LIC ADO Syllabus & Preparation

LIC ADO syllabus is set by the Life Insurance Corporation of India. LIC ADO exam is conducted for the recruitment of candidates to the post of Apprentice Development Officer. Having a thorough knowledge of the LIC ADO Syllabus will help the candidates to prepare well for the exam.

The LIC ADO recruitment 2019 is complete and candidates preparing for the LIC ADO exam 2020 must refer to the LIC ADO syllabus to start the preparation for the upcoming LIC ADO exams. 

The LIC ADO notification is released zone-wise and the number of vacancies differs for each region. However, the LIC ADO syllabus is the same for the recruitment of Apprentice Development Officers in all the regions.

To know more about the LIC notifications, refer to the link given.

LIC ADO Syllabus:- Download PDF Here

LIC ADO Exam Pattern

The candidates aiming to join the LIC industry as a LIC ADO should start preparing for the exam soon. As per the official notification, LIC ADO Mains examination will be conducted on 11th August 2019.

LIC ADO Mains exam date is revised. Earlier the exam dates for LIC Apprentice Development Officers Mains exam was August 11, 2019, but LIC in the official notification has released the revised date of the exam i.e. September 22, 2019. 

The LIC ADO Exam is conducted in three phases:

  1. Written exam
  2. Interview
  3. Medical Test

The written exam is a computer-based exam and consist of two rounds:

  1. Round-I: Preliminary Examination
  2. Round-II: Mains Examination

The LIC ADO examination is conducted for three different categories:

  1. Open Market: open for all the candidates
  2. LIC Employee: open for candidates who are full time, salaried employee of LIC (under Grade III)
  3. LIC Agent: open for candidates who work as agents under LIC.

The LIC ADO exam pattern for prelims is discussed below:

LIC ADO Prelims Total marks Duration
Paper-I: Reasoning 35 20 minutes
Paper-II: Numerical ability 35 20 minutes
Paper-III: English language 30 20 minutes
Total 70 60 minutes

The number of questions for each paper is 35.

Therefore, the maximum marks for Prelims are 70 as the marks for the English language is of qualifying nature and is not considered for the ranking.

Out of the above 3 categories, Open Market category consists of 2 phases:

  1. Prelims
  2. Mains

Whereas, candidates only need to appear for LIC Mains exam for LIC Employee and LIC Agent category.

LIC ADO Mains Exam consists of three papers:

  1. Paper-I: Reasoning Ability & Numerical Ability
  2. Paper-II: General Knowledge, Current Affairs & English Language
  3. Paper-III: Insurance Marketing

The detailed exam pattern and marking scheme for LIC ADO mains are given below:

LIC ADO Mains Papers Medium of Exam Total Marks Time period
Paper-I English or Hindi 50 120 minutes
Paper-II English or Hindi (except for the English Language) 50
Paper-III English or Hindi 50

The total number of questions for each paper is 50.

To know about other LIC exams, refer to the link provided.

LIC ADO: Mains Syllabus

The Mains Examination for LIC ADO covers questions from the following sections:

  1. Reasoning Ability and Numerical Ability
  2. General Knowledge, Current Affairs, and English Language
  3. Insurance Marketing:
  4. Insurance and Financial Marketing Awareness for Open Market Category.
  5. Elements of Insurance and Marketing of Insurance for Agents Category.
  6. Practice and Principle of Insurance Marketing for Employee Category

The detailed section-wise syllabus for Mains exam is discussed below.

LIC ADO Syllabus for Reasoning Ability:

This section tests the reasoning and logical thinking ability of the candidates. This section carries 50 marks with a total of 50 questions.

The topics included in this section are:

  1. Mathematical Reasoning
  2. Syllogism
  3. Linear and Circular Sitting Arrangements
  4. Puzzles
  5. Alphabet Series
  6. Coding-Decoding
  7. Distance and Direction
  8. Blood Relations
  9. Statements and Conclusions
  10. Statements and Arguments
  11. Number Series
  12. Clocks and Calendars
  13. Data Interpretation
  14. Mirror Images
  15. Decision Making

To know more about logical reasoning, refer to the link given.

LIC ADO Syllabus for Numerical Ability:

The numerical ability test is conducted to test the mathematical and calculation skills of the candidate. The different topics included in this section are mentioned below:

Numerical Ability Topics Included
Simplification
Number Series, Quadratic Equations, Average
Percentage, Time & Work, Area, Profit & Loss
Simple & Compound Interest
Time & Speed, Investment
HCF, LCM, Problem On Ages
Bar Graph, Pictorial Graph, Pie Chart

LIC ADO Syllabus: General Knowledge & Current Affairs

The candidates need to keep an update on the current happenings and general knowledge to score better marks in this particular section.

The questions cover the following topics:

  1. Current affairs of National & International news
  2. Indian Current Events
  3. Banking, General Science, General Knowledge.
  4. Science, Technology, Sports, Culture & Banking Sector.
  5. Budget and Five Year Plans.
  6. Current events from Sports.
  7. Awards and Honors, Science – Inventions and Discoveries
  8. Countries, Capitals, and Currencies
  9. History of India.
  10. Indian Economics, Indian Constitution and Indian Politics

LIC ADO Syllabus for English:

The exam syllabus for English covers the basic three parts:

  1. Grammar
  2. Vocabulary
  3. Reading Comprehension

The topics included in this section are:

  1. Synonyms, Antonyms, Sentence Error and Sentence correction.
  2. Fill in the blanks, Sentence Arrangement/ Word Arrangement.
  3. Comprehension & Cloze Test.
  4. Vocabulary questions, Para connectors, para completion, para restatement, paragraph inference, para fillers

LIC ADO Syllabus: Insurance Marketing

The syllabus for insurance marketing includes two essential sections:

  1. Financial Awareness
  2. Insurance Market Awareness

To find the detailed syllabus for both the sections, refer to the table below:

Subjects Topics included
Financial Awareness Indian Financial Market
Capital markets and the government
Stock markets and Bond markets
Money markets and their role in the financial system
Mutual Funds, Insurance Industry, Regulatory Agencies and Insurance Industry
Derivatives markets and private investing, Primary markets and secondary markets
The study of the foreign exchange interbank market, Special Statutes for Certain Financial Intermediaries
Establishment of FSDC, Financial Stability and Development Council, International Financial Organization
Insurance Market Awareness Introduction and History of Life Insurance, History of General Insurance, Types of Insurance, Indian Insurance Market, Insurance Current Affairs, Insurance Ombudsman, Bancassurance and Current insurance schemes
ULIP (Unit Linked Insurance Plan Public), Sector Insurance Companies, Glossary of Insurance Terms, Private Sector Insurance Companies.
Employment State Insurance Scheme (ESIS), Abbreviations related to Insurance Industry. Other important topics related to Insurance Awareness, Schemes related to Insurance (PMFBY, PMJJBY, PMSBY etc.)

Personal Interview:

The candidates who qualify the cut-off marks in the Mains Examination are called for an interview round. The interview is of 37 marks and includes aptitude based questions to check the reasoning and thinking capability of the candidate.

Medical Exam:

Before releasing the final merit list, LIC conducts a medical test for the shortlisted candidates. Only those candidates who are found will be selected for the post of Apprentice Development Officer.

To know more about insurance exams, refer to the link provided.

Related links:

LIC ADO Preparation

For a better understanding of the exam pattern, candidates can refer to the LIC ADO previous year question papers. Going through the question papers will help them get a proper idea about the level of questions being asked.

Refer to the table below to find out some of the recommended books for the exam.

Name of the books Publisher
LIC ADO – L.I.C. Apprentice Development Officers Recruitment Exam Dr. Lal & Jain
Kiran’s Lic Ado Prelim. Online Exam Practice Work Book-English Kiran Prakashan
Guide to LIC ADO (Apprentice Development Officers) Preliminary Exam 2019 with 3 Online Tests Disha Publication
Life Insurance Corporation of India Apprentice Development Officer (LIC ADO) Recruitment Examination Arihant Publication

Books for Reasoning

Some of the recommended books on reasoning are listed below:

Name of the books Name of the authors
Logical & Analytical Reasoning (English) A. K. Gupta
A New Approach to Reasoning Verbal & Non-Verbal (English) B. S. Sijwali, Indu Sijwali
Analytical Reasoning M.K.Pandey
Verbal & Non-Verbal Reasoning R.S.Aggarwal

Books for English

Candidates should mainly focus on the grammar, vocabulary and reading comprehension parts while preparing for the English exam.

Candidates can refer to the following books for their preparation.

Books Authors
Perfect Competitive English V.K.Sinha
Competitive General English Kiran Prakashan
Objective General English S.P.Bakshi

Candidates can refer to the following books for General Awareness:

  1. General Knowledge by Binary Karn (Lucent Publications)
  2. General Knowledge by Arihant Publications
  3. General Physics by Rakesh Yadav
  4. General Science by Lucent (English)

The LIC ADO syllabus is similar to the syllabus for other bank exams and candidates preparing for the LIC ADO exam can consider preparing for the bank exams as well. For more details regarding other government exams, candidates can visit the linked article.

LIC ADO Syllabus:- Download PDF Here

Frequently asked questions on LIC ADO syllabus and preparation

Q 1. What is the job profile of an Apprentice Development Officer in LIC?

Ans. The job profile of an Apprentice Development Officer in LIC is to appoint Agents who will sell Life Insurance Policies to people. Their role also includes training the Agents and helping the people after they have taken up any Life Insurance policy.

Q 2. What is the age limit for candidates applying for the LIC ADO exam?

Ans. The minimum age limit is 21 years and the maximum age limit is 30 years. However, there is an upper limit age relaxation for candidates belonging to certain categories like SC, ST, OBC, etc. candidates can visit the LIC ADO recruitment page to know more about the eligibility criteria.

Q 3. Is there an interview in the LIC ADO recruitment procedure?

Ans. Yes, there is an interview stage in the LIC ADO recruitment procedure. The marks obtained in the mains examination are only considered to shortlist candidates for the interview. Combined marks in interview and mains exam are calculated to create the final merit. Maximum marks for interview are 37.

Q 4. Can a candidate apply from multiple divisions?

Ans. No, a candidate can only apply from a single zone or division. The number of vacancies released differs for each zone.