10 Sep 2022: UPSC Exam Comprehensive News Analysis

Quote for the day Set 5 11

CNA 10 Sep 2022:- Download PDF Here

TABLE OF CONTENTS

A. GS 1 Related
B. GS 2 Related
SOCIAL JUSTICE
1. Pradhan Mantri TB Mukt Bharat Abhiyaan
C. GS 3 Related
ECONOMY
1. Income Tax Survey of NGOs
2. Loan Apps and RBI
D. GS 4 Related
E. Editorials
DISASTER MANAGEMENT
1. The stark reasons why Bengaluru is sinking
INDIAN SOCIETY
1. Moving out of the shadows, from silence to assertion
F. Prelims Facts
1. National Rural Livelihoods Mission
G. Tidbits
1. Diamond League Title
H. UPSC Prelims Practice Questions
I. UPSC Mains Practice Questions
FIP Magazine

2. Loan Apps and RBI

Syllabus: Banking Sector & NBFCs

Mains: Framework on Digital lending in India

Context: The Union Finance Ministry has released certain guidelines regarding legal loan apps amid ongoing loan app scams.

Guidelines:

  • The Union Finance Ministry has asked the Reserve Bank of India (RBI) to prepare a β€˜whitelist’ of legal loan apps.
  • The Ministry of Electronics and Information Technology (MEITY) has been tasked with ensuring only such applications are available on app stores.
  • All agencies have been asked to β€˜take all possible actions to prevent operations of such illegal loan apps’.

β€˜Monitor mule accounts’ 

  • The central bank has also been asked to monitor β€˜mule or rented’ accounts which can be used for money laundering.
    • A mule account or money mule is generally part of the first phase of money laundering, called placement, in which illicit funds are integrated into the financial system. The account may be opened using the mule’s actual personal information or using a synthetic identity.Β 
  • It has also been asked to review and cancel dormant non-banking financial companies (NBFCs) to avoid their misuse by such app operators.
  • The RBI will ensure that the registration of payment aggregators is completed within a timeframe and no unregistered payment aggregator is allowed to function after that, the Finance Ministry said in a statement.Β 

Concerns with Illegal loan apps:

  • The Union Finance Minister expressed concern about illegal loan apps offering microcredit as they are targeting vulnerable and low-income people at exorbitantly high interest rates and resorting to blackmail and criminal intimidation to recover such loans.
  • Ministry also flagged the β€˜possibility of money laundering, tax evasions, breach of privacy and data, and misuse of unregulated payment aggregators, shell companies, defunct NBFCs by the app operators.

Read more on Illegal Loan apps

Nut Graf: In the wake of the rising cases of illegal lending applications offering loans or micro-credits, the Union Finance Ministry’s issuing of guidelines to regulate these apps is a welcome step to protect the borrowers from unscrupulous elements.

Category: INDIAN SOCIETY

1. Moving out of the shadows, from silence to assertion

Syllabus: Issues relating to Women.

Mains: Muslim Women’s rights.

Context: A Talaq-e-Hasan petition was filed by a woman.

Details:

  • Β A Muslim woman has filed a petition against the recent judgment on β€˜Talak-e-Hasan’, which pronounced that the divorce under it was β€œnot so improper”.
    • Talaq-e-Hasan is a practice where divorce is pronounced to the wife by the husband once a month, consecutively for three months.
  • The Supreme Court Bench also brought to the counsel’s notice the possibility of exploring divorce through Khula (Muslim woman’s right to divorce) and Mubarat (mutual consent).Β 
  • The Court’s observation continues the trend of the higher judiciary taking into consideration Muslim couples’ right to dissolve an unhappy marital relationship.Β 
  • The case also highlights the increasing propensity of Muslim women to resort to judicial options for their rights. This is a clear departure from the earlier times when they were reluctant on approaching courts for redressal of marital grievances.Β 
  • There is a greater awareness of the rights of women, as many Muslim women are walking out of abusive marriages. This is evident from the fact that there are more cases of khula in Darul Qazas/shariah courts in comparison to that of instant triple talaq, post the 2017 verdict of instant triple talaq.

The recent changes:

  • Many women were seen standing up for their right of wearing the Hijab. This is reflective of the newfound confidence of Muslim women.Β 
  • Many women went up a step ahead in pointing out that men should also observe limited purdah as quoted in Islam. They were seen quoting the verses of the Koran and the Constitution to assert their rights.
  • Muslim women have also been demanding the right to enter mosques to pray, which was considered a men-only zone. This was initiated with a petition in the Haji Ali Dargah case in 2016.
  • These changes are in contrast to earlier cases like the Babri Masjid protest and the Shah Bano case which saw limited women’s participation.
  • The Muslim women took the nation by storm when they assumed the leadership for protest against the Constitutional (Amendment) Act(CAA) in December 2019. They even went against the religious leaders of the Jama Masjid and the Ajmer Dargah which were in favour of CAA.

Persisting challenges:

  • Even though women have started asserting their rights through khula, many clerics/religious leaders still insist on the man’s consent for divorce, thereby defeating the purpose of khula.Β 
  • Similarly, cases against Nikah Halala are pending before the highest courts for many years and the practice still continues.Β 
  • Many Maulanas (religious leaders/clerics) are still of the view that despite being pronounced in haste divorce by man is final.Β 

Related Links: Uniform Civil Code – Debate, Challenges, Article 44 of Constitution.

Nut Graf: The quiet churning that is happening within the Muslim community is heralding the winds of change. Indian Muslim women have found a voice of their own and clearly expressing it through constitutional means.

F. Prelims Facts

1. National Rural Livelihoods Mission

Syllabus: Role of Women and Women’s Organisation

Prelims: Government SchemesΒ 

Context: The Union Ministry of Rural Development is conducting a campaign to expand the Self Help Group footprint in India.

Key Details:

  • The Union Ministry of Rural Development recently announced a nationwide campaign to expedite the inclusion of women who are left out of the umbrella of Self Help Groups (SHGs) under the Deen Dayal Upadhyay National Rural Livelihood Mission.Β 
  • As on August 31, over 8.5 crore families have been linked with 78.33 lakh SHGs under the scheme.Β 
  • During the campaign, women’s institutions in villages would conduct a social mobilisation event where each member would bring a friend or neighbour who was not an SHG member.
  • The campaign also aims to ensure that SHGs are included in higher-level federations; tier two level Village Organisations (VOs) and tier three level Cluster Level Federations (CLFs ).
  • Bank accounts will be opened for all the SHGs, VOs and CLFs within seven days of being formed.
  • The main objective of the campaign is to develop SHGs to lead programmes for the livelihood and social development of the poor.Β 

Read more on the Deen Dayal Upadhyay National Rural Livelihood Mission.Β 

G. Tidbits

1. Diamond League Title

  • Neeraj Chopra became the first Indian to win a Diamond League title.
  • He won the Men’s Javelin throw event at the Zurich Diamond League Final 2022.
  • It was his third appearance in the Diamond League Finals.Β 
  • He was awarded a Diamond Trophy, $30,000 prize money and a wildcard for the 2023 World Athletics Championships in Budapest.Β 
  • He is the first Asian athlete to win an Olympic gold medal in the men’s javelin throw and the first track and field athlete to win a gold medal for India at the Olympics.
  • The Diamond League is an annual series of elite track and field athletic competitions comprising fourteen of the best invitational athletics meetings.
    • The series sits in the top tier of the World Athletics (formerly known as the IAAF) one-day meeting competitions.

H. UPSC Prelims Practice Questions

Q1. Consider the following pairs: (Level-Difficult)

Β  Β  Β  Β  Β DronesΒ  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Country of Origin

  1. MQ-9BΒ  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  USA
  2. Heron TPΒ  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β Β France
  3. SWITCHΒ  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β  Β Russia

How many pairs given above are correctly matched?

  1. Only one pair
  2. Only two pairs
  3. Only three pairs
  4. None
CHECK ANSWERS:-

Answer: a

Explanation:

  • Pair 01 is correctly matched, The MQ-9B drone is a variant of the MQ-9 “Reaper” which was used to launch a modified version of the Hellfire missile. India is in an “advanced stage” of negotiations with the U.S. to procure 30 MQ-9B Predator armed drones for over $3 billion.
  • Pair 02 is incorrectly matched, The IAI Eitan is an unmanned reconnaissance aircraft developed in Israel in the early 21st century by the Malat division of Israel Aerospace Industries. The aircraft is a newer version of the IAI Heron.
  • Pair 03 is incorrectly matched, SWITCH UAV is an indigenous system built to cater to the most demanding surveillance operations of the Indian Forces. It is developed by Indian tech firm Idea Forge.
    • It is a Fixed Wing VTOL (Vertical Take-off and Landing) UAV that can be deployed at high altitudes and in harsh environments for day and night surveillance in Intelligence, Surveillance and Reconnaissance (ISR) missions.Β 
    • It is man-portable and has the highest time on target compared to any other UAV in its class.Β 
Q2. With respect to suspension of the Internet, which of the following statements 
is/are incorrect? (Level-Medium)
  1. The Rules, issued under the Indian Telegraph Act, 1885, stipulate that only the Director General of Police (DGP) can pass such an order at the State Level.
  2. Access to the Internet is a fundamental right under Article 19.

Options:

  1. 1 only
  2. 2 only
  3. Both
  4. None
CHECK ANSWERS:-

Answer: a

Explanation:

  • Statement 01 is incorrect, In the case of the central government, the review committee comprises the Cabinet Secretary and the Secretaries of the Departments of Legal Affairs and Telecommunications.
    • In the case of states, the committee comprises the Chief Secretary, Secretary, Law or Legal Remembrancer In-Charge, Legal Affairs, and a Secretary to the state government (other than the Home Secretary).
    • In β€œunavoidable circumstances”, the order can be issued by an officer of the rank of Joint Secretary or above, authorised by the Centre or the state Home Secretary.
  • Statement 02 is correct, The Supreme Court of India has declared access to the internet a fundamental right.
    • The Supreme Court ruling is also in sync with the United Nations’ recommendation that every country should make access to the Internet a fundamental right.Β 
    • In India, Kerala was the first state in 2017 to declare access to the Internet “a basic human right”.
Q3. Which of the following statements with respect to Subhash Chandra Bose is/are 
correct? (Level-Medium)
  1. He was influenced by the teachings of Ramakrishna and his disciple Swami Vivekananda.
  2. While Gandhi was anti-materialistic and hostile to modern technology, Bose saw technology and mass production as essential to survival and dignity.
  3. Bose wanted a decentralised society.

Options:

  1. 1 and 2 only
  2. 2 and 3 only
  3. 1 and 3 only
  4. 1, 2 and 3
CHECK ANSWERS:-

Answer: a

Explanation:

  • Statement 01 is correct, Subhash Chandra Bose considered Vivekananda as his spiritual teacher. Bose told, that under the “sacred influence” of Ramakrishna and Vivekananda his own life got awakened.
  • Statement 02 is correct, Gandhi was anti-materialistic and hostile to modern technology, Bose saw technology and mass production as essential to survival and dignity.
  • Statement 03 is incorrect, Gandhi wanted a decentralised society and disliked the modern state, Bose wanted a strong central government and saw the modern state as the only solution to India’s problems.
Q4. With respect to All India Forward Bloc, which of the following statements is/are 
correct? (Level-Difficult)
  1. It emerged in 1939 as a faction of the Indian National Congress (INC).
  2. The objective was to bring the radical-left elements of INC together.
  3. The initial committee of the Forward Bloc had Subhash Chandra Bose as president, Khurshed Nariman from Punjab as its vice-president.

Options:

  1. 1 and 2 only
  2. 2 and 3 only
  3. 1 and 3 only
  4. 1, 2 and 3
CHECK ANSWERS:-

Answer: a

Explanation:

  • Statements 01 and 02 are correct, The All India Forward Bloc is a left-wing nationalist political party that emerged as a faction within the Indian National Congress in 1939, led by Subhash Chandra Bose.Β 
  • Statement 03 is incorrect, Β In July 1939 Subhash Chandra Bose announced the Committee of the Forward Bloc. It had Subhash Chandra Bose as president, S.S. Kavishar from Punjab as its vice-president, Lal Shankarlal from Delhi, as its general secretary and Vishwambhar Dayalu Tripathi and Khurshed Nariman from Bombay as secretaries.Β 
Q5. With reference to Indian laws about wildlife protection, consider the following 
statements: (Level-Difficult)(UPSC Prelims-2022) 
  1. Wild animals are the sole property of the government.
  2. When a wild animal is declared protected, such an animal is entitled to equal protection whether it is found in protected areas or outside.
  3. Apprehension of a protected wild animal becoming a danger to human life is sufficient ground for its capture or killing.

Which of the statements given above is/are correct?

  1. 1 and 2
  2. 2 only
  3. 1 and 3
  4. 3 only
CHECK ANSWERS:-

Answer: a

Explanation:

  • Statement 01 is correct, Wild Life (Protection) Act, 1972 states that every Wild Animal shall be the property of the State Government, and, where such animal is hunted in a sanctuary or National Park declared by the Central Government, such animal shall be the property of the Central Government.
  • Statement 02 is correct,Β  Wildlife (Protection) Act, 1972, does not discriminate between animals found in protected areas and outside. It provides for equal protection for wild animals irrespective of where they are found.
  • Statement 03 is incorrect, Wildlife Protection Act, 1972 states that only if the wild animal becomes a danger to human life or is diseased or disabled beyond recovery can it be allowed to be captured or killed by the competent authority, the Chief Wildlife Warden of the State.Β 

Read the previous CNA here.

CNA 10 Sep 2022:- Download PDF Here

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