IBPS Clerk Eligibility

The IBPS Clerk exam eligibility conditions are published in the bank clerk exam notification every year. In this article, we discuss the IBPS Clerk eligibility conditions. Candidates should make sure to satisfy themselves that they meet all eligibility criteria before applying for the exam. The Clerk eligibility conditions take into account the following three factors:

  • Age
  • Nationality
  • Educational Qualification

IBPS Clerk Age Limit

The IBPS Clerk age limit for general category is minimum 20 years and maximum 28 years for admission to the exam. There are certain exemptions allowed for some categories which are as follows:

  • Scheduled Castes and Tribes: Candidates belonging to SC/ST category can claim an age relaxation of 5 years in the upper age limit.
  • Other Backward Classes(Non-Creamy layer): Applicants who can prove that they belong to the OBC category from the non-creamy layer are eligible for a 3-year exemption in upper age limit.
  • Widows and Divorced Women Who Have Not Remarried: Women who have been widowed, divorced or legally separated from their husband get a maximum of 9 years exemption in upper age limit. The condition for this exemption is that they should not have remarried before applying for the exam.
  • Persons With Disabilities: Persons with disabilities can avail up to 10 years of age exemption. The following categories are allowed:
    • Partial or Full Blindness
    • Partial or Total Loss of Hearing
    • Locomotor Disabilities
    • Intellectual or Learning Disabilities, Autism and Mental Illness
    • Multiple Disabilities Displaying Co-morbidity With Other Conditions
  • Ex-Servicemen: Candidates who have served in the armed forces are eligible to claim an exemption of the actual length of service plus 3 years in upper age limit. This is further increased to the length of service plus 8 years in case of an ex-serviceman belonging to SC/ST category, who has become disabled. Those who have already availed this exemption to secure a job higher than Group C and D in the government are not eligible for age relaxation in IBPS Clerk. The maximum limit for ex-servicemen is 50 years of age.
  • Person Domiciled in Jammu and Kashmir Between 1980-1989: Candidates who were domiciled in J&K during the period from 01 Jan 1980 to 31 Dec 1989 are eligible for a 5-year exemption in upper age limit.
  • 1984 Riot Victims: People who were affected by the 1984 riots are eligible to apply for a 5-year exemption in the upper age limit.
  • Union Carbide Employees Who Were Retrenched: A maximum of 5 years relaxation is applicable for Union Carbide Factory employees who were laid off after its closure. This exemption is only applicable in Madhya Pradesh and is no longer in use for practical purposes.

SC/ST and OBC candidates can apply for a maximum of two cumulative exemptions. For example, if an ST candidate who is also an ex-serviceman with 7 years of service, applies under the ex-serviceman category, a maximum of 15 years will be relaxed for the upper age limit. Notwithstanding this, if the ex-serviceman is also disabled, then he would be eligible to apply under the disabled ex-serviceman exemption along with SC/ST exemption. He would not be able to use the Persons With Disability exemption in this case.

Candidates need to produce certificates proving their category of exemption while joining their respective bank.

Clerk Eligibility – Nationality Conditions

Citizenship: The candidates applying for the exam should fulfil the following criteria:

  • Citizenship of India
  • Subjects of Nepal or Bhutan
  • Tibetan Refugee who arrived prior to 1 January 1962
  • A person of Indian origin migrated from Sri Lanka, Pakistan, Burma(Myanmar), Vietnam or East African countries of the United Republic of Tanzania, Uganda, Kenya, Malawi, Zambia, Zaire or Ethiopia to permanently settle in India

All candidates who are not Indian citizens have to produce a certificate of eligibility from the Government of India while joining service at their respective banks.

IBPS Clerk Educational Qualification

The IBPS specifies that candidates who wish to appear for the bank Clerk exam should at least have a bachelor’s degree from a recognised university. The following are other educational conditions for the exam:

  • Computer literacy is a mandatory requirement.
  • The candidate should also be able to read and write in the official language of the state they have indicated as their preferred service destination.
  • Ex-servicemen who are not graduates should at least have a matriculation certificate along with 15 years of service. They should have been awarded the Army Special Certificate of Education or its equivalent in the Air Force or Navy.

The Institute does not specify any IBPS Clerk eligibility percentage. The individual banks use the IBPS calculation of aggregate percentage for their purposes.

Reservation in IBPS Clerk

Persons with disabilities are provided reservation in the IBPS Clerk exam according to The Rights of Persons with Disabilities Act, 2016. The number of reserved vacancies is declared after the respective banks communicate the number of vacant positions to the institute.

Candidates who fulfil all the above criteria should start preparing for the examination well in advance. As the IBPS application process is entirely online, it is useful to keep scanned copies of all relevant supporting documents handy. This would allow the candidate to finish the application process faster and secure the state/UT of their choice. This is important as the eligibility criteria clearly state fluency in the official language as one of the terms of service.

To know more about IBPS exams, check out: