Look, as the ball is vertically thrown upward. The force of gravity is continued to act downwards so there is a downward force which cause a downward acceleration and as the speed of the ball is continued to decreased due to the deacceleration (because the acceleration is in opposite direction) so at maximum height its velocity or speed is zero.
But it continue to have a downward acceleration of 9.81m/s^2 during its journey.
so the ball will reach the ground in less than time 't'