167. answer will be (a) Crossing over : crossing over is the exchange of genetic material between non-sister chromatids of homologous chromosomes during meiosis,which results in new allelic combinations in the daughter cells 166. answer will be (3) Inner cell mass converted in to germ layer in gastrulation phase .there are three germ layer ectoderm, mesoderm and endoderm .they serve as the initial rudiments of all the future tissue and organs of the offspring's body.