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Why is NPA increasing?

There could be a massive rise in Non Performing Assets (NPA’s) due to COVID-19 pandemic. As the economic activity had come to a standstill... View Article

How do banks handle NPA?

Banks handle NPA through various ways like use of Lok Adalats, Debt Recovery Tribunals, Asset Reconstruction etc. On September 16, 2021, Union... View Article

What is a loss asset?

When the amount has not been written off wholly but loss has been identified by the RBI, or external auditor, or internally by the bank, then... View Article

What is NPA as per RBI?

As per Reserve Bank of India (RBI), a ‘non-performing asset’ (NPA) was defined as a credit facility in respect of which the interest... View Article

How is NPA calculated?

Net non-performing assets = Gross NPAs – Provisions is the formula for calculating Non Performing Assets (NPA). You can read about the Non... View Article