Mme Loisel was the kind of person who had enough but was not satisfied with it. If she had been satisfied with whatever she had, she did not need to borrow a necklace from her friend. She lost that necklace and borrowed money to buy a new one to give to her friend. Matilda and her husband replaced the necklace by paying eighteen thousand francs, which his father had left him and borrowing the rest of the amount from usurers and money lenders. To pay up for this money, the husband worked in the evenings by putting books of merchants in order and at night copying at five sous a page while Matilda had to do all the household work herself.