What is the full form of a UTR number?

The full form of UTR is Unique Transaction Reference (UTR) number. UTR reference number helps in identifying a RTGS, IMPS or NEFT transaction. UTR numbers are used by every bank operating in India. You can read about the RBI – Know More About Reserve Bank of India in the given link. 

Further readings:

  1. Bad Banks – Idea Proposed by Indian Banking Association (IBA) Due to COVID-19
  2. Cashless Economy in India – UPSC GS-III Notes

Related Links

National Payments Corporation of India (NPCI) – An Overview of Objectives, Products

Bharat Interface for Money (BHIM): Notes for the UPSC Exam

SWIFT (Society for Worldwide Interbank Financial Telecommunication)

India Post Payments Bank – IPPB [UPSC Notes]

Cash Reserve Ratio (CRR)- Repo Rate & Reverse Repo Rate (UPSC Notes)

Unified Payments Interface (UPI) – Aims & Benefits

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