It is caused by a mutation in the gene that codes for clotting factors.
This alteration or mutation may result in the clotting protein not functioning at all.
Haemophilia A and B are caused by clotting factor VIII and IX gene defects, respectively.
Clinically, haemophilia A is more severe than haemophilia B.
The type of mutation is known to be the most significant factor influencing the severity of haemophilia: null mutations are common in severe haemophilia A (about 80%), whereas missense mutations are common in severe haemophilia B (approximately 60%).