UPSC PIB Summary Analysis Jan 19

Cyber Surakshit Bharat


  • Recognizing the need to strengthen the cybersecurity ecosystem in India, and in alignment with the Honourable Prime Minister’s vision for a ‘Digital India’, the Ministry of Electronics and Information Technology (MeitY), announced the Cyber Surakshit Bharat initiative in association with National e-Governance Division (NeGD) and industry partners.


  • Conceptualized with the mission to spread awareness about cybercrime and building capacity for safety measures for Chief Information Security Officers (CISOs) and frontline IT staff across all government departments, Cyber Surakshit Bharat will be operated on the three principles of Awareness, Education and Enablement.
  • It will include an awareness program on the importance of cybersecurity; a series of workshops on best practices and enablement of the officials with cybersecurity health tool kits to manage and mitigate cyber threats.
  • Cyber Surakshit Bharat is the first public-private partnership of its kind and will leverage the expertise of the IT industry in cybersecurity.


  • The founding partners of the consortium are leading IT companies Microsoft, Intel, WIPRO, Redhat and Dimension Data. Additionally, knowledge partners include Cert-In, NIC, NASSCOM and the FIDO Alliance and premier consultancy firms Deloitte and EY.



Financial Sector Assessment Program (FSAP)

  • FSAP is a joint program of the International Monetary Fund and the World Bank.
  • Launched in 1999 in the wake of the Asian financial crisis, the program brings together Bank and Fund expertise to help countries reduce the likelihood and severity of financial sector crises.
  • The FSAP provides a comprehensive framework through which assessors and authorities in participating countries can identify financial system vulnerabilities and develop appropriate policy responses.
  • FSAPs analyze the resilience of the financial sector, the quality of the regulatory and supervisory framework, and the capacity to manage and resolve financial crises.
  • Based on its findings, FSAPs produce recommendations of a micro- and macro-prudential nature, tailored to country-specific circumstances.

The goal of FSAP assessments is twofold:

  • to gauge the stability and soundness of the financial sector
  • To assess its potential contribution to growth and development.

The FSAP follows a three-pronged approach when looking at the country’s financial sector:

  • The soundness of a financial system versus its vulnerabilities and risks that increase the likelihood or potential severity of financial sector crises.
  • A country’s developmental needs in terms of infrastructure, institutions and markets.
  • A country’s compliance with the observance of selected financial sector standards and codes.


India: Financial Sector Assessment Program 2017-Detailed Assessment Reports (DARs)

The two main Reports of the 2017 India Financial Sector Assessment Programme (FSAP) –

  • the Financial System Stability Assessment (FSSA)
  • Financial Sector Assessment (FSA),

Were released by the International Monetary Fund (IMF) and the World Bank.The Report providing ‘Detailed Assessment of Observance—Basel Core Principles for Effective Banking Supervision’ has been released by the IMF and the World Bank and the Report providing ‘Detailed Assessment of Observance of Clearing Corporation of India Limited (CCIL) Central Counter Party (CCP) and Trade Repository (TR)’, was released by the World Bank.

Details of the report

  • The DAR on the observance of Basel Core Principles (BCP) commends the Reserve Bank of India for the remarkable progress in strengthening banking supervision since the last FSAP. It notes that the supervision and regulation by the Reserve Bank remain strong and have improved in recent years.
  • Most of the Basel III framework (and related guidance) has been implemented and cooperation arrangements, both domestically and cross-border, are now firmly in place.
  • It states that the system-wide asset quality review (AQR) and the strengthening of prudential regulations in 2015 testify to the authorities’ commitment to transparency and a more accurate recognition of banking risks.
  • A special mention is made of the implementation of a risk-based supervisory approach, in particular the Supervisory Program for Assessment of Risk and Capital (SPARC); as also the phasing-in of the Liquidity Coverage Ratio (LCR) and large exposure limits and states that the recently established Central Repository of Information on Large Credits (CRILC), will provide RBI with a robust supervisory enforcement framework.
  • It acknowledges that banking reforms, including the Indradhanush Plan for revitalizing the Public Sector Banks (PSBs) and the Bank Board Bureaus (BBBs) have helped usher in an era of transparency and improved discipline and will go a long way in resolving the problem of bad loans in India.



Pradhan Mantri Surakshit Matritva Abhiyan

  • Under this the pregnant ladies will be given free health check-up and required treatment for free on 9th of every month. Implemented By Ministry of Health and family welfare
  • The scheme will be applicable for pregnant women to avail in all Government hospitals across the country.
  • It envisages to improve the quality and coverage of Antenatal Care (ANC) including diagnostics and counselling services as part of the Reproductive Maternal Neonatal Child and Adolescent Health (RMNCH+A) Strategy.
  • PMSMA guarantees a minimum package of antenatal care services to women in their 2nd / 3rd trimesters of pregnancy at designated government health facilities.
  • The programme follows a systematic approach for engagement with private sector which includes motivating private practitioners to volunteer for the campaign developing strategies for generating awareness and appealing to the private sector to participate in the Abhiyan at government health facilities.
  • Below are some of the main objectives of the scheme
    • Provide a healthy life to the pregnant women.
    • Lowering the maternity mortality rate.
    • Making pregnant women aware of their health issues/diseases.
    • Making sure safe delivery and healthy life of the baby

Key Features of PMSMA

  • Antenatal checkup services would be provided by OBGY specialists / Radiologist/physicians with support from private sector doctors to supplement the efforts of the government sector.
  • Using the principles of a single window system, it is envisaged that a minimum package of investigations (including one ultrasound during the 2nd trimester of pregnancy) and medicines such as IFA supplements, calcium supplements etc would be provided to all pregnant women attending the PMSMA clinics.
  • While the target would reach out to all pregnant women, special efforts would be made to reach out to women who have not registered for ANC (left out/missed ANC) and also those who have registered but not availed ANC services (dropout) as well as High Risk pregnant women.
  • Pregnant women would be given Mother and Child Protection Cards and safe motherhood booklets.
  • One of the critical components of the Abhiyan is identification and follow up of high risk pregnancies. A sticker indicating the condition and risk factor of the pregnant women would be added onto MCP card for each visit:
    • Green Sticker- for women with no risk factor detected
    • Red Sticker – for women with high risk pregnancy
  • ‘IPledgeFor9’ Achievers Awards have been devised to celebrate individual and team achievements and acknowledge voluntary contributions for PMSMA in states and districts across India.


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