What is the Health Protection Scheme?

The health protection scheme is also known as the Ayushman Bharat is aimed at providing health coverage up to 5 lakhs per family per year for secondary and tertiary hospitalization.

This scheme is portable across the country and beneficiaries can avail cashless benefits from any private/government hospitals in the country.

This topic is relevant for IAS exam aspirants.

Who can take the Ayushman Bharat scheme?

The scheme is targeted at poor, deprived rural families and identified occupational category of urban workers’ families.

The beneficiaries will be decided as per the eligibility criteria defined by the Socio-Economic Caste Census (SECC) database.

The beneficiaries are identified based on the deprivation categories (D1, D2, D3, D4, D5, and D7). This is for the categorization under the SECC database for rural areas.

What are the features of National Health Mission?

The salient features of the National Health Mission are stated below:

  1. This scheme has a healthcare coverage of 5 lakh per year per family.
  2. The beneficiaries can avail the benefits in both the public and private facilities.
  3. The payment for health treatment will be done based on package rate and it will be decided by the government.
  4. States would need to have the State Health Agency (SHA) to implement the scheme.

What is the targeted number of beneficiaries of the Ayushman Bharat scheme?

Ayushman Bharat aims to provide essential healthcare facilities to over 10 crore families covering urban and rural poor.

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