit the linked article.
Table of Contents
A large pool of highly skilled and trained manpower become major assets of LIC every year.
LIC releases recruitment notifications annually for eligible candidates to fill in various posts in varied domains under different exams.
The recruitment process of different exams in Life insurance corporation is mainly done through written exam and interview.
LIC Exam Posts are as under:
- LIC AAO (Assistant Administrative Officer)
- LIC ADO (Apprentice Development Officer)
- LIC HFL (Housing Finance Limited)
- LIC DSE (Direct Sales Executives)
- LIC FSE (Financial Services Executives)
- LIC IRDA exam
- LIC D.O.
- NIACL Assistant exam
LIC Exam for AAO
Assistant Administrative Officer (AAO) is one of the most prestigious exams in the insurance sector. The recruitment process of AAO under LIC exams is not conducted annually but depends on the requirement of personnel in the company.
Recently, LIC released a notification to recruit 168 eligible candidates to fill in the AAO posts for the year 2020. The LIC AAO (Specialist) Notification 2020 was released on February 25, 2020.
AAO in LIC is primarily an administrative job. The job of the candidates hired in LIC AAO varies as per the department he works in.
LIC releases the vacancies for LIC AAO recruitment in the following cadres:
- Assistant Administrative Officer (Generalist)
- Assistant Administrative Officer (IT)
- Assistant Administrative Officer (CA)
- Assistant Administrative Officer (Rajbhasha)
- Assistant Administrative Officer (Actuarial)
- Assistant Administrative Officer (Legal)
Candidates are suggested to check the LIC AAO exam page for more details about the Assistant Administrative Officer exam.
The schedule for the LIC AAO exam 2020 is given below:
|LIC AAO Exam 2020|
|Online Registration||February 25, 2020|
|Preliminary Exam Admit Card||To Be Notified Later|
|Preliminary Exam||To Be Notified Later|
|Mains Admit Card||May 2020|
|Mains Exam||To be notified later|
|Interview||August 2020 (tentative)|
Important dates of LIC exam for AAO recruitment is as mentioned below:
|AAO- LIC Exam Schedule 2019||Important Dates|
|Notification Release||March 2, 2019|
|Last Date to Apply||March 22, 2019|
|Admit Card for Preliminary Exam||April 22, 2019|
|Preliminary Exam||May 4, 2019, and May 5, 2019|
|Admit Card for Mains Exam||June 11, 2019|
|Mains Exam||June 28, 2019|
To know more about the LIC AAO salary, check the linked article.
LIC Exam Eligibility For AAO Post
The LIC exam eligibility criteria for AAO post is mentioned in the official notification of AAO recruitment exam 2020 released by the conducting body.
The LIC exam eligibility criteria for AAO 2020 exam is as mentioned below:
- Nationality: Any candidate who is a citizen of India.
- Education Qualifications: A Graduate degree in any discipline from any Government recognized University.
- LIC AAO Age Limit: The minimum age of the candidate must be not less than 21 years and should not be more than 30 years of age. However, there is age relaxation for candidates belonging to different categories.
For detailed information on LIC AAO eligibility conditions and Age-limit relaxations check the linked page.
LIC Exam Selection Process For AAO Post
The AAO selection process in LIC exam has changed since the last time it was conducted.
From last year to this year, no major changes have been made in the selection process. The selection process for 2020 recruitment is the same as that for the 2019 recruitment.
Due to the increase in the number of candidates applying for LIC AAO exam each year, the conducting body added one extra stage in AAO selection process.
Given below is the difference between the LIC AAO 2016 & 2019 selection process for the reference of candidates. The selection for 2020 is also the same as 2019 selection process.
|AAO Selection Process (year-wise) In LIC Exam|
For information on AAO salary, vacancy, exam dates, application process and Fee, detailed notification of 2020, etc. Kindly check LIC AAO recruitment article.
LIC Exams Syllabus And Paper Pattern in AAO
The exam pattern of AAO under LIC exam is divided into four stages:
- Preliminary Exam
- Mains Examination
- Pre-Medical Test
LIC AAO Syllabus and Exam pattern are tabulated below:
|LIC Exam Syllabus & Paper Pattern – AAO|
|LIC AAO Exam Pattern||Subjects|
|Preliminary Exam||Reasoning Ability
|Mains Exam (Legal)||Reasoning Ability
General Ability and Current Affairs
Data Interpretation and Analysis
Insurance and Financial Market Awareness
Descriptive Paper (Legal Drafting)
|Mains Exam ( Rajbhasha/ IT/ Chartered Accountant / Actuarial)||Reasoning Ability
General Ability and Current Affairs
Insurance and Financial Market Awareness
English Language (Descriptive)
Detailed information on AAO Syllabus and exam pattern of Assistant Administrative officer can be found on LIC AAO syllabus page.
For better exam preparation, candidates can take the LIC AAO Mock Tests
LIC Exam For ADO Post
LIC ADO is a sales administrative job. ADO job role under LIC exam requires the personnel to take responsibility for recruiting people as LIC Insurance Agents and inspecting existing policies.
LIC ADO recruitment is conducted to fill the vacancies for the post of Apprentice Development Officer.
LIC Apprentice Development Officer recruitment is not an annual process. The last notification for the post of LIC ADO was released on 1st June 2015. The recruitment was open only for the Central Zonal Office, Bhopal.
To know about the LIC ADO salary, check the linked article.
For the year 2019, LIC had released a notification for ADO exam to recruit a total of 8,581 personnel. The LIC ADO exam 2020 is expected to be held in the month of July 2020. However, this date is tentative and until the official notification is not released, candidates shall not be able to apply for the post online.
The zone-wise vacancy for the post of LIC ADO recruitment in the year 2015 and 2019 can be found in the linked page.
Important dates of LIC Exam for ADO 2019 is mentioned below:
|LIC Exam- ADO 2019|
|Name of the conducting body||Life Insurance Corporation of India|
|Mode of examination||Online computer-based|
|Name of the post||Apprentice Development Officer|
|Release of LIC ADO Prelims result||29th July 2019|
|Commencement of LIC ADO Mains Exam||22 September 2019|
|Release of admit card||3rd August 2019|
Important dates for the LIC ADO exam 2020 are mentioned below:
|LIC ADO Exam 2020|
|Events||Exam Dates (tentative)|
|Online Application||May 2020|
|Preliminary Exam||July 2020|
|Mains Exam||August 2020|
|Final Result||September/October 2020|
LIC Exam Eligibility Criteria For ADO
The eligibility criteria to get selected as LIC Apprentice Development Officer are as follows:
- Nationality: Must be a citizen of India.
- Educational Qualification: A Graduate Degree of a University in India approved for the fellowship of Insurance Institute of India, Mumbai.
- LIC exam Age Limit and relaxation: Minimum and maximum age to be eligible for ADO exam are 21 years and 30 years.
The age relaxation of different categories of LIC ADO exam is given in the table below:
|Category||Upper Age Limit|
|General||Open market category||30|
|LIC Employee only||42|
|OBC||Open market category||33|
|LIC Employee only||45|
|SC/ST||Open market category||35|
|LIC Employee only||47|
For further information related to LIC ADO exams such as exam dates, vacancies, selection process and LIC ADO eligibility conditions, aspirants are advised to check the linked article.
LIC Exam Syllabus And Exam Pattern For ADO
LIC exam for ADO recruitment consists of three levels:
- Written Test
- Phase -I: Preliminary Examination
- Phase -II: Mains Examination
- Personal Interview
- Medical Test
LIC Syllabus for Prelims and Mains exam in ADO is as mentioned below:
The ADO prelims exam in LIC is conducted only for the Open Market category.
The LIC ADO prelims exam has been categorized into three sections:
- Numerical ability
- English language
The LIC ADO online examination for LIC employee and LIC Agent consists of single-phase only i.e. the Mains Exam that comprises the objective type of questions.
There are several categories for LIC ADO Mains exam and each category consists of three papers. The categories are as mentioned below:
- Open Market Categories
- Agent category
- Employee Category
LIC ADO Mains exam syllabus is categorised as under:
- Paper -I: Reasoning Ability & Numerical Ability
- Paper-II: General Knowledge, Current Affairs and English Language
- Paper-III: Insurance Marketing
Candidates are suggested to check the detailed information on LIC ADO Syllabus for different categories, the exam pattern and list of important books for preparation of ADO exam in the linked article.
Practising the LIC ADO Mock Tests will help the candidates score better in the exam.
LIC Exam For HFL Post
Housing Finance Limited-HFL is a trusted and respected sister concern of Life Insurance Corporation of India having its corporate office in Mumbai.
HFL provides long term finance to individuals for purchase/construction of flat/house for residential purposes and to those engaged in the development of residential buildings to be sold by them in India.
The official Notification of LIC HFL recruitment 2019 exam was released on August 8th 2019 and the 2020 notification is awaited by the aspirants.
Candidates can check the detailed LIC HFL Notification in the linked page.
LIC HFL has recently released 35 vacancies for the post of Assistant Manager (legal) for the year 2019-20. Given below are the important dates for the LIC HFL Assistant Manager recruitment:
|LIC HFL Assistant Manager (legal) Exam 2019-20|
|Online Registration Begins||December 2, 2019|
|Online Registration Closes||December 16. 2019|
|Online Examination||January 27, 2020|
for the following posts.
- Assistant Manager and
Important dates of LIC exam for HFL 2019 is mentioned below:
|Name of Recruitment Exam||LIC Housing Finance Limited Exam|
|Conducted by||Life Insurance Corporation of India|
|LIC Exam HFL Notification 2019||August 8, 2019|
|Starting date of online registration||August 8, 2019|
|Last Date of Receipt of Application||August 26, 2019|
|LIC Exam Admit Card for HFL on the official website||September 9, 2019|
|Date of HFL LIC Exam||October 9th & 10th, 2019|
Candidates can check the LIC HFL recruitment page for further information on HFL salary, increase in salary in 2019, exam dates, application process and fees, state-wise distribution of vacancies and year-wise HFL notification.
LIC Exam Syllabus And Paper Pattern In HFL
The LIC exam syllabus and exam pattern for HFL Assistant, Assistant manager, and Associates is the same but the level of difficulty in HFL exam varies according to the post.
Recruitment of LIC exam for HFL post is conducted in three-phase:
- HFL Online Examination
- Medical test
LIC exam syllabus and paper pattern for HFL post are mentioned below:
|LIC Exam Pattern And Syllabus|
|Subjects||No of Questions||Duration||Max Marks|
|English Language||50 each section||35 Minutes||50 each section|
|Logical Reasoning||35 Minutes|
|General Awareness||15 Minutes|
|Numerical Ability||35 Minutes|
For detailed information on the LIC HFL syllabus and topics covered in each section, and exam pattern of Housing Finance limited please check the linked article.
For better exam practice, candidates can take the LIC HFL Mock Tests.
Candidates preparing for LIC exams can check the link for their Logical Reasoning preparation.
LIC Exam Eligibility For HFL Post
Candidates who wish to give LIC HFL exam 2020 have to satisfy the below-mentioned eligibility criteria.
|Highlights: LIC Exam Eligibility Criteria For HFL 2020|
|Eligibility conditions||Assistant||Associate||Assistant Manager|
|LIC HFL Age Limit||Minimum- 21 years
Maximum- 28 Years
|Minimum- 21 years
Maximum- 28 Years
|Minimum- 21 years
Maximum- 28 Years
|Education Qualification||Graduate from a Government recognized University with a minimum aggregate of 55% marks||Graduate from a Government recognized University with a minimum aggregate of 60% marks and,
|Graduate and Post-Graduate (full time) from a Government recognized University with a minimum aggregate of 60% marks|
Candidates are suggested to check LIC HFL exam page for in-depth information on eligibility criteria and the conditions associated.
LIC Exam DSE Post
LIC DSE full form is Direct Sales Executive. LIC annually conducts recruitment of DSE personnel for various Zonal Office of LIC purely on a contract basis for a period of three years.
LIC DSE is primarily a Marketing job. The person recruited is responsible for Procuring New Business, providing policy servicing and other related jobs from the areas allotted to them.
LIC Exam Eligibility Criteria For DSE Post
The eligibility conditions for candidates who aspire for LIC DSE job is as mentioned:
- A Graduate Degree in any discipline from a recognised Government.
- Candidates with a graduate degree or diploma in Marketing or Management will be given preference.
- Good English and also a regional language preferably local language is desirable.
- Knowledge of soft skills such as MS Office esp. PowerPoint, Word, Excel would be additional advantage.
LIC Exam Age Limit- DSE Post
Candidates must be a minimum of 21 years of age and not more than 35 years of age.
LIC Exam Syllabus And Paper Pattern- DSE Post
Selection of the candidate for LIC DSE is made on the basis of a written test followed by an Interview.
Only the candidates who qualify the written test are called for Interview.
The written test in LIC DSE exam is of Objective Type covering the following sections.
- Sales aptitude Test of Reasoning,
- Numerical Ability and
- General Knowledge.
LIC Exam FSE Post
FSE stands for Financial Services Executives. LIC conducts this exam every year.
Candidates selected in FSE job are primarily a Marketing person who is required to tour the entire area allotted.
The job profile, eligibility criteria, syllabus and exam pattern of LIC FSE exam is the same as DSE exam of LIC.
LIC Exam- IRDA
IRDA is the acronym of Insurance Regulatory Development Authority.
IRDA is an annual all India level exam conducted by LIC for the recruitment of Insurance agents in the insurance companies. This exam is also known as LIC Agent exam.
LIC Exam Eligibility For IRDA
Candidates have to satisfy the following eligibility criteria to appear for LIC IRDA exam:
- Candidate must be a citizen of Indian nationality.
- Aspirants of LIC IRDA exam must have a passing certificate of 10+2 as the minimum academic qualification.
- There is no upper age limit to give IRDA exam but candidate must not be less than 18 years of age.
LIC Exam Syllabus And Paper Pattern-IRDA
IRDA LIC Exam consists of short questions in the form of:
- Multiple-choice questions
- Match the column
- Right- wrong
- Fill in the blanks
The LIC Exam IRDA Syllabus comprises questions from the subjects like:
- Regulation and general application
- Numerical ability in percentage, discount and loan calculation
Candidates can practice the IRDA Mock Test for better exam preparation.
LIC Exam D.O. Post
LIC D.O. full form is LIC Development officer. The exam is held annually mostly in the month of September.
The application form of LIC D.O. exam is published in July in employment news and the last date to register for the exam is generally the first week of August.
LIC Exam Eligibility For D.O. Post
Aspirants of LIC D.O. exam have to fulfil the following eligibility criteria:
Academic qualification: A bachelor’s degree in any discipline from a Government recognized university.
Age Limit: Aspirants must neither be below 21 years of age nor above 30 years. Age relaxation is also given to candidates under reserved categories.
Nationality: Aspirants must be an Indian citizen. Also, the candidates who hold the eligibility certificate issued by the Government of India.
LIC Exam Syllabus And Paper Pattern D.O. Post
The LIC exam for the recruitment of Development Officer is conducted in two phases:
Phase -I: Written examination
Phase-II: Group discussion and interview
The written examination is objective type paper of 2 hours. There are 4 sections in this exam.
- English language
- General awareness
- Numerical ability
Each section carries 50 questions making a total of 200 questions.
There is negative marking of (0.25) marks for each wrong attempt in the written exam of LIC D.O. examination.
Qualified candidates in the written exam are called for Group Discussion and Interview round.
Shortlisted candidates in the GD and PI round are eligible for final selection. Candidates have to obtain minimum qualifying marks in both Phase-I and Phase-II for final selection.