Let Raghu's income be Rs.100. Then, Ravi's income is Rs.125. Put this in the reverse way. If Ravi's income is Rs.125, Raghu's income is Rs.100. Hence if Ravi's income is Rs.1, Raghu's income is Rs100125. Changing the scale to 100, if Ravi's income is Rs.100, the Raghu's income is Rs100125×100=Rs.80. Therefore Raghu's income is 100−80=20% less than that of Ravi.