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In India, about 80 per cent of farmers are small farmers, who need credit for cultivation. a. Why might banks be unwilling to lend to small farmers? b. What are the other sources from which the small farmers can borrow? c. Explain with an example of how the terms of credit can be unfavourable for the small farmer. d. Suggest some ways by which small farmers can get cheap credit.

a) Why might banks be unwilling to lend to small farmers?  Usually banks do not have a presence in every rural area of India. Income from... View Article

Identify the challenges to democracy in the following descriptions. Also, suggest policy/institutional mechanism to deepen democracy in the given situations: a) Following a High Court directive, a temple in Orissa that had separate entry doors for Dalits and non-Dalits allowed entry for all from the same door. b) A large number of farmers are committing suicide in different states of India. c) Following allegation of killing of three civilians in Gandwara in a fake encounter by Jammu and Kashmir police, an enquiry has been ordered.

a) Following a High Court directive, a temple in Orissa that had separate entry doors for Dalits and non-Dalits allowed entry for all from the... View Article

Give arguments to support or oppose the following assertions: a) Industrialised countries can afford democracy but the poor need dictatorship to become rich. b) Democracy can’t reduce inequality of incomes between different citizens. c) The government in poor countries should spend less on poverty reduction, health, education and spend more on industries and infrastructure. d) In a democracy, all citizens have one vote, which means that there is an absence of any domination and conflict.

a) Industrialised countries can afford democracy but the poor need dictatorship to become rich.  This is not true, dictatorship will not... View Article

Give reason for the following: a) Woodblock print only came to Europe after 1295. b) Martin Luther was in favour of print and spoke out in praise of it. c) The Roman Catholic Church began keeping an Index of prohibited books from the mid-sixteenth century d) Gandhi said the fight for Swaraj is a fight for the liberty of speech, liberty of the press, and freedom of association.

a) Woodblock print only came to Europe after 1295.  Carefully written by scribes, the production of manuscripts was made possible by paper.... View Article