How To Calculate Negative Marking In Bank Exams

In this article, we shall look into how to calculate negative marking in bank exams.

Aspirants who are willing to take the bank exams must be aware of the impact of negative marking because the score of all the bank examinations is completely dependent on the total number of questions answered correctly.

As we know for every wrong answer, 0.25 or 1/4th of negative marking from each question is deducted but the main problem is on how to calculate the final score.

You can find more article related to strategies for the UPSC Exams through the IAS Strategy Articles page!!

The following links will help strengthen the candidates in their UPSC preparation:

To explore bank exams in detail, check at the linked article.

Besides, there is another aspect that the final score is dependent on, i.e. the sectional cutoff and the category-wise cutoff.

There are three major posts for which bank exams are conducting and the negative marking scheme for almost all of them is the same:

  1. Bank PO
  2. Bank SO
  3. Bank Clerk

If you are one of the candidates who wants to get the merit score in the bank examination then you have to know all how to get more correct answers in the respective bank exam paper.

Daily News

In this article, we bring you complete information regarding the bank examination and the cutoff in particular. We will tell you how to calculate the negative marking in bank examinations.

This piece will help you to understand the negative marking and also we give the tips on how to reduce the negative marking in the examination and this will be the additional information for you.

To know more about SBI Exams, check at the linked article.

Negative Marking Calculation

Below is an example of how to calculate the negative marking in the bank exams:

As we know for every bank examination, negative marking is about 0.25 and the calculation of the negative marking is completely dependent on the number of wrong answers. So below we have given the details about the calculation of negative marking.

For example, Assume there are around 30 questions in the bank exam question paper with 1 mark for each question. If you have attempted all the 30 questions in which the number of the questions you have attempt wrongly was 4 questions and as we know that there is a deduction 0.25 for each question.

  • From the above information, the number of questions you have attempted correctly are about 26 questions.
  • The total marks by removing the wrong answers are 26.
  • Now as for every wrong answer the negative marking for each wrong answer is 0.25 then comes the calculation part i.e. 4*0.25=1 mark.
  • So the marks deducted from your total score for the negative marking is 1 mark.
  • Then, deduct 1 mark from the total score i.e, 26-1=25 marks.
  • Hence, the total score obtained after removing the negative marking is 25 marks.

To know more about the Impact of Negative Marking In SBI PO Prelims, check at the linked article.

Strategies to reduce negative marking

Here are some important strategies on how you can reduce the negative marking in the bank exam:

Every year millions of banking aspirants try to qualify the bank exams with the hope of cracking the respective exam.

Important Bank Information:

SBI PO Eligibility SBI PO Admit Card SBI Vacancy
IBPS RRB SBI Clerk Notification SBI PO Notification
SBI Exam Dates SBI SO SBI PO Exam Dates

As a result, there is huge competition among applicants in the bank exams. It is for this reason, the negative marking system was introduced in the bank exam pattern.

Aspirants who are preparing to take the upcoming bank exams should be extra cautious while attempting the questions from the different sections of the exam as negative marks are likely to affect the total bank exam score.

In order to reduce the impact of negative marking, we bring you a few strategies to keep in mind while attempting different questions:

  1. Before attempting the question paper, try to understand the complete details about the examination and the bank exam pattern.
  2. As the adage goes -“Practice makes a man perfect”, try to practice more so that you’re aware of the difficulty level of every question. There may be times during the examination when a particular question might consume a lot of time. For example, questions from the Quantitative Aptitude part and Reasoning Ability requires a lot of practice. So you can only excel in these sections if you are thorough with your concepts.
  3. After practising the questions you can find the mistakes or some difficulties in solving problems, then just try to work on these problems and speed up your level of solving the questions.
  4. The first thing after the practising session is to analyze yourself where you are lagging and where you are finding the difficulty in solving the questions. While solving mock papers, don’t get impatient if you are not successful in solving the questions in the first attempt.
  5. Keep in mind that you are in your bank exam preparation level only. You cannot expect wonders in the first attempt. Now comes the examination part, read the questions carefully. This should be done especially in the Quantitative Aptitude and Reasoning Ability part.
  6. Never ever make wild guesses during the examination, this can prove expensive towards your total bank exam score. Just keep the negative marking thing in your mind.
  7. Solve those questions confidently which are easy to answer and consume less time.
  8. Sometimes when candidates get an easy question and mark it quickly without reading the question properly. But in that hurry, the candidates might mark the wrong answer which results in negative marking. So candidates should read the questions and options properly before marking them.
  9. Candidates should make proper notes of tricks and important formulas during their practice which will help them to memorize for a longer time. Candidates can read these notes before the bank examination which will help them to solve with accuracy during the exam.
  10. Candidates mostly pick up coaching centres or banking preparation apps while preparing for bank exams. One should always be very careful while picking up assistance for preparation of bank exams. The tricks explained in these banking exam preparation app or coachings can prove to be very helpful for candidates.

To learn more about bank exams preparation, check at the linked article.

One key strategy to keep in mind is whichever question you answer, try to maintain speed and accuracy. We would suggest that practice different types of questions to enhance your speed and maintain accuracy while solving the questions.

Frequently Asked Question about calculating negative markings for bank exams


What does 0.25 negative marking mean?

There is negative marking of 0.25 for every wrong answer . No marks are awarded or deducted for unattempted questions. Hence if you answer incorrectly 0.25 marks in total will be deducted from your total marks.

What is negative marking in bank exam?

The most common question that comes in the mind of an aspirant is if there is any negative marking and how to minimize its impact in bank exams. Negative marking occurs when a candidate marks the wrong answer in the question and 0.25 marks are deducted from the total score of the candidate for every wrong answer.

What is the meaning of 1/3 negative marking?

Every correct answer carries a positive 2 marks whereas every wrong answer has a negative ⅓ mark. The ⅓ rd of every wrong answer is taken as a negative mark subtracted from the grand total. This 1/3rd means one-third of the assigned marks to a specific question. These 1/3rd marks are deducted for each wrong answer.

What is the mean of 1/4 negative marking?

So in 1/4 negative marking scheme your 1/4 marks will be cut for each wrong answer here 1/4 marks cut means 25% marks of that question. So if your question is of 1 mark then 1/4 marks cut means 0.25 marks will be cut from 1 mark it is called 1/4 negative marking or 1/4 marks cut from 1 mark of question.

Related Links:

IBPS Mock Tests SBI Mock Tests RRB Mock Tests
IBPS SO Mock Test SSC CGL Mock Test RBI Grade B Mock Test

For more bank exam preparation tips and strategies, keep an eye at BYJU’S bank exams pages for updated content.


Leave a Comment

Your Mobile number and Email id will not be published.