Bank Clerk - Responsibilities, Job Description & Exam Details

The Bank Clerk post is a sought after and dignified post for Aspirants willing to enter the banking sector. The Clerical cadre in Banks is mainly responsible to deal with customer-related problems and helps with the resource structure of the Bank.

In this article, we shall discuss in detail the role, responsibilities of a Bank Clerk, along with the Bank Clerk exam details for the different Public Sector Banks in the country. 

The Banking sector in India is one of the largest employment generating sectors and aspirants wait for an opportunity to work as a bank employee in our country.

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Every year thousands of vacancies are released by different Banks to recruit Bank Clerks and lakhs of candidates apply for the post from different parts of the country. Once a candidate gets recruited as a Bank Clerk, he gets various opportunities within the Organisation to get promoted to higher posts.

Apart from the Bank Clerk exam, the banking sector also conducts the Bank PO exam to recruit Probationary Officers. Know more about Bank PO at the linked article.

Table of Contents:

  1. Bank Clerk Job Profile
  2. Bank Clerk Notification
  3. Bank Clerk Online Application
  4. Bank Clerk Selection Process
  5. Bank Clerk Eligibility
  6. Bank Clerk Vacancy
  7. Bank Clerk Salary
  8. Bank Clerk Exam Pattern
  9. Bank Clerk Exam Syllabus
  10. Bank Clerk Exam Result
  11. Bank Clerk Admit Card
  12. Bank Clerk Exam Preparation

Government Exam 2023

Bank Clerk Job Profile

There are various domains of a Bank Clerk. These include Interest clerk, loan clerk, security clerk, bookkeeping clerk, etc. Each of these domains has different responsibilities to fulfil which includes keeping records, filing and looking after stocks, managing loan-related documents and managing customer records.

Given below is a list of responsibilities that a Bank Clerk needs to fulfil:

  1. A Bank Clerk needs to ensure the compliance of KYC (Know Your Customer) for all new account holders in the Bank
  2. The job profile requires the Bank Clerk to be the head cashier who is responsible for managing cash and also gold loans
  3. Opening Loan Accounts and filling loan information
  4. Monitoring NPA’s
  5. A Bank Clerk works as a Single Window Operator for the convenience of customers

Apart from the above-mentioned responsibilities, a Bank Clerk needs to work as advised by the Manager in the Zonal/Regional or Head Office where he is working.

Candidates can refer to the below-mentioned links to know more about the bank Clerk exams:

IBPS Clerk SBI Clerk
IBPS RRB Clerk RBI Assistant

Bank Clerk Notification

The Bank Clerk exam is conducted by various Public Sector Banks to recruit candidates in the Clerical cadre. The Clerk exam is conducted by different banks by different names. SBI conducts the exam for clerical cadre stating the post of Junior Associates, RBI Assistant is similar to the Bank Clerk post and exam. 

Bank Clerk notification is released mentioning all the important exam dates, exam pattern, syllabus, exam centres, etc. for each bank. 

Candidates can refer to the below-mentioned links to know more about the bank clerk notification:

SBI Clerk Notification IBPS Notification
IBPS RRB Notification RBI Assistant Notification

Bank Clerk Online Application

The online application process for the bank clerk exam is simple and candidates can apply through online modes only. Given below are the steps that candidates can follow to apply online for the Bank clerk exam:

  1. Visit the official website of the bank which is conducting the recruitment
  2. Click on the apply online option
  3. Fill in all the required fields
  4. Upload all the asked documents including the scanned passport size photograph and signature
  5. Fill in the application fee and the application process is complete.

Candidates who are willing to apply for the upcoming Bank clerk exams can refer to the links given below:

IBPS Apply Online IBPS RRB Apply Online
IBPS Clerk Apply Online SBI Online Application

Online Quiz 2023

Bank Clerk Selection Process

The selection process for almost all the bank clerk exams is the same. The selection process comprises two phases: first id the preliminary phase of examination and the second is the mains phase of the examination.

Mostly no bank clerk exam selection process constitutes the Interview phase. The final merit or final selection of candidates is based on the marks scored by them in the Mains examination.

The prelims exam is only qualifying in nature and candidates must ensure that they secure good marks to qualify the examination and get selected at the clerical cadre post in the banking sector.

Bank Clerk Eligibility

To apply for any government exam, candidates need to fulfil certain eligibility criteria. Same is the case with the Bank Clerk exam. The official notification released for the recruitment of bank clerks gives a set of eligibility criteria which are essential for a candidate to fulfil in order to apply for the exam.

The Bank Clerk eligibility differs for different banks. Given below is the set of eligibility which are common for all Bank Clerk exams:

  1. Nationality – Candidate must be a citizen of India
  2. Age Limit – Bank Clerk notification mentions an upper and lower age limit and candidates within the two age barriers can only apply for the exam. There are certain age relaxations that are provided to candidates belonging to different categories.
  3. Education Qualification – The minimum educational qualification to apply for any Bank Clerk is a Bachelor’s degree in any discipline. 

The eligibility criteria for different Bank clerk exams is different and it is very important that a candidate carefully goes through the official notification before applying for the exam.

Any candidate who applies for the exam and does not qualify even one of the eligibility criteria, the conducting body reserves the right to cancel the candidate’s candidature. 

Given below is the bank clerk eligibility for different banks for the reference of the candidate:

IBPS Clerk Eligibility SBI Clerk Eligibility
IBPS RRB Eligibility RBI Recruitment

Bank Clerk Vacancy

The number of vacancies released for each bank exam depends upon the requirement of the employing and conducting body. The bank clerk vacancy varies each year and over the past few years, although, the number of vacancies has increased, the number of applicants has also increased variably. 

Candidates can check the bank vacancy related details at the linked article:

RBI Vacancy SBI Vacancy

Bank Clerk Salary

Bank Clerk salary is one additional reason why candidates prefer to grab the opportunity to join the banking sector in the Clerical cadre. The salary provided to a bank clerk is decent and along with it, there are various perks and allowances that are provided as well. 

Given below is the bank clerk salary for the major banks conducting recruitment in the clerical cadre:

Bank Clerk Salary
IBPS Clerk Salary Rs. 11,765
SBI Clerk Salary Rs. 17,900
IBPS RRB Clerk Salary Rs. 10,000
RBI Assistant Salary Rs. 14, 650

The salary mentioned above is the basic pay and the in-hand salary of candidates is higher than the basic pay. Candidates can refer to the below-mentioned links to know the detailed salary structure for different bank clerks:

IBPS Clerk Salary SBI Clerk Salary
RBI Assistant Salary Bank Employee Salary Range

Bank Clerk Exam Pattern

The Bank Clerk exam pattern for different banks is almost the same and candidates preparing for the exam can refer to the below-mentioned clerk exam pattern for different banks:

Bank Clerk Exam Pattern
IBPS Clerk/ SBI Clerk
Bank Clerk Exam Subject Number of Questions Marks
Preliminary Exam English Language 30 30
Quantitative Aptitude 35 35
Reasoning Ability 35 35
Mains Exam English Language 40 40
Reasoning Ability 50 60
Quantitative Aptitude 50 50
General/Banking Awareness 50 50
IBPS RRB Clerk / Office Assistant
Preliminary Exam Reasoning Ability 40 40
Quantitative Aptitude 40 40
Mains Exam Reasoning Ability 40 40
Quantitative Aptitude 40 50
English/Hindi Language 40 40
General Awareness 40 40
Computer Knowledge 40 20

The Bank Clerk exam pattern is set by the conducting body and is subject to change as per the need of the conducting body.

Bank Clerk Exam Syllabus

The Bank Clerk syllabus is vast and requires the candidate to prepare themselves accordingly for each subject. Candidates must make sure that they follow a systematic study plan in order to prepare themselves well enough based on the latest exam pattern and syllabus.

Candidates can get the detailed section-wise bank exam syllabus at the linked article.

There are common subjects which are a part of the bank clerk syllabus. This includes the English language, Quantitative Aptitude, Reasoning Ability, Computer Knowledge and General Awareness. 

Candidates must make sure that they prepare themselves equally well for all the topics which are a part of the bank clerk syllabus. Given below are the links related to the bank clerk syllabus:

IBPS Clerk Syllabus SBI Clerk Syllabus
IBPS RRB Syllabus RBI Assistant Syllabus

Bank Clerk Exam Result

The bank clerk result is declared after each stage of the exam and after every stage, a certain number of candidates are shortlisted who qualify for the next level of the bank clerk exam. 

The bank clerk result is declared based on the candidate’s overall performance and also, based on the section-wise performance. An overall and sectional cut off is finally declared based on which the candidates are shortlisted.

To know more about the bank clerk result and cut off candidates can visit the below-mentioned links:

IBPS Clerk Result  SBI Clerk Cut Off
RBI Assistant Cut Off IBPS RRB Result

Bank Clerk Admit Card

The Bank clerk exam is conducted by various bodies and for every level of exam conducted, the bank releases an admit card which ensures the candidate’s entry to the exam venue.

The admit card for the bank Clerk exam is released 10 to 15 days in advance to the date of examination and candidates must ensure that they carry their admit card along to the exam centre.

Any candidate who does not carry the admit card along shall be denied entry to the exam centre. The bank clerk admit card acts as proof that the candidate has filled the application form and is eligible to appear for the examination.

Given below are the important bank Clerk exam admit card links that candidates can refer to for their assistance:

SBI Clerk Admit Card IBPS Clerk Admit Card
RBI Assistant Admit Card IBPS RRB Admit Card

Bank Clerk Exam Preparation

Bank Clerk exam is a foundational step that a candidate puts in the banking sector. It opens up multiple opportunities for a candidate in terms of career growth and job prospects. Candidates must make sure that the bank clerk preparation is exhaustive and requires a lot of hard work.

Given below are a few tips for the candidate’s reference:

  1. Make sure you follow a systematic study plan and prepare for the bank clerk exam accordingly. 
  2. Solve mock tests, practice paper and sample papers on a regular basis. This will help you revise the entire syllabus in a single go.
  3. Solving previous year question papers shall also prove to be very helpful as it would help you understand the standard of exam and the type of questions asked in the exam.
  4. Time management is an important aspect of bank clerk preparation, so make sure that practise questions regularly and try solving them as fast and possible.
  5. Refer to the best books and study material

Bank Clerk preparation related links:

IBPS Clerk Mock Test SBI Clerk Mock Test SBI Clerk Previous Year Question Paper
IBPS Clerk Previous Year Question Paper IBPS RRB Mock Test RBI Assistant Mock Test
RBI  Assistant Previous Year Question Paper IBPS RRB Previous Year Question Paper Banking Awareness

Daily News

Other Related Links:

IBPS Exam Dates Bank Clerk Preparation Tips To Crack Bank Clerk Exam in First Attempt
IBPS Clerk Exam Prelims Preparation IBPS Clerk Books SBI Clerk vs IBPS Clerk

Frequently Asked Questions for Bank Clerk


Q 1. How is the Bank clerk exam different from the Bank PO exam?

Ans. The bank clerk exam and the bank PO exam are conducted for two different posts. The exam pattern, selection process, eligibility, salary and job responsibilities for the two posts are very different from each other. Candidates can also check Bank PO vs Bank Clerk to know the difference.

Q 2. Can an aspirant with a B.Tech degree apply for Bank clerk exam?

Ans. Yes, a candidate with a B.Tech degree can apply for the Bank Clerk examination. The educational qualifications for the bank clerk exam clearly state that a candidate with a graduation degree in any discipline is eligible to apply.

Q 3. What are the responsibilities of a Clerk in the banking sector?

Ans. Given below are the job responsibilities of a Clerk in the banking sector:

  • Dealing with the queries of the customers
  • Cash deposit and cash withdrawal
  • Opening loan accounts
  • Ensuring compliance of KYC
  • Data Processing
  • Managing Files and data

Q 4. Can a Bank Clerk become PO?

Ans. Employees in the banking sector are either recruited as a Clerk or as an Officer. Once they join the Bank, they get various opportunities to get promoted to higher posts and this implies for both Clerks and Probationary Officers. Employees can qualify promotional Interviews or exams that are conducted at regular intervals to get promoted.

Q 5. Can a class 12th pass student apply for bank Clerk exam?

Ans. No, the minimum qualification to apply for the clerical cadre exam is graduation. So only a candidate with a degree in Graduation in any discipline is eligible to apply for the bank clerk exam.


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