LIC AAO Eligibility Criteria

Life Insurance Corporation of India (LIC) is the leading insurance company in the country. LIC conducts exams for different posts for recruitment to their company. The exams are conducted as per the need and requirements of the insurance company.

Assistant Administrative Officer (AAO) is one of the posts for which LIC holds the recruitment process. The exam is not conducted annually. It is conducted as per the requirement of the employees under the insurance company.

LIC AAO is one of the most prestigious exams conducted in the insurance sector and aspirants across the country look out for a career in the insurance sector. There are various other exams that are conducted by LIC for different posts.

Candidates can visit LIC Exams for information regarding all the other exams conducted by LIC.

LIC has is yet to release the vacancies for LIC AAO recruitment 2020 in the following cadres:

  1. Assistant Administrative Officer (Generalist)
  2. Assistant Administrative Officer (IT)
  3. Assistant Administrative Officer (CA)
  4. Assistant Administrative Officer (Rajbhasha)
  5. Assistant Administrative Officer (Actuarial)

In this article, we shall talk about the eligibility criteria required for the post of AAO in LIC. For other important details about the recruitment procedure of LIC Assistant Administrative Officer, candidates can visit LIC AAO.

LIC AAO Eligibility

The exam eligibility criteria for LIC AAO is mentioned in the official notification released by the conducting body. The eligibility criteria for LIC AAO 2020 is as mentioned below:

  1. Nationality: Candidate must be a citizen of India
  2. LIC AAO Age Limit: Candidate must have attained the age of 21 years and should not be more than 30 years of age. However, there is age relaxation for candidates belonging to different categories.
  3. Education Qualifications: The candidate must be a Graduate from any Government recognized University.

The detailed eligibility criteria are mentioned below:

LIC AAO Eligibility Criteria LIC AAO Requirement
LIC AAO Age Limit The age relaxation for candidates belonging to different categories is mentioned below:
General No Relaxation
OBC 3 years
SC/ST 5 years
Penson with Benchmark Disabilities (General) 10 years
Persons with Benchmark Disabilities (SC/ST) 15 years
Persons with Benchmark Disabilities (OBC) 13 years
ECO/SSCO (GEN) 5 years
ECO/SSCO (SC/ST) 10 years
ECO/SSCO (OBC) 8 years
Serving LIC Employees (Permanent) Further 5 years, apart from the above-mentioned relaxation
Educational Qualifications LIC AAO (Generalist): Graduate from any Government recognized the University of India in any disciple.
LIC AAO (Chartered Accountant): Graduate from an Indian University and also should have passed the final examination of ICAI. Candidate should be Associate member of ICAI and should provide with the membership number for verification.
LIC AAO (IT): Graduate with a bachelor’s degree in Engineering in CS, IT or Electronics. Candidates who have a degree in MCA or MSC (computer science) may also apply.
LIC AAO (Actuarial): Graduate from any discipline from a recognized Indian University. Candidate should have passed paper CT1 and CT5 plus 4 or more other papers of the exam conducted by the Institute of Actuaries of India/ Institute and Faculty of Actuaries, UK. Candidates must also have a membership number for the same.
LIC AAO (Rajbhasha): Master’s degree in English with Hindi as a major subject in graduation.


Master’s degree in Hindi with English as a major subject in graduation.


Master’s degree in Sanskrit with Hindi and English as a major subject in graduation.

Aspirants should note that only candidates fulfilling the above-mentioned eligibility criteria are allowed to appear in the LIC AAO exam.

No candidate who does not possess the required educational qualification can apply for LIC AAO recruitment 2020. Candidates must have proper documents of their educational qualifications and their category certificates in a few cases.

To know more about other insurance exams, candidates can visit the linked article.

Comprehensive News Analysis for Insurance Exams

LIC AAO Selection Process

The candidates who fulfill the eligibility criteria for LIC AAO exam can apply for the exam online. The selection process for LIC AAO exam has changed since the last time it was conducted.

The LIC AAO exam was last conducted in the year 2016 and the candidates had only two stages to qualify to get recruited as an Assistant Administrative Officer in LIC. The two stages of the exam pattern are as mentioned below:

  1. LIC Written Exam
  2. Interview

The addition of one extra stage is due to the increase in the number of candidates applying each year.

The LIC AAO recruitment 2020 shall have a slightly different selection process. The selection process now includes four stages:

  1. Preliminary Exam: This is the first stage of the exam. This is an objective type paper which has 100 questions and is only qualifying in nature.
  2. Mains Examination: The mains exam is the second stage of the selection process in LIC AAO. Candidates who qualify the preliminary exam are called for the mains exam. Marks scored in this exam are used to calculate the final merit required for the selection of candidates.
  3. Interview: This is the third stage of the selection process. The candidates who qualify the mains exam are called in for this stage.
  4. Pre Recruitment Medical Exam: Once the list of the selected candidates is released, they have to undergo a pre-recruitment medical examination. If the candidate is found to be medically fit, he is given the appointment letter.

Aspirants can also visit:

The final merit is declared based on the marks scored by the candidates in the mains exam and interview.

Probation: Candidates applying for LIC AAO 2020 recruitment will be appointed on probation of 1 year. This probation period may be extended up to 2 years. The candidates need to know that until the probation period is over, they will not be a permanent employee of the company.

Guarantee Bond: The candidates who are finally selected for the post of AAO in LIC are supposed to sign a bond with the insurance company, stating that the candidate needs to serve the company for a minimum of 4 years. If the candidate fails to do so, he/she may be liable to pay Rs.2,00,000 to Life Insurance Corporation of India.

Candidates can also visit the AAO Recruitment page for more details regarding the recruitment process of LIC AAO.

The exam pattern for LIC AAO is as mentioned below:

LIC AAO Exam Pattern Subjects Marks Duration
Preliminary Exam Reasoning Ability

Quantitative Aptitude

English Language

70 marks 1 hour
Mains Exam (Generalist) Reasoning Ability

General Ability and Current Affairs

Data Interpretation and Analysis

Insurance and Financial Market Awareness

English Language (Descriptive)

325 marks 2 hours 30 minutes
Mains Exam ( IT/ Chartered Accountant / Actuarial) Reasoning Ability

General Ability/ Current Affairs

Professional Knowledge

Insurance and Financial Market Awareness

English Language (Descriptive)

325 marks 2 hours 30 minutes
Mains Exam (Rajbhahsa) Reasoning Ability

General Ability/ Current Affairs

Professional Knowledge

Insurance and Financial Market Awareness

Language Test in Hindi (Descriptive)

325 marks 2 hours 30 minutes

The syllabus for the mains examination is different for different specializations. Candidate must obtain minimum qualifying marks in each section. Candidates can find the detailed LIC AAO Syllabus in the linked page.

The English section in the preliminary exam is only qualifying in nature and the marks for the English language section will not be calculated to shortlist candidates for the mains exam. The English descriptive exam in mains exam is also only qualifying in nature and candidates only need minimum qualifying marks in this section.

Candidates need to go through the eligibility criteria carefully before applying for the exam as candidates fulfilling the above-mentioned criteria will only be allowed to give the exam.

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