IBPS Clerk Eligibility

The IBPS Clerk Eligibility criteria are decided by the Institute of Banking Personnel Selection

The IBPS Clerk exam has certain eligibility conditions that are published in the exam notification every year.

Candidates should make sure to satisfy themselves that they meet all eligibility criteria before applying for this bank exam.

The IBPS Clerk eligibility conditions are given below:

  • Age
  • Nationality
  • Educational Qualification

For details on upcoming bank exams, refer to the linked article.

In this article, we discuss the IBPS Clerk eligibility conditions.

IBPS Clerk Age Limit

The IBPS Clerk age limit for general category is

  • Minimum 20 years
  • Maximum 28 years

There is a certain IBPS Clerk age limit relaxation allowed for some categories:

IBPS Clerk Age Limit Relaxation

Upper Age limit in years

Scheduled Caste/Scheduled Tribe

5 years

Other Backward Classes (Non-Creamy Layer)

3 years

Ex-Servicemen / Disabled Ex-Servicemen

8 years for Disabled Ex-Servicemen belonging to SC/ST

Widows, divorced women and women legally separated from their husbands who have not remarried

9 years

Persons ordinarily domiciled in the State of Jammu & Kashmir

5 years

Persons affected by 1984 riots

5 years

Regular employees of the Union Carbide Factory, Bhopal retrenched from service (Applicable to Madhya Pradesh state only)

5 years

Persons With Disabilities

10 years

IBPS Clerk Age Limit Relaxation- Salient Points

  • IBPS clerk age limit for OBC category from the non-creamy layer is given a 3-year exemption in IBPS Clerk age limit relaxation.
  • Women who have been widowed, divorced or legally separated from their husbands get a maximum of 9 years exemption in upper age limit. The condition for this exemption is that they should not have remarried before applying for the exam.
  • As per the IBPS Clerk Age limit relaxation, Persons With Disabilities belonging to a certain category can be allowed for availing the IBPS Clerk age limit relaxation.

The categories are as follows:

    • Partial or Full Blindness
    • Partial or Total Loss of Hearing
    • Locomotor Disabilities
    • Intellectual or Learning Disabilities, Autism and Mental Illness
    • Multiple Disabilities Displaying Comorbidity With Other Conditions


  • Candidates who have served in the armed forces are eligible to claim an exemption of the actual length of service plus 3 years in upper age limit.
  • This is further increased to the length of service plus 8 years in case of an ex-serviceman belonging to SC/ST category, who has become disabled.
  • Those who have already availed this exemption to secure a job higher than Group C and D in the government are not eligible for age relaxation in IBPS Clerk. The maximum limit for ex-servicemen is 50 years of age.
  • SC/ST and OBC candidates can apply for a maximum of two cumulative exemptions.
  • For example, if an ST candidate who is also an ex-serviceman with 7 years of service, applies under the ex-serviceman category, a maximum of 15 years will be relaxed for the upper age limit.
  • Notwithstanding this, if the ex-serviceman is also disabled, then he would be eligible to apply under the disabled ex-servicemen exemption along with SC/ST exemption. He would not be able to use the Persons With Disability exemption in this case.
  • Candidates need to produce certificates proving their category of exemption while joining their respective bank.

IBPS Clerk Eligibility – Nationality Conditions


The candidates applying for the exam should fulfill the following criteria:

  • Citizenship of India
  • Subjects of Nepal or Bhutan
  • Tibetan Refugee who arrived prior to 1 January 1962
  • A person of Indian origin migrated from Sri Lanka, Pakistan, Burma(Myanmar), Vietnam or East African countries of the United Republic of Tanzania, Uganda, Kenya, Malawi, Zambia, Zaire or Ethiopia to permanently settle in India

As per the IBPS Clerk eligibility criteria, all candidates who are not Indian citizens have to produce a certificate of eligibility approved from the Government of India while joining service at their respective banks.

IBPS Clerk Educational Qualification

As per the IBPS Clerk eligibility criteria, candidates who wish to appear for the bank Clerk exam should have at least a bachelor’s degree from a recognized university.

IBPS Clerk Educational Qualification- Salient points

  • Computer literacy is a mandatory requirement.
  • The candidate should also be able to read and write in the official language of the state they have indicated as their preferred service destination.
  • Ex-servicemen who are not graduates should at least have a matriculation certificate along with 15 years of service. They should have been awarded the Army Special Certificate of Education or its equivalent in the Air Force or Navy.

The Institute does not specify any IBPS Clerk eligibility percentage. The individual banks use the IBPS calculation of aggregate percentage for their purposes.

Reservation in IBPS Clerk

  • Persons with disabilities are provided reservation in the IBPS Clerk exam according to The Rights of Persons with Disabilities Act, 2016.
  • With regard to the IBPS Clerk Eligibility criteria, the number of reserved vacancies is declared after the respective banks communicate the number of vacant positions to the institute.
  • Candidates who fulfill all the above IBPS Clerk eligibility criteria should start preparing for the examination well in advance.

As the IBPS application process is entirely online, it is useful to keep scanned copies of all relevant supporting documents handy.

This would allow the candidate to finish the application process faster and secure the state/UT of their choice.

This is important as the IBPS Clerk eligibility criteria clearly state fluency in the official language as one of the terms of service.

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