Saraswat Bank is India’s first and largest urban cooperative bank and has swiftly expanded to become Asia’s largest. It has 289 branches in six states, including New Delhi, Karnataka, Madhya Pradesh, Gujarat, Maharashtra, and Goa. It releases the Saraswat Bank Exam Notification every year to recruit eligible candidates for the junior officer (Grade B) positions. The online exam is conducted followed by an interview round, the successful candidates are then selected for the roles.

The online written examination has four sections and each section has a sectional cut-off. In addition to that candidates also needs to qualify for the overall cut-off in order to be eligible for the interview round. Candidates should go through the Sarawat Bank Exam 2023 Exam Pattern before starting off their preparation. 

Candidates will be chosen for the position of Saraswat Bank Junior Officer based on their performance in the written examination, which will be held online. The Saraswat Bank Junior Officer Cut Off 2023 will be available only on the bank’s official website, after the completion of the written test. The Saraswat Bank Junior Officer Cut-Off list will be released separately for each category. In the given article, the factors affecting the cut-off, minimum marks required to qualify for the exam and the previous year’s cut-off are given in detail.

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Factors Affecting the Saraswat Bank Exam Cut-Off Marks

Saraswat Bank Junior Officer Cut Off marks vary from year to year because to a variety of factors. Based on these considerations, the bank determines the cut-off marks for all categories. The following are the most vital factors:

• Difficulty Level of the Paper: If the paper is difficult, the cut-off may be reduced, and if the paper is not difficult, the cut-off may be increased.
• The number of applicants: If there are more people who apply, the cut-offs may be higher and there may be more competition.
• Number of Vacancies: The higher the vacancy, the lower the cut-off, and the lower the vacancy, the higher the cut-off.

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Steps to Check the Saraswat Bank Exam Cut-Off

Once the Saraswat Bank Junior Officer Exam Result is declared, applicants may obtain the Saraswat Bank Junior Officer Cut-Off list from the Saraswat Bank official website. To download the Cut off list, the following steps needs to be followed:

Step 1: Visit the Saraswat Bank website.

Step 2: On the homepage, search for the Saraswat Bank Cut-Off link. Click on the link.

Step 3: A PDF file containing the cut-off marks list will open up on the screen.

Step 4: Check the cut-off marks for respective categories.

Step 5: Download or save the cut-off list PDF file for future reference.

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Saraswat Bank Exam 2023: Minimum Qualifying Marks 

Candidates must get the minimum qualifying marks in order to qualify the Saraswat Bank Junior Officer recruitment written test. If the candidates do not obtain the required minimum marks in the written test, they will not be considered for the next stage of the recruiting process. The minimum qualifying result for the written test is 50%, or 100 marks, in order to be considered for an interview in all categories. Other than that, candidates need to clear the sectional cut-off for each of the four sections as well.

Note- The candidates who want to ace the exam in the first attempt should start their preparation for the exam by reading the top Saraswat Bank Junior Officer Books. 

How to Calculate Marks for the Saraswat Bank Junior Officer Exam?

After taking the exam, candidates can calculate the approximate score based on their performance in the exam. To calculate the scores, cross-check the answers marked for each question with the Answer Key released by the bank. The details to do this is given below:

Step 1: The Saraswat Bank Junior Officer exam is an objective online written exam with multiple-choice questions.

Step 2: For a total of 200 marks, 190 questions are asked.

Step 3: One mark is awarded for each correctly answered question.

Step 4: Any wrong response will result in a deduction of 1/4th the mark.

Step 5: No marks are deducted for an unanswered question.

Step 6: The scores of all correct answers are combined and the combined marks of all incorrect answers are subtracted to get the approximate marks in the written exam.

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Saraswat Bank Junior Officer Previous Year’s Cut-Off List

The Saraswat Bank Junior officer’s previous year cut-off would help candidates understand the exams by providing a fair idea of the exam’s difficulty level. Furthermore, Saraswat Bank Junior Officer’s previous year’s cut-off list gives an idea of the marks candidates need to score and the amount of effort to put in for the exam. The following is the previous year’s cut-off list:

Check the Saraswat Bank Exam 2023 Eligibility before applying for the exam.

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