Step-1: finding sum of first ten terms.
Let S= Sum of first tem terms
S1= Sum of first five terms
S2= Sum of next five terms
As we know, Sn=n2[2a+(n−1)d]
Now, sum of first ten terms is
S=102[2×2+(10−1)d]
⇒S=5[4+9d]
∴S=20+45d
Step 2: finding sum of first five terms
S1=52[2×2+(5−1)d]
⇒S1=52[2×2+4d]
∴S1=10+10d
Step 3: finding sum of next five terms.
S2=S−S1
⇒S2=(20+45d)−(10+10d)
⇒S2=20+45d−10−10d
∴S2=10+35d
Step 4: using given condition for finding d.
As given, the sum of the first five terms is one-fourth of the next five terms.
So, S1=14(S2)
⇒4S1=S2
⇒4(10+10d)=10+35d
⇒40+40d=10+35d
⇒(40−35d)=10−40
⇒5d=−30
∴d=−6
Step 5: finding 20th term
We know that an=a+(n−1)d
a20=2+(20−1)(−6)
⇒a20=2+19×(−6)
⇒a20=2−114
⇒a20=−112
Final answer: Hence, the 20th term of the A.P. is −112.