LIC AAO Eligibility Criteria

Life Insurance Corporation of India (LIC) is the leading insurance company in the country. LIC conducts exams for different posts for recruitment to their company. The exams are conducted as per the need and requirements of the insurance company.

Assistant Administrative Officer (LIC AAO) is one of the posts for which LIC holds the recruitment process. The exam is not conducted annually. It is conducted as per the requirement of the employees under the insurance company.

Check the LIC AAO eligibility and start your preparation with the Free Online LIC AAO Mock Test Series.

Also, refer to the links given below and ace the LIC Administrative Officer exam 2023:

LIC AAO is one of the most prestigious exams conducted in the insurance sector, and aspirants across the country lookout for a career in the insurance sector. LIC conducts various other exams for different posts.

Candidates can visit LIC Exams for information regarding all the other exams conducted by LIC.

LIC had released the vacancies for LIC AAO recruitment 2020 on February 25, 2020, in the following cadres:

  1. Assistant Administrative Officer (Legal)
  2. Assistant Administrative Officer (IT)
  3. Assistant Administrative Officer (CA)
  4. Assistant Administrative Officer (Rajbhasha)
  5. Assistant Administrative Officer (Actuarial)

In this article, we shall talk about the eligibility criteria required for the post of AAO in LIC.

LIC AAO Eligibility

The exam eligibility criteria for LIC AAO is mentioned in the official notification released by the conducting body. The eligibility criteria for LIC AAO 2022 is as mentioned below:

  1. Nationality: Candidate must be a citizen of India
  2. LIC AAO Age Limit: Candidate must have attained the age of 21 years and should not be more than 30 years of age. However, there is age relaxation for candidates belonging to different categories.
  3. Education Qualifications: The candidate must be a Graduate from any Government recognized University.

The detailed eligibility criteria are mentioned below:

LIC AAO Eligibility Criteria LIC AAO Requirement
LIC AAO Age Limit The age relaxation for candidates belonging to different categories is mentioned below:
General No Relaxation
OBC 3 years
SC/ST 5 years
Penson with Benchmark Disabilities (General) 10 years
Persons with Benchmark Disabilities (SC/ST) 15 years
Persons with Benchmark Disabilities (OBC) 13 years
ECO/SSCO (GEN) 5 years
ECO/SSCO (SC/ST) 10 years
ECO/SSCO (OBC) 8 years
Serving LIC Employees (Permanent) Further 5 years, apart from the above-mentioned relaxation
Educational Qualifications LIC AAO (Legal): Bachelor’s degree in Law or LLM from a recognized Indian University/Institution. Three years of Bar experience is essential.
LIC AAO (Chartered Accountant): Graduate from an Indian University and also should have passed the final examination of ICAI. Candidate should be Associate member of ICAI and should provide with the membership number for verification.
LIC AAO (IT): Graduate with a bachelor’s degree in Engineering in CS, IT or Electronics. Candidates who have a degree in MCA or MSC (computer science) may also apply.
LIC AAO (Actuarial): Graduate from any discipline from a recognized Indian University. Candidate should have passed paper CT1 and CT5 plus 4 or more other papers of the exam conducted by the Institute of Actuaries of India/ Institute and Faculty of Actuaries, UK. Candidates must also have a membership number for the same.
LIC AAO (Rajbhasha): Post Graduate Master’s Degree in Hindi/Hindi translation with English as one of the subjects at Bachelor’s Degree level


Post Graduate Master’s Degree in English with Hindi as one of the subjects at Bachelor’s degree level


Master’s degree in Sanskrit with Hindi and English as a major subject in graduation.

Aspirants should note that only candidates fulfilling the eligibility mentioned above criteria are allowed to appear in the LIC AAO exam.

No candidate who does not possess the required educational qualification can apply for LIC AAO recruitment 2022. Candidates must have proper documents of their academic qualifications and their category certificates in a few cases.

To know more about other insurance exams, candidates can visit the linked article.

Online Quiz 2023

LIC AAO Selection Process

The candidates who fulfil the eligibility criteria for LIC AAO exam can apply for the exam online. The selection process for LIC AAO exam has changed since the last time it was conducted.

The addition of one extra stage is due to the increase in the number of candidates applying each year.

The LIC AAO recruitment 2022 shall have a slightly different selection process. The selection process now includes four stages:

  1. Preliminary Exam: This is the first stage of the exam. This is an objective type paper which has 100 questions and is only qualifying in nature.
  2. Mains Examination: The mains exam is the second stage of the selection process in LIC AAO. Candidates who qualify the preliminary exam are called for the mains exam. Marks scored in this exam are used to calculate the final merit required for the selection of candidates.
  3. Interview: This is the third stage of the selection process. The candidates who qualify the mains exam are called in for this stage.
  4. Pre Recruitment Medical Exam: Once the list of the selected candidates is released, they have to undergo a pre-recruitment medical examination. If the candidate is found to be medically fit, he is given the appointment letter.

Aspirants can also visit:

Bank Exams Logical Reasoning
LIC AAO Preparation LIC Recruitment

The final merit is declared based on the marks scored by the candidates in the mains exam and interview.

Probation: Candidates applying for LIC AAO 2022 recruitment shall be appointed on probation of 1 year. This probation period may be extended up to 2 years. The candidates need to know that until the probation period is over, they will not be a permanent employee of the company.

Candidates can get details about the LIC AAO salary at the linked article.

Guarantee Bond: The candidates who are finally selected for the post of AAO in LIC are supposed to sign a bond with the insurance company, stating that the candidate needs to serve the company for a minimum of 4 years. If the candidate fails to do so, he/she may be liable to pay Rs.5,00,000 to Life Insurance Corporation of India.

Candidates can also visit the AAO Recruitment page for more details regarding the recruitment process of LIC AAO.

The exam pattern for LIC AAO is as mentioned below:

LIC AAO Exam Pattern
LIC AAO Exam Syllabus Number of Questions Marks Duration
Preliminary Exam Quantitative Aptitude 35 35marks 20 minutes
Reasoning Ability 35 35 marks 20 minutes
English Language with special emphasis on grammar, vocabulary and comprehension  30** 30 marks 20 minutes
Mains Exam (CA/Actuarial/Rajbhasha/IT)  Reasoning Ability 30 90 marks 40 minutes
Insurance and Financial Market Awareness 30 60 marks 20 minutes
General Knowledge, Current Affairs   30 60 marks 20 minutes
Professional knowledge   30 90 marks 40 minutes
English Language (Letter Writing & Essay) 2 25 marks 30 minutes
Mains Exam (Legal) Reasoning Ability 30 90 marks 40 minutes
Professional Knowledge 30 90 marks 40 minutes
General Awareness, Current Affairs 30 60 marks 20 minutes
Insurance and Financial Market Awareness 30 60 marks 20 minutes
Legal Drafting for AAO 2 25 marks 30 marks
Interview 60 marks

**The LIC AAO prelims exam is of 70 marks as the English language section is only qualifying in nature and marks scored in this section shall not be calculated in the final marks.

The syllabus for the mains examination is different for different specializations. Candidate must obtain minimum qualifying marks in each section. Candidates can find the detailed LIC AAO Syllabus in the linked page.

Government Exam 2023

The English section in the preliminary exam is only qualifying in nature, and the marks for the English language section will not be calculated to shortlist candidates for the mains exam. The English descriptive exam in mains exam is also only qualifying in nature and candidates only need minimum qualifying marks in this section.

Candidates need to go through the eligibility criteria carefully before applying for the exam as candidates fulfilling the above-mentioned criteria will only be allowed to give the exam.

Related Links:

LIC Admit Card LIC AAO Result


Leave a Comment

Your Mobile number and Email id will not be published.



  1. Can BTech food technology students also apply??

  2. Sir,I am studying mathematics in Bachelor’s degree Can I Apply?

    • Hi Ayan,
      The minimum education qualification required for LIC AAO exam is a bachelors degree in any discipline. So you can apply for the LIC AAO Exam.

  3. Archana Kar

    Can I directly apply for lic aao (generalist) without giving assistant exam.

  4. Can electrical and electronics engineering students can apply?

  5. Agriculture students are eligible for this exam

  6. Hii Sir/Ma’am I have done BCom from Maharaja Ganga Singh University, Bikaner . Can I apply for LIC AAO EXAM?

  7. Hi sir, Can Msc in Hardware and networking apply for AOO(IT)?

    • Hi,
      Graduate with a bachelor’s degree in Engineering in CS, IT or Electronics. Candidates who have a degree in MCA or MSC (computer science) may also apply.

  8. Can electrical and electronics engineering students can apply or Not?