Vote of credit is the financial grant given to the Executive from the resources of India to meet urgent financial requirements whose details cannot be shared ordinarily in a budget. Vote on account deals with the short-term expenditure needs of the Central Government from the Consolidated Fund of India. Vote on account is a grant in advance to the Central Government. You can read about the RBI – Reserve Bank of India [UPSC Indian Economy Notes] in the given link.

Further readings:

1. Monetary Policy – Objectives, Roles and Instruments
2. Difference between Interim Budget and Vote on Account