Question

Chhotu is a landless farmer. He often needs to borrow money. Why?

Answer 1

Chhotu, like many other small farmers in the village, needs to borrow money from the money lenders, traders and rich farmers. This is because of the following reasons:

1. He borrows money to buy seeds, fertilisers and pesticides to grow crops.
2. If the crop gets ruined due to pest attacks, bad monsoons or poor quality of seeds, he needs to grow the crop again. So he borrows money and this way, he is liable to pay double debt.
3. He needs money to be able to bear his family expenses.