Money Supply

Q.

What is the full form of FII?

Q.

The main aim of the commercial banks is:

1. To earn profits

2. Social welfare

3. To provide services to the people

4. None of these

Q.

What Are the Problems of the Indian Capital Market?

Q.

Define the term spread.

Q.

What is the difference between demand deposits and time deposits?

Q.

A commercial bank is a bank that:

1. Gives long-term loans

2. Creates credit

3. All of these

4. Gives short-term loans

Q.

Easily-withdrawable deposits are called:

1. Fixed deposits

2. Demand deposits

3. Recurring deposits

4. None of the above

Q.

Differentiate between private sector and public sector. Give an example of each sector.

Q.

Term deposits are those:

1. Against which no cheque can be issued

2. Against which no interest is paid to the depositors

3. Which are a part of $M_1$ supply of money

4. None of these

Q.

Rate of interest on loans - Rate of interest on deposits is called ___ .

Q.

Enumerate the various objectives of a public sector undertaking.

Q.

Which of the following is not a problem due to urbanisation?

1. Pollution

2. Sanitation and sewage

3. Mental health diseases

4. Illiteracy

Q.

Credit cards issued by the banks:

1. Encourage consumer spending

2. Increase aggregate demand in the economy

3. Both (a) and (b)

4. None of these

Q.

What are the parts of a promissory note?

Q.

Chequeable deposits are those:

1. Against which a cheque can be drawn at any time.

2. Which are called fixed deposits

3. All of these

4. Against which no money can be withdrawn

Q.

Savings deposits are not a part of money supply of an economy. State true or false.

1. True

2. False

Q. Answer in detail:

What are the secondary functions of commercial banks?

Q.

In India, the central bank is:

1. Both (a) and (b)

2. Reserve Bank of India

3. Federal Reserve System

4. Federal System

Q. banking deals with small enterprises and individuals.

1. retail
2. corporate
3. investment
4. co-operative

Q.

What Is the Purpose of the Capital Market?

Q.

What is the capital market structure?

Q.

The goal of a public sector bank is:

1. Welfare

2. Profit

3. All of the above

4. Financial inclusion

Q. Which of the following is not an institutional credit agency?

1. Moneylender
2. Commercial Banks
3. Cooperative Society
4. Regional Rural Banks

Q. Give Reason Or Explain the following statements.
Commercial banks provide agency functions to earn profits.

Q. What are the primary functions of commercial banks?

Q. How Is 'bank rate' used by central bank in influencing credit creation by commercial banks? Explain.

Q.

Loans from the bank are:

1. Assets of the bank

2. Assets of the borrowers

3. Liabilities of the individuals

4. Liabilities of the bank

Q. Which one of the following is not a primary activity?

1. Mining
2. Plantation agriculture
3. Forestry
4. Banking services

Q. The most important function of a commercial bank is ___________.

1. accepting deposits
2. credit creation
3. advancing loans
4. all of the above

Q. Which one of the following is not an instrument of credit control in the banking system?

1. Open market operations
2. Cash Reserve Ratio
3. Moral suasion
4. Tax rates