A polar bear has the thick fur all over the body, except the tip of the nose. This insulates them from cold, even when they are in the water. Their fur has another use, hairs reflect light making the polar bear look white and helping them camouflage among the snow and ice. They have padded feet, help when running or climbing on ice. So, yes it is true 'A polar bear can survive in polar regions because of thick fur and padded feet'.