LIC Syllabus & Preparation

LIC syllabus for the AAO, ADO & HFL exams is set by the Life Insurance Corporation of India.

Aspirants of the three exams (AAO, ADO and HFL) under LIC should be thorough with the LIC Syllabus to ace these exams.

Candidates are advised to be thorough with LIC exam pattern as well before applying for any of the exams mentioned above.

The Life Insurance Corporation of India conducts the following exams for appointing candidates to various posts:

  1. LIC AAO : LIC released a notification to recruit 590 eligible candidates to fill in the AAO posts.
  2. LIC ADO: For the year 2019, LIC has invited applicants for a total of 8,581 vacancies for the ADO post.
  3. LIC HFL: The official Notification of LIC HFL exam 2019 is released on 8th August 2019 to recruit 300 eligible candidates in HFL Assistant, Associates and Assistant Manager Posts.

Aspirants can check the detailed LIC HFL 2019 Notification here.

Check LIC Exams page to know detailed information about the above-mentioned exams.

This article will upkeep you with the LIC syllabus along with the exam pattern in LIC exams. For the aspirants, there are detailed LIC exam preparation tips to give an edge in the three exams mentioned above.

LIC Syllabus & Exam Pattern For AAO Exam

LIC AAO exam is conducted for the post of Assistant Administrative Officer which is further categorised as:

  1. AAO Generalist
  2. AAO IT
  3. AAO Chartered Accountant
  4. AAO Actuarial
  5. AAO Rajbhasha

LIC Exam pattern for AAO Exam

The LIC exam pattern in AAO exam is done in three phases followed by a Pre-recruitment Medical Test.

The three phases of LIC exam pattern comprises:

  1. Phase-I: Preliminary Examination
  2. Phase-II: Mains Examination
  3. Phase-III: Interview

LIC Syllabus For AAO Exam

The prelims examination consists of objective type questions and comprises:

  1. Reasoning ability
  2. Quantitative Aptitude
  3. English language

The Prelims LIC syllabus and exam pattern for all the categories of LIC AAO is the same.

The LIC syllabus for AAO Mains differs according to the specialization candidates have opted.

The topics mainly cover the following areas:

  1. Reasoning Ability
  2. Quantitative Aptitude
  3. English language
  4. Insurance and Financial Market Awareness
  5. General Awareness & Current Affairs
  6. Professional Knowledge (subject opted)

Detailed LIC Syllabus and exam pattern in AAO exam are given below:

LIC Exam Pattern

LIC Syllabus

Duration

Marks

Preliminary Exam

Reasoning Ability

Quantitative Aptitude

English Language

1 hour

70 marks

Mains Exam (Generalist)

Reasoning Ability

Data Analysis and Interpretation

General Ability and Current Affairs

Insurance and Financial Market Awareness

English Language (Descriptive)

2 hours 30 minutes

325 marks

Mains Exam (IT/CA/ Actuarial)

Reasoning Ability

Professional Knowledge

General Awareness and Current Affairs

Insurance and Financial Market Awareness

English Language (Descriptive)

2 hours 30 minutes

325 marks

Mains Exam (Rajbhasha)

Reasoning Ability

Professional Knowledge

General Awareness and Current Affairs

Insurance and Financial Market Awareness

Hindi Language (Descriptive)

2 hours 30 minutes

325 marks

Interview

—-

Check the detailed LIC AAO syllabus in the linked article.

LIC Syllabus & Exam Pattern For ADO Exam

. The LIC ADO examination is conducted for the post of Apprentice Development Officer under three different categories:

  1. Open Market: open for all the candidates
  2. LIC Employee: open for candidates who are a full-time salaried employee of LIC (under Grade III)
  3. LIC Agent: open for candidates who work as agents under LIC.

LIC Exam Pattern in ADO exam

The exam is conducted in three phases:

  1. Phase-I: Online written test
  2. Phase-II: Interview/personality test
  3. Phase-III: Medical Exam

The written test is a computer-based test consisting of two rounds:

  1. LIC ADO Prelims
  2. LIC ADO Mains

The Prelims exam is applicable only for the Open Market Category and is of objective type.

To know more, refer to the table below:

LIC exam pattern in ADO preliminary exam

LIC ADO Prelims

Total marks

Duration

Paper-I: Reasoning

35

20 minutes

Paper-II: Numerical ability

35

20 minutes

Paper-III: English language

30

20 minutes

Total

70

60 minutes

The marks for the English language is of qualifying nature and is not considered for the ranking.

While the candidates who are LIC employee or LIC agent only need to appear for LIC Mains examination.

LIC ADO Mains Exam consists of three papers:

  1. Paper-I: Reasoning Ability & Numerical Ability
  2. Paper-II: General Knowledge, Current Affairs & English Language
  3. Paper-III: Insurance Marketing

The marking pattern for all the categories varies accordingly. Check the table given below to understand the marking pattern.

LIC exam pattern for Open Market Category

Stages

Total number of questions

Maximum marks

Duration of exam

Paper-I

50

50

Composite 120 minutes

Paper-II

50

50

Paper-III

50

50

Total

150

150

LIC exam pattern for Agents Category

Stages

Total number of questions

Maximum marks

Duration of exam

Paper-I

25

10

Composite 120 minutes

Paper-II

25

15

Paper-III

50

125

Total

100

150

LIC exam pattern for employee category

Stages

Total number of questions

Maximum marks

Duration of exam

Paper-I

25

25

Composite 120 minutes

Paper-II

25

25

Paper-III

50

100

Total

100

150

The medium of language for all the categories is either English or Hindi except for English language and vocabulary.

LIC Exam pattern Phase-II Personal Interview

The candidates who qualify the cut-off marks in the Mains Examination are called for an interview round. The interview is of 37 marks and includes aptitude based questions to check the reasoning and thinking capability of the candidate.

LIC Exam Pattern Phase-III Medical Exam

Before releasing the final merit list, LIC conducts a medical test for the shortlisted candidates. Only those candidates who are found will be selected for the post of Apprentice Development Officer.

LIC Syllabus for ADO post

The topics covered in Paper-I and Paper-II of LIC ADO exam is the same for all three categories but it is slightly different in Paper-III.

The topics covered in LIC syllabus for ADO exam is mentioned below:

LIC Syllabus for the three categories in ADO exam

Categories

Paper-I (Same for all)

Paper-II (Same for all)

Paper-III

Open Market

Reasoning Ability & Numerical Ability

General Knowledge, Current Affairs and English Language

Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector

LIC Employees

Practice and Principle of Insurance Marketing

LIC Agents

Elements of Insurance and Marketing of Insurance

To know the detailed LIC ADO Syllabus, refer to the linked article.

LIC Syllabus & Exam Pattern For HFL Post

As per the official notification of LIC HFL Exam 2019, a total of 300 vacancies are there for the posts of Assistant, Associates, Assistant Managers in LIC Housing Finance Limited.

Candidates who wish to apply for LIC HFL recruitment exam 2019, must know the detailed LIC syllabus and exam pattern of HFL exam.

LIC Exam Pattern in HFL exam

LIC exam pattern for HFL recruitment comprises three-phases:

  1. HFL Online Examination
  2. Interview
  3. Medical test

The LIC exam pattern for Assistant, Associate and Assistant Manager posts in HFL exam is the same, but the level of difficulty changes as per the post.

LIC exam pattern for written test in HFL exam:

  • LIC HFL recruitment exam is an objective type paper in the English language only with multiple-choice questions.
  • Candidates are given 2 hours time to complete the exam.

The table below will brief you about the LIC exam pattern followed in HFL exam:

LIC exam pattern HFL Post

Subjects

Duration

No of Question

Max Marks

English Language

35 Minutes

50 each

50 each

Logical Reasoning

35 Minutes

General Awareness

15 Minutes

Numerical Ability

35 Minutes

Total

120 Minutes

200

200

Phase-II- Interview Round

LIC HFL recruitment board reserves the right to fix the minimum cut-off marks to finalize the number of candidates to be called for the next round i.e. the interview.

Phase-II- Medical Test

The candidate who successfully qualifies the online exam and interview is called for the final selection has to undergo the medical test conducted by LIC HFL.

LIC Syllabus For HFL Exam

LIC syllabus for HFL exam is vast and divided into four sections.

Candidates who wish to apply for HFL post must be well versed with LIC exam syllabus to prepare well for the exam.

The LIC exam Syllabus for HFL post covers the following sections:

  • Reasoning
  • Quantitative Aptitude i.e. Numerical Ability
  • General Awareness
  • English Language

To know the section-wise topics of LIC HFL Syllabus and exam pattern refer to the linked article.

LIC Exam Preparation

Due to the vast syllabus and competitive nature of the LIC exams, candidates often find it difficult to crack the written exam at the first attempt.

Along with thorough knowledge of LIC Syllabus and exam pattern, aspirants must be aware of some strategies and important tips for LIC exam preparation.

Candidates can refer to the following LIC exam preparation tips to score well in the exam:

  1. Candidates must go through the entire syllabus first before starting with their LIC exam preparation.
  2. A time-schedule is really important for the preparation of any exam. Divide the time for each subject equally.
  3. Candidates should look for their strengths in the paper and make sure they prepare them well.
  4. The exam that is only qualifying in nature, candidates should prepare and attempt questions that they are confident about.
  5. Even though there is no negative marking in some of the LIC exams, candidates should not attempt the questions they are not sure of.
  6. For candidates applying for ADO and AAO exams should be well prepared for their professional subject section as that may help them score well in the paper.
  7. Reading newspapers daily, keeping a track on all recent activities around the world would help get marks quickly in the general awareness section.
  8. Practising LIC mock tests regularly provides an idea about the structure of the paper and helps maintain the speed balance. There are many LIC mock tests available online.

Candidate applying for AAO exam can check the linked article for the LIC AAO preparation.

Subject-wise LIC exam preparation tips

Tips for English Language preparation

  • Read newspaper like The Times of India, The Hindu, and Economic Times
  • Much importance should be given to Vocabulary building. Learn new words each day to enhance your word power
  • Brush up basic grammar with emphasis on Articles, Tenses Voice Change, and Subject-Verb Agreement.
  • Practice Error Spotting, Reading Comprehension, Sentence Correction, Para Jumbles each day.
  • Practice LIC HFL online tests regularly.

Tips for Quantitative Aptitude preparation:

  • This section is standard for all candidates in the preliminary exam, but in the mains exam, this section is only included in the Generalist cadre.
  • This section requires strong mathematical skills and candidates should practice thoroughly to get a faster speed in attempting questions in this section.
  • The candidates should brush up the basics of mathematics as the questions included in the section are based on basic maths concepts.
  • Candidates should first attempt the questions that can be solved quickly like inequalities, number series, approximation, etc. and then move to the longer ones.

Tips for General Awareness preparation:

  • General Awareness section helps to fetch a lot of marks. Just grab some good books and study material and learn them by to ace this section.
  • Newspaper, Magazines and Business Journal readings on a daily basis are of utmost importance to prepare for current affairs sections.
  • There are some really good apps for daily GK preparation that can also help in your general awareness preparation.
  • Lastly, practise online quizzes to test your GK preparation.

Tips for Reasoning Ability preparation:

  • This section is standard for all candidates applying for the preliminary exam and mains exam. Candidates should try attempting the questions which can be attempted quickly first and then move to the difficult problems in the section. This would help them manage time well in the exam.
  • Syllogism, coding-decoding, direction test, inequalities should be attempted first as this would take lesser time to attempt.
  • This section requires mental alertness and logical skills.

Aspirants of LIC exam paper can check the link for their Logical Reasoning preparation.

Tips for Professional Knowledge preparation:

  • Candidates applying for the AAO post for IT, CA, Actuarial and Rajbhasha section must be prepared well for the specialization they have chosen because this section holds the maximum marks in the mains examination.
  • Applicants must go through the previous year question papers and regularly take LIC mock test to know the pattern of the exam and prepare as per the trend of the questions.

Insurance and Financial Market Awareness:

  • For this section, candidates must be abreast with the news, latest policies, development, and events related to insurance and financial market.
  • Regular reading of the business, finance and economic pages in the newspaper is a must to qualify this section.
  • Candidates must be aware of banking and insurance history, different laws and policies and all financial institutions in the country as well.

LIC Exam Book

Candidates can refer to a lot of books available online for preparing for LIC exam paper.

Candidates should always choose from the latest edition of books available for the respective exam.

Important Books for LIC exam paper is as follows.

LIC AAO Books

Name of the book

Name of the Author

Verbal and Non-Verbal Reasoning by R.S. Aggarwal

Quantitative Aptitude by Arun Sharma

Quantitative Aptitude by RS Agarwal

Wren & Martin’s English Grammar

Objective General English by SP Bakshi

A New Approach to Reasoning: Verbal and Non-Verbal by B.S. Sijwali & Indu Sijwali

Analytical Reasoning by M.K. Pandey

Static General Knowledge by Arihant Publications

Kiran’s LIC AAO Prelim Online Exam Practice Workbook by Kiran Prakashan

CAT Quantitative Ability by Arun Sharma

Objective Computer Science & Information Technology by Jushta Jaiswal

Lucent’s General Knowledge

LIC ADO Books

Name of the books

Publisher Name

LIC ADO – L.I.C. Apprentice Development Officers Recruitment Exam

Dr Lal & Jain

Kiran’s Lic Ado Prelim. Online Exam Practice Work Book-English

Kiran Prakashan

Guide to LIC ADO (Apprentice Development Officers) Preliminary Exam 2019 with 3 Online Tests

Disha Publication

Life Insurance Corporation of India Apprentice Development Officer (LIC ADO) Recruitment Examination

Arihant Publication

List of books for LIC exam paper common for all exams:

Books for Reasoning

Name of the books

Name of the authors

Logical & Analytical Reasoning (English)

A. K. Gupta

A New Approach to Reasoning Verbal & Non-Verbal (English)

B. S. Sijwali, Indu Sijwali

Analytical Reasoning

M.K.Pandey

Verbal & Non-Verbal Reasoning

R.S.Aggarwal

Books for English

Books

Authors

Perfect Competitive English

V.K.Sinha

Competitive General English

Kiran Prakashan

Objective General English

S.P.Bakshi

Candidates should mainly focus on the grammar, vocabulary and reading comprehension parts while preparing for the English exam.

Books for General Awareness

General Knowledge by Binary Karn (Lucent Publications)

General Knowledge by Arihant Publications

General Physics by Rakesh Yadav

General Science by Lucent (English)

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