59. With reference to Pradhan Mantr iFasal Bima Yojana,
i) This Scheme covers only kharif, rabi crops.
ii) New scheme will cover post-harvest losses apart from yield loss.
iii) Scheme proposes mandatory use of remote sensing, smart phones and drones for quick estimation of crop loss to speed up the claim process.
Which of the following statement is/are true?
59. With reference to Pradhan Mantr iFasal Bima Yojana,
i) This Scheme covers only kharif, rabi crops.
ii) New scheme will cover post-harvest losses apart from yield loss.
iii) Scheme proposes mandatory use of remote sensing, smart phones and drones for quick estimation of crop loss to speed up the claim process.
Which of the following statement is/are true?
The correct option is C c) ii, iii only
Ans 59.C
Explanation: The Pradhan MantriFasalBimaYojana - It envisages a uniform premium of only 2 per cent to be paid by farmers for Kharif crops, and 1.5 per cent for Rabi crops. The premium for annual commercial and horticultural crops will be 5 per cent.
This scheme is dedicated to bring in more than 50% of the farmers under its wing within the next 2–3 years. Around 25% of the claims will be sent to the farmer’s direct account. Also, the scheme will remain as it is. This means that there will be no cap on coverage. Also there won’t be any cap on the reduction in the insured sum.
This insurance scheme, unlike the previous ones, covers local calamities too, such as landslide, hailstorm, inundation, etc. inundation was not covered by the previous schemes.
The government has proposed that there will only be one insurance company for the entire state. Mostly the private as well as the national agricultural insurance companies will be approached to implement it.
In post-harvest losses, coverage will be available up to a maximum period of 14 days from harvesting for those crops which are kept in “cut & spread” condition to dry in the field.
The use of technology will be encouraged to a great extent. Smart phones will be used to capture and upload data of crop cutting to reduce the delays in claim payment to farmers. Remote sensing will be used to reduce the number of crop cutting experiments
c) ii, iii only
Ans 59.C
Explanation: The Pradhan MantriFasalBimaYojana - It envisages a uniform premium of only 2 per cent to be paid by farmers for Kharif crops, and 1.5 per cent for Rabi crops. The premium for annual commercial and horticultural crops will be 5 per cent.
This scheme is dedicated to bring in more than 50% of the farmers under its wing within the next 2–3 years. Around 25% of the claims will be sent to the farmer’s direct account. Also, the scheme will remain as it is. This means that there will be no cap on coverage. Also there won’t be any cap on the reduction in the insured sum.
This insurance scheme, unlike the previous ones, covers local calamities too, such as landslide, hailstorm, inundation, etc. inundation was not covered by the previous schemes.
The government has proposed that there will only be one insurance company for the entire state. Mostly the private as well as the national agricultural insurance companies will be approached to implement it.
In post-harvest losses, coverage will be available up to a maximum period of 14 days from harvesting for those crops which are kept in “cut & spread” condition to dry in the field.
The use of technology will be encouraged to a great extent. Smart phones will be used to capture and upload data of crop cutting to reduce the delays in claim payment to farmers. Remote sensing will be used to reduce the number of crop cutting experiments
