What is the difference between vote on account and vote on credit?

Vote of credit is the financial grant given to the Executive from the resources of India to meet urgent financial requirements whose details cannot be shared ordinarily in a budget. Vote on account deals with the short-term expenditure needs of the Central Government from the Consolidated Fund of India. Vote on account is a grant in advance to the Central Government. You can read about the RBI – Reserve Bank of India [UPSC Indian Economy Notes] in the given link.

Further readings:

1. Monetary Policy – Objectives, Roles and Instruments
2. Difference between Interim Budget and Vote on Account