The correct option is D It lives in water as well as on land.
Frogs are called as amphibians because they live in water as well as on land. They inhabit a wide variety of habitats with most species living within terrestrial, fossorial, arboreal or freshwater aquatic ecosystems. Amphibians typically start out as larva living in water, but some species have developed behavioral adaptations to bypass this. The young generally undergo metamorphosis from larva with gills to an adult air-breathing form with lungs. Amphibians use their skin as a secondary respiratory surface and some small terrestrial salamanders and frogs lack lungs and rely entirely on their skin.