Let a be the first term and d be the common difference.
We know that, sum of first n terms = Sn = [2a + (n − 1)d]
It is given that sum of the first n terms of an A.P. is (3n2 + 7n).
∴ First term = a = S1 = [3(1)2 + 7(1)] = 5.
Sum of first two terms = S2 = [3(2)2 + 7(2)] = 13.
∴ Second term = S2 − S1 = 13 − 5 = 8.
∴ Common difference = d = Second term − First term
= 8 − 5 = 3
Also, nth term = an = a + (n − 1)d
⇒ an = 5 + (n − 1)(3)
⇒ an = 5 + 3n − 3
⇒ an = 3n + 2
Thus, nth term of this A.P. is 3n + 2.
Now,
a20 = a + (20 − 1)d
⇒ a20 = 5 + 19(3)
⇒ a20 = 5 + 57
⇒ a20 = 62
Thus, 20th term of this A.P is 62.