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Is SIDBI a commercial bank?

SIDBI is one of the four All India Financial Institutions. It was established in 1990 through an Act of Parliament. All India Financial Institutions (AIFI) is a group of financial regulatory bodies and development finance institutions having an important role in the financial markets. You can read about the SIDBI – Small Industries Development Bank of India & its Functions in the given link.

The other All India Financial Institutions are Export Import Bank (Exim Bank), National Bank for Agriculture and Rural Development (NABARD), National Housing Bank (NHB). SIDBI is the apex regulatory body for overall regulation and licensing of micro, small and medium enterprise finance companies in India.

Further readings:

  1. Types of Non Banking Financial Institutions India
  2. World Bank Group – IBRD, IDA and 3 other institutions (UPSC Notes)

Related Links

National Bank for Agriculture and Rural Development (NABARD) [UPSC Notes]

Financial Inclusion – National Strategy for Financial Inclusion [UPSC GS-III]

Development Finance Institutions (DFI) – Objectives, Sector Specific DFI

Previous Years Economics Mains Questions for UPSC GS-3

License for Small Finance Banks by RBI

Bad Banks – Idea Proposed by Indian Banking Association (IBA) Due to COVID-19

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