Bank Clerk - Responsibilities, Job Description & Exam Details

The Bank Clerk post is a sought after and dignified post for Aspirants willing to enter the banking sector. The Clerical cadre in Banks is mainly responsible to deal with customer-related problems and helps with the resource structure of the Bank.

In this article, we shall discuss in detail the role, responsibilities of a Bank Clerk, along with the Bank Clerk exam details for the different Public Sector Banks in the country. 

The Banking sector in India is one of the largest employment generating sectors and aspirants wait for an opportunity to work as a bank employee in our country.

Every year thousands of vacancies are released by different Banks to recruit Bank Clerks and lakhs of candidates apply for the post from different parts of the country. Once a candidate gets recruited as a Bank Clerk, he gets various opportunities within the Organisation to get promoted to higher posts.

Apart from the Bank Clerk exam, the banking sector also conducts the Bank PO exam to recruit Probationary Officers. Know more about Bank PO at the linked article.

Table of Contents:

1. Bank Clerk Job Profile
2. Bank Clerk Notification
3. Bank Clerk Online Application
4. Bank Clerk Selection Process
5. Bank Clerk Eligibility
6. Bank Clerk Vacancy
7. Bank Clerk Salary
8. Bank Clerk Exam Pattern
9. Bank Clerk Exam Syllabus
10. Bank Clerk Exam Result
11. Bank Clerk Admit Card
12. Bank Clerk Exam Preparation

There are various domains of a Bank Clerk. These include Interest clerk, loan clerk, security clerk, bookkeeping clerk, etc. Each of these domains has different responsibilities to fulfil which includes keeping records, filing and looking after stocks, managing loan-related documents and managing customer records.

Given below is a list of responsibilities that a Bank Clerk needs to fulfil:

1. A Bank Clerk needs to ensure the compliance of KYC (Know Your Customer) for all new account holders in the Bank
2. The job profile requires the Bank Clerk to be the head cashier who is responsible for managing cash and also gold loans
3. Opening Loan Accounts and filling loan information
4. Monitoring NPA’s
5. A Bank Clerk works as a Single Window Operator for the convenience of customers

Apart from the above-mentioned responsibilities, a Bank Clerk needs to work as advised by the Manager in the Zonal/Regional or Head Office where he is working.

Candidates can refer to the below-mentioned links to know more about the bank Clerk exams:

The Bank Clerk exam is conducted by various Public Sector Banks to recruit candidates in the Clerical cadre. The Clerk exam is conducted by different banks by different names. SBI conducts the exam for clerical cadre stating the post of Junior Associates, RBI Assistant is similar to the Bank Clerk post and exam. 

Bank Clerk notification is released mentioning all the important exam dates, exam pattern, syllabus, exam centres, etc. for each bank. 

Candidates can refer to the below-mentioned links to know more about the bank clerk notification:

The online application process for the bank clerk exam is simple and candidates can apply through online modes only. Given below are the steps that candidates can follow to apply online for the Bank clerk exam:

1. Visit the official website of the bank which is conducting the recruitment
2. Click on the apply online option
3. Fill in all the required fields
4. Upload all the asked documents including the scanned passport size photograph and signature
5. Fill in the application fee and the application process is complete.

Candidates who are willing to apply for the upcoming Bank clerk exams can refer to the links given below:

To apply for any government exam, candidates need to fulfil certain eligibility criteria. Same is the case with the Bank Clerk exam. The official notification released for the recruitment of bank clerks gives a set of eligibility criteria which are essential for a candidate to fulfil in order to apply for the exam.

The Bank Clerk eligibility differs for different banks. Given below is the set of eligibility which are common for all Bank Clerk exams:

1. Nationality – Candidate must be a citizen of India
2. Age Limit – Bank Clerk notification mentions an upper and lower age limit and candidates within the two age barriers can only apply for the exam. There are certain age relaxations that are provided to candidates belonging to different categories.
3. Education Qualification – The minimum educational qualification to apply for any Bank Clerk is a Bachelor’s degree in any discipline. 

The eligibility criteria for different Bank clerk exams is different and it is very important that a candidate carefully goes through the official notification before applying for the exam.

Any candidate who applies for the exam and does not qualify even one of the eligibility criteria, the conducting body reserves the right to cancel the candidate’s candidature. 

Given below is the bank clerk eligibility for different banks for the reference of the candidate:

The number of vacancies released for each bank exam depends upon the requirement of the employing and conducting body. The bank clerk vacancy varies each year and over the past few years, although, the number of vacancies has increased, the number of applicants has also increased variably. 

Candidates can check the bank vacancy related details at the linked article:

Bank Clerk salary is one additional reason why candidates prefer to grab the opportunity to join the banking sector in the Clerical cadre. The salary provided to a bank clerk is decent and along with it, there are various perks and allowances that are provided as well. 

Given below is the bank clerk salary for the major banks conducting recruitment in the clerical cadre:

The salary mentioned above is the basic pay and the in-hand salary of candidates is higher than the basic pay. Candidates can refer to the below-mentioned links to know the detailed salary structure for different bank clerks:

The Bank Clerk exam pattern for different banks is almost the same and candidates preparing for the exam can refer to the below-mentioned clerk exam pattern for different banks:

The Bank Clerk exam pattern is set by the conducting body and is subject to change as per the need of the conducting body.

The Bank Clerk syllabus is vast and requires the candidate to prepare themselves accordingly for each subject. Candidates must make sure that they follow a systematic study plan in order to prepare themselves well enough based on the latest exam pattern and syllabus.

Candidates can get the detailed section-wise bank exam syllabus at the linked article.

There are common subjects which are a part of the bank clerk syllabus. This includes the English language, Quantitative Aptitude, Reasoning Ability, Computer Knowledge and General Awareness. 

Candidates must make sure that they prepare themselves equally well for all the topics which are a part of the bank clerk syllabus. Given below are the links related to the bank clerk syllabus:

The bank clerk result is declared after each stage of the exam and after every stage, a certain number of candidates are shortlisted who qualify for the next level of the bank clerk exam. 

The bank clerk result is declared based on the candidate’s overall performance and also, based on the section-wise performance. An overall and sectional cut off is finally declared based on which the candidates are shortlisted.

To know more about the bank clerk result and cut off candidates can visit the below-mentioned links:

The Bank clerk exam is conducted by various bodies and for every level of exam conducted, the bank releases an admit card which ensures the candidate’s entry to the exam venue.

The admit card for the bank Clerk exam is released 10 to 15 days in advance to the date of examination and candidates must ensure that they carry their admit card along to the exam centre.

Any candidate who does not carry the admit card along shall be denied entry to the exam centre. The bank clerk admit card acts as proof that the candidate has filled the application form and is eligible to appear for the examination.

Given below are the important bank Clerk exam admit card links that candidates can refer to for their assistance:

Bank Clerk exam is a foundational step that a candidate puts in the banking sector. It opens up multiple opportunities for a candidate in terms of career growth and job prospects. Candidates must make sure that the bank clerk preparation is exhaustive and requires a lot of hard work.

Given below are a few tips for the candidate’s reference:

1. Make sure you follow a systematic study plan and prepare for the bank clerk exam accordingly. 
2. Solve mock tests, practice paper and sample papers on a regular basis. This will help you revise the entire syllabus in a single go.
3. Solving previous year question papers shall also prove to be very helpful as it would help you understand the standard of exam and the type of questions asked in the exam.
4. Time management is an important aspect of bank clerk preparation, so make sure that practise questions regularly and try solving them as fast and possible.
5. Refer to the best books and study material

Bank Clerk preparation related links:

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