The full form of UTR is Unique Transaction Reference (UTR) number. UTR reference number helps in identifying a RTGS, IMPS or NEFT transaction. UTR numbers are used by every bank operating in India. You can read about the RBI – Know More About Reserve Bank of India in the given link.
Further readings:
- Bad Banks – Idea Proposed by Indian Banking Association (IBA) Due to COVID-19
- Cashless Economy in India – UPSC GS-III Notes
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