Indian Rural Credit

Q.

Explain the role of micro-credit in meeting credit requirements of the poor.

Q.

Following are institutional sources of agricultural credit except:

1. Commercial banks

2. Regional banks

3. Money lenders

4. NABARD

Q.

Which one of the following options describe Collateral?

1. Double coincidence of wants

2. Certain products for barter

3. Trade in barter

4. Asset as guarantee for loan

Q.

Microcredit programme refers to:

1. None

2. Credit provision made by small farmers

3. Credit provisions made by self help group to its members

4. Credit provision made by large farmers

Q.

SHG means:

1. Small Help Group

2. Self Help Group

3. Both (a) and (b)

4. None of these

Q.

Which scheme provides adequate and timely support from the banking system to the farmers for their cultivation needs in a flexible manner?

1. KMC

2. KBC

3. KCC

4. KMM

Q.

Critically evaluate the role of the rural banking system in the process of rural development in India.

Q.

Q. Under the Cooperative Bank structure, the apex institution is _______.

1. National Cooperative Bank
2. State Cooperative Bank
3. District Cooperative Bank
4. IDBI Bank

Q.

Critically evaluate the role of the rural banking system in the process of rural development in India.

Q. A Kisan Credit Card (KCC) Scheme was introduced in the year ______.

1. 1998
2. 2001
3. 1999
4. 2005

Q. Which of the following is the apex institution that handles refinance for agriculture and rural development in India?

1. RBI
2. SIDBI
3. NABARD
4. SEBI

Q. Many Regional Rural Banks are given licence to open branches in small cities and towns. These licences are given by which organisation in India?

1. Cabinet Committee on economic affairs
2. Reserve Bank of India
3. NABARD
4. Indian Banks Association

Q.

Q. Give reasons : There is a Green-revolution in the field of agriculture.
OR
Write something about technical reforms in the area of agriculture in India.

Q. NABARD has been entrusted with which of the following responsibilities?
(i) provide refinance assistance to cooperative societies and RRBs
(ii) improving agricultural credit system
(iii) financing activities of industrial development banks

1. both (ii) and (iii)
2. (i) only
3. (iii) only
4. both (i) and (ii)

Q.

Regional Rural Banks are opened up in areas :

1. Facing financial problem

2. With no banking facilities

3. Which are developing in terms of banking

4. Where the number of banks is less than required

Q.

In a SHG, most of the decisions regarding savings and loan activities are taken by:

1. group members

2. bank

3. government

4. non-government organisation

Q. Who is the founder of Bangladesh Grameen Bank?

1. Muzaffar Ahmed
2. Prof. Mohammed Yunus
3. Dr. Nasreen Pervin Huq
4. Rabindranath Tagore

Q. The idea of establishing Regional Rural Banks was mooted in the _______.

1. Integrated Rural Development Programme
2. Community Development Programme
3. Food for Work Programme
4. Twenty Point Economic Programme

Q. NABARD came into existence in ____.

1. 1975
2. 1980
3. 1982
4. 1985

Q. NABARD has taken over the entire functions of________.

1. ACD of RBI
2. ARDC
3. RPCD of RBI
4. All of the above

Q.

ques1. explain medium term and long term rural credit.

ques2. what are the demerit of moneylender in rural credit in india?

ques 3. what is the multi agency approach or national policy of rural credit ?discuss its objective

Q. The Apex institution with regard to rural credit is __________.

1. NABARD
2. Agricultural Refinance and Development Corporation
3. Reserve Bank of India
4. Regional Rural Banks

Q.

what is meant by micro finance?

Q. NABARD provides refinance assistance to ___________.

1. scheduled commercial banks
2. state land development banks
3. all of the above
4. regional rural banks and state co-operative banks

Q. Regional Rural Bank came into existence in _______.

1. 1972
2. 1970
3. 1975
4. 1982

Q.

What prevents the poor from getting bank loans?

1. Complexity of procedure

2. Absence of collateral

3. High rates of interest

4. None of these