Mosses and ferns are found in moist and shady places because both

Depend for their nutrition on microorganisms which can survive only at low temperature

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Do not need sunlight for photosynthesis

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Require presence of water for fertilisation

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Cannot compete with sun-loving plants

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Solution

The correct option is C Require presence of water for fertilisation
Mosses and ferns are present in moist places as fertilization takes place only in presence of water, through motile antherozoids that swim to reach the archegonium.
So, the correct answer is 'Require presence of water for fertilisation'

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