Qualitative Measures

Q.

Why do lenders ask for collateral while lending?

Q.

Give the Meaning of debentures Issued as Collateral Security

Q. Which of the following phrases best describes banks being told to uphold their moral responsibilities?

1. Moral suasion
2. Ethical suasion
3. Financial suasion
4. Financial persuasion

Q. A farmer took a loan from his local bank, but he had to deposit his property paper as security to do so.

What is the property placed against the loan referred to as?

1. Collateral security
2. Deposit
3. Guarantee
4. Credit

Q.

Can I buy a house with my equity?

Q. Match the following with their nearest meanings.

Note:
Min. stands for minimum
Max. stands for maximum

1. Min. reserve with RBI
2. Max. credit to be lent
3. Moral responsibilities
4. Collateral security