Steps To Follow To Tackle Negative Marks in Bank Exams

Steps to Follow to Tackle Negative Marks

In this article, we shall look into steps to tackle negative marks.

Negative Marking is one of the biggest hurdles in any type of bank exam. Candidates hesitate to answer bank exam questions because of the fear of negative marks.

To know more about bank exams, check at the linked article.

As bank exams are becoming more and more competitive over the years due to the perks of bank jobs, the candidates should overcome the fear of negative marks and find appropriate ways to tackle this condition.

There mainly two posts for which the bank exams are conducted:

  1. Bank PO
  2. Bank Clerk

A recent survey was conducted based on the candidates’ opinion to answering a question with the condition of negative marking in bank examinations:

  • 62% of the candidates responded to “I will not attend if I do not know the answer
  • 7% of the candidates responded to “I will attend all the questions, irrespective of whether the answer is known or not
  • 31% of the candidates responded to “I may or may not attend such a question. Depends on my performance

The candidates who have fixed their mind in not answering the questions that are unknown, end up being the biggest loser here. This is because the chances of improving your score become very low. The candidates should learn strategies that will help improve their performance.

Strategies to Tackle Negative Marking in Bank Exams

Here we bring you three important strategies based on a person’s capability to tackle negative marks:

  1. No risks
  2. High risks
  3. Calculative risks

To explore about SBI Exams, check at the linked article.

Let us see each of the three approaches in detail:

1. No Risks

In this approach, the candidate is not interested in attempting the questions for which the answer is not known. The fear of negative marks haunts you.

  • Leaving 3 – 4 questions won’t matter much but not attending 20 – 25 questions can impact your overall score.

Since the candidate is not willing to take a risk, the chances of increasing scores reduce. Hence, this approach isn’t the best approach to be followed.

To learn the best Tips & Tricks to Minimize Negative Marking In Bank Exams, check at the linked article.

2. High Risks

In this approach, the candidate is least bothered about the fear of losing marks and attempts all the questions. The probability of failure in this approach is high.

  • In case the candidate attempts 50 questions and all of them turn out to be wrong, the candidate will lose 12 marks in total.

The probability of scoring well with this approach is very less, hence this strategy is not recommended.

Important Banks Information:

IBPS Clerk Syllabus IBPS SO IBPS Regional Rural Banks (RRB)
SBI PO Syllabus SBI Clerk Syllabus SBI SO Syllabus
IBPS Interview Marks Calculation IBPS Syllabus IBPS PO Books

3. Calculative Risks

This is the most recommended strategy that is followed to tackle negative marking in bank exams. In this approach, the candidate selects the answer based on certain calculations. The candidate is willing to take some risk. This approach goes as follows:

  • The candidate can select the option that they think is closest to the right answer.
  • Eliminate options that you think is surely wrong.

To learn How to Calculate Negative Marking in Bank Exams, check at the linked article.

For example, let’s say the candidate is not confident enough to answer 50 questions.

  • As per the CWE pattern, you will lose 50 marks out of 250.
  • If the candidate attempts 40 out of those 50 questions through the calculative risk strategy.
  • Approximately saying 20 are correct and the rest are incorrect.
  • The candidate would gain 15 marks which would increase the overall score to 215/250.

By this approach, the total score can be increased to a certain extent, which will help the candidates to crack the upcoming bank exams.

Points to Remember:

  • Do not make random guesses
  • Do not waste time
  • Do not get wedded to a particular question for a long time
  • Maintain speed and accuracy while attempting the bank exam question paper.

So, which of the above risks is your approach? Always focus on reducing the impact of negative marks while attempting the bank exam paper. Chances are you might score well if you learn the policy of eliminating while answering the questions during the exam.

Hence, an effective bank exam preparation plays a vital role in handling the bank exams with ease.

For more valuable information, stay tuned with BYJU’S to get more tips and strategies to crack Bank Exams easily.


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