Modals are used to show that we believe something is certain, probable or possible.
An obligation is an act or course of action to which a person is morally or legally bound.
Option C - Correct as it shows an obligation.
The incorrect options are:
Used to - denotes that something happened continuously or frequently during a period in the past
Would - it denotes a future possibility and not an obligation.
Have - it is used in case of plural objects. Money is a singular uncountable noun.