Due to the anomalous behaviour of water, it contracts from 0°C to 4°C and beyond 4°C it expands. [1 mark]
The ice formed on the top layer of the water body acts as an insulator and does not allow the temperature of the water layer below it to fall below 4°C.
This ensures that a temperature is maintained for the survival of aquatic life under the water body.
[2 marks]