1) Shikaripuri Shrotts and Nattukottai Chettiyars were groups of financiers and merchants.
2) They funded export agriculture in Southeast and Central Asia.
3) They followed a high-level system of transferring money throughout various locations.
4) These Shrotts and Chettiyars used either their own reserves or the money borrowed from European banks.
5) They also established business organisations in ethnic ways.