NIACL Exam Syllabus: NIACL Assistant & NIACL AO

NIACL syllabus for various posts is set by the New India Assurance Company. NIACL is one of India’s largest insurance companies in India. NIACL conducts recruitment for different posts in their organisation and all the essential information regarding the exam is declared in an official notification released by NIACL.

NIACL exam pattern is subject to change as per the decision of New India Assurance. The exam is conducted on the National level and candidates across the country can apply for the exam.

The New India Assurance exam syllabus for the post of Assistant and Administrative Officer will be discussed in detail in this article. The candidates willing to apply for either of the two positions can get the detailed NIACL exam pattern and syllabus in this article.

Candidates who wish to apply for any other Insurance exam can visit the linked article for details regarding recruitment, vacancies, salary, etc.

Give your NIACL exam preparation a new dimension by solving the Free Online Mock Test Series Now!

Also, refer to the links given below:

About NIACL Exams

The posts for which NIACL conducts recruitment are given below:

The exam for both posts is not conducted annually. The vacancies are released as per the requirement of the insurance company.

While NIACL conducts the NIACL Assistant Exam every year to hire Class III Assistants, it is not the same for the NIACL AO exam. The exam is conducted once a year and is taken online. Although updates for the 2023 cycle have not yet been released, it is expected that they will be available in December. 

NIACL also holds the administrative recruitment drive for NIACL AO. The NIACL General Insurance Company runs a recruitment programme called the NIACL AO to fill administrative officer posts. The NIACL AO anticipates making the notification and application forms available to the public very soon.

For any more details regarding NIACL Exams, candidates can visit the linked article.
Daily News

NIACL Exam Pattern

The NIACL exam pattern is set by New India Assurance and candidates wishing to apply for any of the above-mentioned posts must carefully go through the exam pattern and syllabus before applying for the exam.

The recruitment for the post of Assistant and Administrative Officer is conducted in three stages. However, the syllabus for NIACL Assistant and AO exams is slightly different. The overview of both the exams is given below:

NIACL Assistant and NIACL AO Exam Pattern: Overview
Name of Posts Assistant Administrative Officer (AO)
NIACL Selection Process 
  • Prelims
  • Mains
  • Prelims
  • Mains
  • Interview
Mode of Exam
  • Prelims- Online
  • Mains – Online
  • Prelims- Online
  • Mains- Online
  • Interview- Offline
Medium of Exam English and Hindi English and Hindi
NIACL Duration of Exam
  • Prelims: 60 min
  • Mains: 120 min
  • Regional Language Test
  • Prelims: 60 min
  • Mains: 120 min
  • Descriptive: 30 min
NIACL Total Questions
  • Prelims- 100
  • Mains- 200
  • Prelims: 100 
  • Mains: Objective- 200 and Descriptive- 2
NIACL Exam Level National National
NIACL Frequency of Exam Annual Based on the requirement of the organisation
NIACL Salary Rs 23,500 Rs. 60,000/- per month
Official Website

Aspirants willing to apply for other exams in the government sector can visit Government Exams page for more details.

NIACL Exam Pattern for Assistant

The exam pattern for NIACL Assistant recruitment has been the same for the past few years. The NIACL exam pattern for the post of Assistant is divided into three stages:

  • Preliminary Exam
  • Mains Exam
  • Regional Language Test

The NIACL Assistant Exam Pattern for the Prelims is given below:

NIACL Assistant Exam Pattern: Preliminary Exam
Subject Questions Marks Duration
English Language 30 30 marks 20 min
Quantitative Aptitude 35 35 marks 20 min
Reasoning Ability 35 35 marks 20 min
Total 100 100 marks

The first phase of the recruitment procedure for the position of NIACL Assistant at New India Assurance Company Limited is the Prelims. The following are the specific points for the Prelims:

  • The three subjects of the NIACLAsssistant Prelims are English language, Reasoning Ability and Quantitative Aptitude. 
  • There are 100 questions in total. Each question carries one mark.
  • The test will be administered online and the total time allotted for it will be one hour.
  • There is a sectional timing for each section (20 minutes per section).
  • There is a negative marking in the prelims exam, one-fourth of the total marks allotted to that question will be deducted for every wrong answer.
NIACL Assistant Exam Pattern: Mains Exam
Subject Questions Marks Duration
English Language 40 50 marks 2 hours
Quantitative Aptitude 40 50 marks
Reasoning Ability 40 50 marks
Computer Knowledge 40 50 marks
General Awareness 40 50 marks
Total 200 250

The last and final phase of the selection procedure is the Main Examination. In order to sit for the Main Examination, candidates must qualify for the Preliminary Examination. The Main Examination’s exam format is as follows:

  • The Main Exam carries a total of 200 objective-type questions for 250 marks.
  • Each question carries a 1.25 mark.
  • The duration of the Main Examination is 02 hours.
  • There is also a negative marking of one-fourth of the total marks of that question, for every wrong answer.
  • Unlike NIACL AO, there is no descriptive exam in this NIACL Assistant exam.

For the syllabus of the NIACL exam for Assistant posts visit NIACL Assistant Syllabus.

NIACL Assistant: Regional Language Test

Candidates must qualify the Prelims as well as the Mains Examination to get selected for the Regional Language Test. This test is of qualifying nature, and no separate marks will be awarded for it.

The Preliminary and Mains exams are both objectives, and there is a negative marking for the wrongly attempted questions. The preliminary exam is only qualifying in nature. The final selection is made on the basis of marks scored in the mains exam and the regional language test.

Know the NIACL Assistant salary in the linked article.

NIACL Exam Pattern for Administrative Officer

New India Assurance Company sets the exam pattern for NIACL AO. Candidates willing to apply for the post of Administrative Officer need to carefully study the exam pattern and syllabus before preparing for the exam.

The NIACL recruitment for Administrative Officers is done for two categories:

  • NIACL AO (Generalist)
  • NIACL AO (Specialist)

The recruitment for the NIACL AO specialist category for the year 2018, included posts for Company Secretary, Legal and Accounts & Finance. The exam pattern for Generalists and Specialists is the same. However, the syllabus for both categories is different.

The exam pattern for NIACL AO recruitment is divided into three stages:

  • Preliminary Exam
  • Mains Exam
  • Interview

The table below mentions the NIACL AO exam pattern for Generalists and Specialists categories:

NIACL AO Exam Pattern: Preliminary Exam
Sections Questions Marks Duration Question type
Reasoning Ability 35 35 20 min Objective (MCQs)
Numerical Ability 35 35 20 min
English language 30 30 20 min
Total 100 100
  • The three subjects of the NIACL AO Prelims are Reasoning Ability, Quantitative Aptitude and English language. 
  • The NIACL AO Preliminary Exam will consist of 100 multiple-choice questions for 100 marks. 
  • There is a negative marking in the prelims exam, one-fourth of the total marks allotted to that question will be deducted for every wrong answer.
  • The test will be administered online, and the total time allotted for it will be one hour.
  • There is a sectional timing for each section (20 minutes per section).
NIACL AO Exam Pattern: Mains Exam (Generalist)
Section Total Questions Maximum Marks Time Question type
Test of Reasoning 50 50 120 Minutes (2 Hours) Objective (MCQs)
Test of English Language 50 50
Test of General Awareness 50 50
Test of Quantitative Aptitude 50 50
Total 200 200
NIACL AO Exam Pattern: Mains Exam (Specialists)
Section Total Questions Maximum Marks Time Question type
Test of Reasoning 40 40 120 Minutes (2 Hours) Objective (MCQs)
Test of English Language 40 40
Test of General Awareness 40 40
Test of Quantitative Aptitude 40 40
In the Specialist stream, an additional test to assess technical & professional knowledge in the relevant discipline 40 40
Total 200 200
NIACL AO Exam Pattern: Mains Exam Descriptive Test (Generalists and Specialists)
Letter Writing 10 marks Time Duration- 30 min
Essay Writing 20 marks
  • The NIACL AO Mains examination will include four sections with a total of 200 marks of Objective Type Questions. 
  • A Descriptive Test of 30 marks will also be included in the NIACL AO Mains Exam. 
  • Both the Objective and Descriptive Tests will be given in online mode.
  • The total duration of the objective test will be 2 hours.
  • There is a negative marking in the objective exam, one-fourth of the total marks allotted to that question will be deducted for every wrong answer
  • The Descriptive Test of 30 minutes duration with 30 marks will be a Test of the English Language (Letter Writing-10 marks & Essay-20 marks). 
  • The descriptive test will be in English and will be conducted online mode.

NIACL AO Interview: 

An Interview Process will be conducted for the final selection of candidates for the post of Administrative Officer. Candidates who passed the main exam will be invited to participate in the interview phase. At the chosen centres, the NIACL AO Interview will be held. Based on the candidates’ performance in the main exam and interview phase, a final decision will be made. The Ratio between the Online Examination and Interview Process will be 80:20.

For a detailed syllabus for NIACL for AO posts visit NIACL AO Syllabus.

The preliminary level is only qualifying in nature, and the marks scored in mains and interviews are calculated to get the merit list. Candidates who pass all three exam levels are subsequently appointed for a one-year probationary period. Additionally, applicants must sign a guarantee bond committing to stay with the company for a minimum of 4 years. In the event that this is not done, the applicant may be required to pay the employer one year’s gross wage.

Candidates willing to apply for NIACL exams can visit NIACL recruitment for details regarding the detailed exam pattern, important dates, salary, vacancies, etc.

Aspirants can know more about the NIACL AO salary in the linked article.

Online Quiz 2023

NIACL Exam Syllabus

NIACL sets the syllabus for the exams conducted by New India Assurance. The NIACL exam pattern for both posts is mentioned above, and candidates can look for the detailed syllabus for NIACL in the data discussed below.

The subject-wise NIACL syllabus 2023 exams for the post of Assistant and Administrative Officer are given below:

NIACL Syllabus for Test of Reasoning:

Candidates can visit logical reasoning page for the detailed syllabus of the reasoning section in Government exams.

NIACL Syllabus for Quantitative Aptitude:

  • Data Interpretation
  • Simplification
  • Approximation
  • Number Series
  • Average
  • Ratio & Proportion
  • Profit & Loss
  • Time & Work
  • Pipes and Cisterns
  • Mixtures and Allegations
  • Time & Work
  • Upstream & Downstream
  • Probability
  • Permutation & Combination
  • Quadratic Equation
  • Problems on Age
  • Simple & Compound Interest
  • Partnership

For the assistance of candidates, 10 simple maths tricks and shortcuts have been given at the linked article.

NIACL Syllabus for the English Language:

To avoid grammatical errors, candidates can check the below-mentioned links:

NIACL Syllabus for General Awareness:

  • History of Banking
  • History of Insurance
  • Headquarters of Indian and International Organizations
  • Sports
  • Books and Author
  • Awards and Honours
  • Bank Acts and functions
  • Inventions and Discoveries
  • Static General Knowledge (Dams, National Parks, Sanctuaries, etc.)
  • Current Affairs (Indian & International)
  • Finances and Economic Development
  • National Schemes

NIACL Syllabus for Computer Knowledge:

  • Computer Fundamentals
  • Programming
  • Computer Languages
  • Database Management Systems
  • Networking
  • Internet
  • Operating System
  • Computer Abbreviations
  • Microsoft Office
  • Input/ Output Devices

Government Exam 2023
NIACL Exam Syllabus for Company Secretary:

  • Company Law & Practice
  • Secretarial Audit, Compliance Management and Due Diligence
  • Banking Law and Practice
  • Insurance Law and Practice
  • International Business laws
  • Drafting, Appearance & Pleading
  • System Audit
  • Tax Laws and Practice
  • Ethics, Governance & Sustainability
  • Capital, Commodity & Money Market

NIACL Exam Syllabus for Legal:

  • Banking Ombudsman Scheme
  • Compliance & Legal Aspects
  • Consumer Protection Act
  • Banking Regulations
  • Prevention of Money Laundering
  • Offences & Penalties
  • Contract Acts and Partnership
  • Limitation Act
  • DRT Act

NIACL Syllabus for Finance & Accounts:

  • Indian Financial System
  • Financial Management
  • Financial Accounting
  • E- Commerce
  • Direct Taxes
  • Indirect Taxes
  • Cost Control Techniques
  • Advanced Corporate Accounting
  • Business Decision Accounting
  • Principles of Insurance Marketing
  • Financial Quantitative Techniques
  • Computerized Accounting
  • Insurance & Risk Management
  • Financial Market & Institutions

Descriptive Paper:

The English language descriptive test is conducted for NIACL AO mains exam. This section consists of an essay and letter writing. Candidates need to write one essay and one letter (formal or informal) from the choices given in the paper. The topics for the essay may be picked from some recent activity or development in the country or across the world.

Candidates can check the Letter Writing format in the linked article.

Candidates preparing for the NIACL AO exam for the specialist category must note that the syllabus for the professional knowledge section comprises questions related to the specialized field selected by the applicant.

Candidates must give equal time for the preparation of each section as the final cut off for both preliminary and mains exams is calculated for each section along with the total cut off.

Candidates can visit the NIACL Recruitment article for further details regarding the vacancies, salary, important dates, etc.

Also, Visit:

NIACL Assistant Recruitment NIACL AO Syllabus NIACL AO Recruitment
NIACL AO Mock Test NIACL Assistant Mock Test LIC Exam

NIACL Preparation

The preparation for NIACL exams is thorough and exhaustive. Candidates preparing for the exam should have a fixed timetable and then start preparing for the exam. Candidates need to follow certain tips while preparing for the exam.

The below-mentioned tips can be helpful for the candidates willing to apply for NIACL recruitment for any post:

  1. Carefully go through the syllabus and then start preparing for the exam.
  2. Since there is sectional cut off, candidates must give equal time for preparation of each section.
  3. There is a penalty for wrong answers, hence candidates must only attempt the questions they are sure of.
  4. Candidates must read the newspaper and be aware of all the daily activities and events around the world.

Apart from this, candidates wishing to prepare for the exams can visit the NIACL Preparation page to get a PDF of books to prepare, study material and preparation tips.

NIACL Recommended Books

The extensive syllabus and intense competition make it difficult for candidates to pass the exam on their first try. The candidates should choose the relevant books needed for NIACL Assistant Preparation in addition to having a clear understanding of the NIACL Assistant Syllabus.

There are numerous books available online for candidates studying for the NIACL Exam. Candidates are recommended to select some best books for the appropriate exam from the most recent editions that are available.

NIACL Best Books
Subjects Books Authors / Publications
English Language Perfect Competitive English V.K.Sinha
Competitive General English Kiran Prakashan
Reasoning Ability Logical & Analytical Reasoning (English) A. K. Gupta
A New Approach to Reasoning Verbal & Non-Verbal (English) B. S. Sijwali, Indu Sijwali
Verbal & Non-Verbal Reasoning R.S.Aggarwal
Numerical Ability Quantitative Aptitude R.S.Aggarwal
Fast Track Objective Arithmetic Rajesh Sharma
General Awareness General Knowledge 2023 Manohar Pandey

(Arihant Publication)

General Knowledge Sanjiv Kumar

(Lucent Publications)

Objective General Knowledge Lucent Publications
Computer Knowledge Computer Awareness Arihant Publication
Computer Knowledge & Literacy Kiran Prakashan
Computer Awareness Soumya Ranjan Behera

( B.K.Publications Pvt. Ltd)

For any further updates on the upcoming Government Exams, preparation tips and the latest study material, candidates can turn to BYJU’S.

Related Links- 

NICL Full Form LIC HFL Exam.

Frequently Asked Questions about NIACL Syllabus


Q1. Is it necessary to finish the NIACL Syllabus in its totality?

Ans We advise you to finish the entire New India Assurance exam syllabus as outlined above in order to pass the cutoff. The NIACL syllabus must be thoroughly understood by the candidates well in advance.

Q2. Does the NIACL syllabus change each year?

Ans: No, there is no variation or modification to the NIACL syllabus in the subsequent years. The General Awareness section’s syllabus, however, is neither confined or restricted in any way.

Q3.What is the English Language NIACL Syllabus?

Ans: Ans. The candidates must pay close attention to the NIACL English Language syllabus and improve their vocabulary. Reading comprehension, fill-in-the-blanks, cloze tests, error spotting, para jumbles and other language-related themes are the key topics for the exam.

Q4. The NIACL Syllabus contains how many sections?

Ans. The English Language, Quantitative Aptitude, Reasoning Ability and General Awareness subjects are all included in the NIACL Syllabus.

Q5. Can I finish the NIACL syllabus in three months?

Ans: You can complete the NIACL syllabus in 3 months by preparing well for the exam. By identifying your strengths and shortcomings, you may modify your study strategy. Make sure you finish the NIACL syllabus well in advance of the exam in order to pass it with ease.

Q6. How can I score more in the English section as I am from a Hindi medium?

Ans. The trick to scoring the best in the English language section is Reading English (News, articles, blogs, etc). For scoring maximum marks in the comprehension part, you need to be very well versed with the trick of the question, so practice that more and more.

Q7. What is the duration for the Prelims for the NIACL Exam?

Ans:The duration of the Prelims for the NIACL Exam is 01 hour.

Q8. In the NIACL Mains Exam, is there a sectional cutoff?

Ans: Yes. The NIACL Assistant Mains Exam has sectional cutoffs for each section. To pass the test, it is advised that the candidate understand the fundamentals of each subject.

Q9. In NIACL Exams, are the Preliminary Exam scores included in the final score?

Ans: No. The Preliminary Test marks are only used to select or exclude candidates. It is just qualifying in nature.


Leave a Comment

Your Mobile number and Email id will not be published.