The correct option is
D 89, 75, 86, 31
From the given matrices, it can be concluded that the codes for the following letters are as follows:
E - 00, 12, 24, 31, 43
J - 01, 13, 20, 32, 44
N - 02, 14, 21, 33, 30
K - 03, 10, 22, 34, 41
Y - 04, 11, 23, 30, 42
T - 55, 67, 79, 86, 98
A - 56, 68, 75, 87, 99
D - 57, 69, 76, 88, 95
G - 58, 65, 77, 89, 96
O - 59, 66, 78, 85, 97
GATE - 89, 75, 86, 31 (option B)