LIC AAO Preparation Strategy 2023

LIC AAO exam is conducted for the recruitment of candidates willing to join the Life Insurance Corporation of India. The exam is not undertaken annually, and candidates have to wait for a longer duration of time to apply for the examination.

The LIC AAO Recruitment 2023 is about to release soon and candidates who are willing to apply for the post must start giving the final touches to their preparation and start with their revisions.

Candidates who are looking for more information regarding the Assistant Administrative Officer exam, the post, eligibility, etc. can visit the LIC AAO exam page for any further information.

Table of Contents:

  1. LIC AAO Syllabus and Exam Pattern
  2. Tips for LIC AAO Exam Preparation
  3. Tips for Subject-wise Preparation
  4. LIC AAO Books
  5. LIC AAO Cut Off

LIC released 168 vacancies for Assistant Administrative Officers for different specialisations in 2023. The preparation for LIC AAO requires a lot of hard work as it is one of the most challenging exams in the banking and insurance sector.

Aspirants who missed the opportunity to apply this year must continue with their LIC AAO preparation as the number of vacancies released for this post are way less in comparison to the number of candidates applying for it. Thus, thorough preparation is required to succeed in the exam. We have discussed some important tips to make a good LIC AAO preparation strategy.

Candidates willing to apply for LIC Exams can visit the linked article for more details.

Test your preparation for the LIC AAO 2023 exam with the Free Online LIC AAO Mock Test Series.

Also, refer to the links mentioned below and ace the Assistant Administrative Officer exam 2023:

Since the official notification for LIC AAO 2023 was released on 15th January 2023, candidates should go through the notification to get an idea on various stages of the exam.

The LIC AAO notification 2023 has been released and candidates can refer to the important dates given below and start their preparation:

LIC AAO Exam 2023
Events Exam Dates 
Online Registration 15th January 2023
Preliminary Exam 17th & 20th February 2023
Mains Exam 31st October 2021
Interview 18th March 2023

Interested candidates can get the detailed exam schedule for this year’s LIC AAO recruitment along with the previous year important exam dates at the LIC Exam Dates page. Here candidates can also check the exam dates for the other important Life Corporation of India exams.

Government Exam 2023

LIC AAO Syllabus and Exam Pattern

The LIC AAO exam preparation requires understanding the exam pattern and syllabus in detail. The exam is conducted in three stages, and candidates who wish to join LIC need to qualify all three phases. Once the recruitment process is complete, the selected candidates undergo a medical exam and then finally the recruitment is done.

There are a few common topics which are included in the syllabus for the LIC AAO exam for the different posts:

The exam pattern for LIC AAO 2023 is as mentioned below:

LIC AAO Exam Pattern
LIC AAO Exam Syllabus Marks Duration
Preliminary Exam Quantitative Aptitude 35 marks 20 minutes
Reasoning Ability 35 marks 20 minutes
English Language with special emphasis on grammar, vocabulary and comprehension  30 marks 20 minutes
Mains Exam (CA/Actuarial/Rajbhasha/IT)  Reasoning Ability 90 marks 40 minutes
Insurance and Financial Market Awareness 60 marks 20 minutes
General Knowledge, Current Affairs   60 marks 20 minutes
Professional knowledge   90 marks 40 minutes
English Language (Letter Writing & Essay) 25 marks 30 minutes
Mains Exam (Legal) Reasoning Ability 90 marks 40 minutes
Professional Knowledge 90 marks 40 minutes
General Awareness, Current Affairs 60 marks 20 minutes
Insurance and Financial Market Awareness 60 marks 20 minutes
Legal Drafting for AAO 25 marks 30 marks
Interview 60 marks

The exam pattern for LIC AAO is vast and needs a lot of time for preparation. Candidates need to strategize their study plan before starting to prepare for the exam.

Online Quiz 2023

Tips for LIC AAO Exam Preparation

The LIC exam conducted for the recruitment of an Assistant Administrative Officer requires a strategised plan for preparation as well as giving the exam.

The candidates need to keep specific tips in mind before appearing for the exam. These tips will be helpful for both preparing and attempting the exam. The tips to prepare for the LIC AAO exam are as follows:

    • Go through the syllabus and set up a timetable: Candidates need to go through the entire syllabus first before preparing for the exam. They should schedule a timetable and divide the time for each subject equally. Avoid skipping any topics because they are all equally significant. 
    • Identify strengths and weaknesses: Candidates should look for their strengths in the paper and make sure they prepare them well. They may determine their areas of strength and weakness as they work their way through the syllabus. Find the areas of weakness and begin concentrating harder on them to earn good scores. The preliminary exam is only qualifying in nature, so candidates should prepare and attempt questions that they are confident about. 
    • Clear fundamental concepts: Study the foundational concepts of each subject. This is essential for subjects that contain both scientific and mathematical formulas. Candidates applying for IT, CA, Actuarial and Rajbhasha should be well prepared for their professional subject section as that may help them score well in the paper.
    • Memorise the formulas:  For the Arithmetic section, one needs to remember a lot of formulas. Practice and memorise them by heart every time after having understood the concepts. The formulas can be made through in the mind with proper practice and strategic preparation. Also, the scientific concepts must be thorough with all candidates who wish to score a good rank as this is recruitment for technical posts.
    • Develop Reading Habits: Candidates should read newspapers daily, and keep track of all recent activities around the world as this would help them get marks quickly in the general awareness section. For the General Awareness section, they need extensive reading as this section needs one to remember a lot of information on a wide range of topics.
    • Take mock tests: Candidates should give regular mock tests as it provides an idea about the structure of the paper and helps maintain the speed balance. It is the greatest way to assess the level of preparedness. It helps with time management and stress management during the actual exam. Mock exams help to maintain speed and increase accuracy. By taking practice exams, one may quickly determine which portions need to be revised more thoroughly in order to increase the chances of getting higher scores. After completing the mock exam, aspirants can analyse their strengths, weaknesses, opportunities and threats (SWOT) in order to better themselves.
    • Make a good attempt: LIC has removed negative markings in the AAO exam, but candidates should not attempt the questions they are not sure of.
    • Revision: It’s extremely important to go over what has been learnt, several times. This will make it easier for candidates to remember the points. Make a list of the key revision points, including any quick tips or formulas. 
  • Stay calm: Remain composed because excessive stress and pressure can harm overall performance. Stay composed and optimistic so that everything can be managed with ease. To avoid any last-minute stress, begin the preparations well in advance.
LIC AAO Preparation Related Links
Logical Reasoning Questions and Answers General English for Competitive Exams
Free Online Mock Tests with Solutions Competitive Exam Preparation Strategy
LIC ADO Mock Test LIC HFL Mock Test

Tips for Subject-wise Preparation

English Language:

  • The paper for English is only qualifying in the preliminary stage of the examination. So, candidates should only attempt the questions that they are sure of in this section.
  • Candidates should indulge in constant reading and writing activities to strengthen their language skills. Reading may also help in the comprehension part of the preliminary exam.
  • For the mains examination, the English test consists of descriptive questions, which include letter writing and essays. The topics for the essay are based on recent activities across the world, so candidates must be aware of all current events.
  • Past year questions may also be referred for essay and letter writing.
  • Important topics to cover for the exam:
    • Vocabulary-based questions
    • Fillers
    • Phrase/Connectors
    • Word Usage
    • Cloze Test
    • Sentence Errors
    • Jumbled Paragraph
    • Reading Comprehension
    • Sentence Improvement
    • Paragraph-related questions like paragraph restatement, paragraph inference, paragraph fillers, paragraph connectors, paragraph completion, etc.

Given below are the links that may help you prepare for the English Language section:

Tenses Rules Rules for Prepositions
Letter Writing Format Idioms and Phrases

Quantitative Aptitude:

  • This section is standard for all candidates in the preliminary exam, but in the mains exam, this section is only included in the Generalist cadre.
  • This section requires strong mathematical skills and candidates should practice thoroughly to get a faster speed in attempting questions in this section.
  • The candidates should brush up on basic concepts of mathematics as the questions included in the section are based on basic maths concepts.
  • Candidates should first attempt the questions that can be solved quickly like inequalities, number series, approximation, etc. and then move to the longer ones.
  • Important topics to cover for the exam:
    • Number Series
    • Inequalities (Quadratic Equations)
    • Approximation and Simplification
    • Data Interpretation (Radar/Web, Pie Chart, Bar Graph, Line Chart, Tabular, Caselet)
    • Data Sufficiency
    • Miscellaneous Arithmetic Problems: 
      • Work and Time, 
      • Speed Distance and Time, 
      • Probability, Mensuration, 
      • Permutation and Combination, 
      • HCF and LCM, 
      • Profit and Loss, 
      • SI & CI, 
      • Problem on Ages, 
      • Average, Partnership, 
      • Problems on Boats and Stream, 
      • Problems on Trains, 
      • Mixture, and Allegation,
      • Pipes and Cisterns, 
      • Ratio and Proportion

Candidates can check the 10 simple maths tricks to solve the Quantitative aptitude section faster and more efficiently.

Data Interpretation Simplification and Approximation
Tips To Solve Number Series Quadratic Equations
Time and Work Problems on Age

Reasoning Ability:

  • This section is standard for all candidates applying for the preliminary exam and mains exam. Candidates should try attempting the questions which can be attempted quickly first and then move to the difficult problems in the section. This would help them manage time well in the exam.
  • Syllogism, coding-decoding, direction test, and inequalities should be attempted first as this would take lesser time to attempt.
  • This section requires mental alertness and logical skills.
  • Important topics to cover for the exam:
    • Direction Sense
    • Blood Relation
    • Puzzles
    • Seating Arrangements
    • Coding-Decoding
    • Inequalities
    • Alpha-Numeric-Symbol Series
    • Machine Input-Output
    • Syllogism
    • Order and Ranking
    • Data Sufficiency
    • Logical Reasoning

For a detailed syllabus of Logical Reasoning in the bank exams, candidates can visit the linked page.

General Awareness and Current Affairs:

  • This section is the most time-saving and the most scoring section in LIC AAO exam. Candidates should try attempting the maximum questions in this section as no time is spent on solving and calculations in this section.
  • Candidates must keep themselves updated with the latest news, read newspapers, and be aware of all developments happening across the world.
  • Reading magazines can also be helpful as the candidate would be updated about the weekly, monthly, half-yearly and annual events.
  • Important topics to cover for the exam:
    • Awards, Honors, and Recognition
    • Books and Authors
    • Important Days
    • Countries, Capitals, and Currencies
    • Indian Politics
    • Science and Technology
    • History of India
    • Indian Constitution
    • Indian Economics
    • Geography
    • Inventions and Discoveries
    • Financial Institutions – National and International
    • National and International Organizations
    • Current Affairs – National and International

Candidates must also be well aware of the various schemes initiated by the Government. These schemes are not a topic with regard to Current Affairs but also General Knowledge. Thus, it is an important topic to prepare for the LIC AAO general awareness section. Aspirants can get the list of Government Schemes at the linked article.

Refer to the General Awareness topics given below for LIC AAO preparation:

Country, Capital & Currency List of Governors in India Famous Books and Authors
List of Indian Presidents Dams in India List of National Parks in India

Profession Knowledge:

  • This section is only for the candidates apply for the AAO post for IT, CA, Actuarial and Rajbhasha section. This section includes questions regarding the respective specialization for which the candidate has applied.
  • For attempting questions in this section, candidates must be prepared well for the specialization they have chosen because this section holds the maximum marks in the mains examination.
  • Applicants must go through the previous year question papers to know the pattern of the exam and prepare as per the trend of the questions.

Candidates can get the detailed LIC AAO Syllabus in the linked article

Insurance and Financial Market Awareness:

    • For this section, candidates need to be aware of the latest news, policies, development, and events related to the insurance and financial market.
    • Regular reading of the business, finance and economic pages in the newspaper is a must to qualify this section.
    • Candidates must be aware of banking and insurance history, different laws and policies and all financial institutions in the country as well.
    • It is not necessary to study the topics of insurance and financial market awareness in-depth. With an eye on the crucial recent events, only the fundamentals need to be covered. Despite being somewhat lengthy, this part is simple.
    • On the other hand, insurance needs to be thoroughly researched, particularly with regard to the fundamental terminologies and meanings employed, as well as the regulatory elements and grievance redressal procedures. Insurance-related schemes, particularly those that have been implemented in the previous four years, are another important topic. 
    • Detailing the insurance plans provided by LIC is also essential. It is important to thoroughly memorise the many kinds of insurance policies and how they differ from one another. 
    • The insurance committees, insurance providers, significant government initiatives like FDI in insurance, other data from the budget or economic survey, etc. are additional relevant considerations.

    Given below are the links that may help you prepare for the Insurance and Financial Market Awareness section:

Indian Financial System Banking Awareness
Principles of Insurance Types of Bank Accounts

Aspirants should make sure they prepare equally well for all the sections. This is because LIC declares the minimum qualifying marks for each section. The candidate who fails to reach the sectional cut off for a single section cannot qualify the mains examination.

The LIC Syllabus is discussed in detail in the linked article.

List of Current Affairs Articles for UPSC

LIC AAO Preparation Books

Preparation for Life Insurance Corporation exams requires a sufficient amount of self-study. Candidates can find abundant study material online for the preparation of LIC AAO exam.

Candidates can refer to a lot of books available for preparing for the exam. Candidates should always choose from the latest edition of books available for the respective exam.

List of books that can be considered for preparing for LIC AAO exam are mentioned below

Verbal and Non-Verbal Reasoning by R.S. Aggarwal Quantitative Aptitude by Arun Sharma
Quantitative Aptitude by RS Agarwal Wren & Martin’s English Grammar
Objective General English by SP Bakshi A New Approach to Reasoning: Verbal and Non-Verbal by B.S. Sijwali & Indu Sijwali
Analytical Reasoning by M.K. Pandey Static General Knowledge by Arihant Publications
Kiran’s LIC AAO Prelim Online Exam Practice Workbook by Kiran Prakashan CAT Quantitative Ability by Arun Sharma
Objective Computer Science & Information Technology by Jushta Jaiswal Lucent’s General Knowledge

Candidates appearing for LIC AAO in IT, CA, Rajbhasha and Actuarial, should study from the books related to their professional expertise.

The selection process for LIC AAO for the year 2019 is almost complete, but for candidates planning on appearing for the exam next year can refer to the above study material for preparation.


Candidates appearing for LIC AAO in IT, CA, Rajbhasha and Actuarial, should study from the books related to their professional expertise.

The selection process for LIC AAO for the year 2023 started on 15th February 2023, for candidates planning on appearing for the exam this year can refer to the above study material for preparation.


The AAO exam was conducted in the year 2021, and the latest edition for the recruitment process for 2023 is not yet completed. Candidates preparing for the exam must always be entirely aware of the previously conducted exam.

Candidates must always refer to the previous year cut off to have an idea about the qualifying marks for the current year recruitment process.

The LIC AAO cut off for 2021 is given below: 

LIC AAO Prelims Cut Off 2021

LIC AAO Prelims Sections Cut Off Marks For SC/ST Candidates Cut Off Marks For Others
English Language 9 10
Quantitative Aptitude 16 18
Reasoning Ability 16 18

LIC AAO Mains Cut Off 2021

Sections Cut Off Marks For SC/ST Candidates Cut Off Marks For Others
Reasoning Ability 40 45
Insurance & Financial Market Awareness 27 30
General Knowledge & Current Affairs 27 30
For Rajbhasha: Knowledge of Language

For Others: English Language (Letter writing & Essay)

9 10
For Generalist: Data Analysis & Interpretation

For Others: Professional Knowledge

40 45

In the year 2021, the LIC AAO interview was conducted for 60 marks. Candidates can check below the category wise cut off marks

LIC AAO Interview Cut Off 2021

Categories Cut Off Marks
SC/ST 27
Unreserved, EWS, OBC, PwBD 30

The LIC AAO cut off for 2016 is mentioned below:

LIC AAO Cut Off 2016
Reasoning Ability 31.25 19.25 19.25 19.25 19.25 19.25
GK & Current Affairs 10.25 6 6 6 6 6
Computer Knowledge 36.25 30 30 30 30 30
Quantitative Aptitude 33 21.75 21.75 21.75 21.75 21.75
English Language 9.50 6 6 6 6 6
Written Exam cut off 255.75 250.50 233 203.50 226.75 211.75
Final Cut off marks (Interview & Written exam) 306 290.75 276 246 274.75 255.25

To get the detailed cut off marks for the different phases of the Assistant Administrative Officer exam from the previous year recruitment, candidates can visit the LIC AAO Cut Off page.

Candidates can look for previous year question papers to know the paper structure and the standard of questions asked in the exam. Giving mock tests and practice papers can also be very helpful for candidates preparing for bank exams.

Since the preparation is similar for most competitive exams, aspirants can visit the linked article and get the best Preparation Strategy for Competitive Exams and accordingly figure out a systematic study plan.

Candidates can prepare for future recruitment programs by LIC AAO by checking the previous year cut off marks and referring to the study material mentioned above.

For any further assistance regarding the LIC AAO preparation, study material or any other information, candidates can always turn to BYJU’S for help.

Daily News

Related Links:

LIC AAO Admit Card LIC Admit card
LIC AAO results LIC AAO Preparation

Frequently Asked Questions on LIC AAO Preparation


Q 1. What is the difficulty level of the LIC AAO exam?

Ans. The LIC AAO exam is moderately difficult. Since the exam is conducted in two phases, the Prelims is slightly easier in comparison to the Mains examination.

Q 2. Can I crack the LIC AAO exam in the first attempt?

Ans. Yes, if a candidate is well prepared and focuses on the LIC AAO preparation for each subject equally well, then it is possible to crack the Assistant Administrative Officer exam in the very first attempt.

Q 3. What are the best tips for LIC AAO preparation?

Ans. Given below are the best tips which will help with LIC AAO preparation:

    • Analyse the syllabus and exam pattern carefully
    • Collect the best study material and make proper notes
    • Join a Coaching Institute or look for personal assistance, if needed
    • Solve practise papers and mock tests on a regular basis
    • Review previous year papers and cut off marks
    • Make proper and systematic notes for your own understanding

And most important of all is sorting out a structured study plan, where time must be divided equally for revision and learning new concepts.


Q 4. Can I complete my LIC AAO preparation in 3 months?

Ans. It is not impossible to complete the LIC AAO preparation within 3 months but candidates will have to ensure that they dedicate more time and follow a strict study plan to crack the exam.

Q 5. Is the LIC AAO syllabus same as the Bank PO exam syllabus?

Ans. Yes, the syllabus for LIC AAO and Bank PO exam is almost the same and so is the standard of the exam. However, the exam pattern is slightly different.

Q 6. What questions are asked in Descriptive English?

Ans. In descriptive English essay and letter writing is asked in LIC AAO.

Q 7. What are the important books to cover topics in Insurance and Finance Market Awareness section?

Ans. For a basic understanding of financial awareness, candidates can go for Bharti Pathak’s Indian Financial System. However, it is to be remembered NOT to read the book cover to cover. Only a selective coverage of the topics mentioned above is needed. These are:
a) monthly economic capsule of any publication
b) FAQs on RBI, SEBI and IRDA’s sites along with latest notifications.
c) the latest Economic Survey
d) latest Budget
e) latest Financial government schemes – both Centre and State

Q What are the English Language LIC AAO Preparation Tips 2023?

Ans. The LIC AAO Preparation Tips 2023 for the English Language include practising your vocabulary, understanding grammatical rules and principles, and completing Cloze Test and other English language quizzes.


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