Let A1 denotes that the lot contains 2 defective articles
A2 denotes that the lot contains 2 defective articles
A the event that testing procudure ends with the twelfth testing
Now P(A1)=0.4 and P(A2)=0.6
The testing procedure ending at the twelfth testing means that, one defective article must be found in the first eleven testing and the remaining one must be found at the twelfth testing, in case the lot contains 2 defective articles
So, P(A|A1)=2C1.18C1020C11×19
Similarly P(A|A2)=3C2.17C920C11×19
Thus the required probability
P(A)=P(A∩A1)+P(A∩A2)=P(A1)P(A|A1)+P(A2)P(A|A2)=0.42C1.18C1020C11×19+0.63C2.17C920C11×19=441900+662280=991900=0.0521